Talvo vs LohnTicker

Talvo turns the hours you work into the money you earn. Log your time, set your rate, and instantly see what you’re really taking home - gross and net, down to the day. Whether you’re paid hourly, work shifts, juggle several jobs or freelance, Talvo keeps your work and pay in one clear place. TRACK TIME, SEE THE MONEY • Log worked hours per day and get gross + estimated net pay • Live counter on your Lock Screen (Live Activity) while you work • Add bonuses and tips to any day • Overtime, night and weekend pay rules MADE FOR REAL WORK • Multiple jobs, each with its own rate, contract and settings • Shift scheduling with reminders • Break reminders during your shift • Paid leave tracking with a yearly balance • Rate history - earlier days use your older rate automatically KNOW YOUR PAYDAY • Payday countdown and reminder • See the estimated net amount for your next paycheck STATISTICS • Week, month, year and all-time views • Compare periods and spot trends HOME SCREEN & WIDGETS • Configurable widgets - choose which job each widget shows, or “All jobs” • Month, day, payday and net-earnings widgets • Everything follows your in-app language YOUR DATA, YOUR DEVICE • Works fully on your device • Optional private iCloud sync across your devices • No account, no ads, no tracking Available in English, German, Italian, Spanish, French and Polish. Net amounts are estimates and may differ from your actual deductions.

LohnTicker shows you what you are earning right now. Clock in and watch your pay grow live, with the tax-free premiums for Sunday, public holiday and night work already included. Built for shift work in care, production, logistics and hospitality. HOW IT WORKS • Clock in and out, also with Siri or a Shortcut; enter breaks by hand or let the app estimate the statutory minimum rest break. • Live ticker with running gross and estimated net pay. • Sunday, holiday and night premiums per § 3b of the German Income Tax Act, calculated tax-free. • Expected monthly net that you put together yourself: show or hide planned shifts, vacation, sick leave, bonus and reimbursements. • Daily and monthly overview of what adds up and what comes off. HONEST NUMBERS LohnTicker uses the official 2026 figures (income tax per the German Federal Ministry of Finance calculation scheme, social contributions, § 3b). The net figure in the ticker is an estimate for the live feel, not a replacement for your payslip. Always check your numbers against your employer's statement. SHIFT ROSTER Plan your shifts ahead. Build the roster for a whole month from your templates, as a fixed week or a rolling rotation (week by week too), or extend your most recently planned rhythm in one step. Turn a planned shift into a logged one with a tap. Export the plan to your Apple Calendar and get reminders. The planned-versus-actual view shows where you worked longer or shorter than planned. TOOLS • Vacation: record vacation days with the continued daily earnings; flows into your monthly result on an hourly wage. You decide how many hours a day of absence counts towards your monthly target. • Sick leave: record sick leave periods with continued pay; the app derives the paid working days, with a note about the six-week limit. No health data; flows into your monthly result on an hourly wage. • Bonus and special payment: record bonuses and Christmas pay, treated as a non-recurring payment (difference method) and charged social contributions under the one-time-payment rule. • Travel expenses and per diems, domestic and abroad. • Commute costs: business trips and the German commuter allowance. • Gross-to-net calculator and pension-payment handling. ON EVERY DEVICE • Apple Watch with live ticker and complication. • Live Activity and Dynamic Island during your shift. • Home Screen and Lock Screen widgets. • iPhone and iPad; on Apple silicon Macs it runs as the iPad app. YOUR DATA STAYS YOURS Everything stays on your device and, when you are signed in to iCloud, encrypted in your private iCloud. No servers of our own, no tracking, no sharing. Without iCloud everything stays local. FREE AND PREMIUM Free gives you the live ticker, also on Apple Watch and as a widget, plus the daily and monthly dashboard for the current and previous month, the working time check under the German Working Hours Act, the roster, the vacation and sick-leave tools, the calculators, the export of your own data and the § 3b calculation with your paid premium rates. Premium unlocks the yearly views including the annual statement for your tax return, the § 3b fine-tuned rates (core night and high public holidays), additional jobs, costing an extra shift, and the travel, commute and bonus tools. The subscription keeps your calculations current every year: new tax and social-security values, public holidays and travel allowances. The lifetime purchase receives the same updates permanently with a single payment. LohnTicker is not a substitute for tax advice. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/