Comparison

Mint Money vs MakeChange

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mint Money

This personal finance app helps you manage spending, budgets, subscriptions, and bills effortlessly. It offers automatic expense tracking, smart budgeting tools, and timely reminders for payments and benefits. Enjoy a private and secure experience with read-only bank access and no data selling.

Highlights
  • All-in-one financial dashboard
  • Automatic expense categorization
  • Smart budgeting with overspend alerts
  • Subscription and bill tracking
  • Card benefit and welcome bonus tracking
  • Investment tracking (Premium+)
  • AI financial coach (Premium+)
Features
Currently charting
Read full description

Get more from your money — and every credit card you own. Mint is a personal finance app designed to be calm, private, and effortless. Manage spending, budgets, subscriptions, bills, net worth, and credit card perks other apps ignore. No ads, no data selling — just read-only bank access through Plaid. Connect your bank and Mint handles the busywork: transactions categorize themselves, recurring subscriptions are detected, card payments are tracked, and timely reminders keep you ahead of every due date, welcome bonus, and expiring benefit. FEATURES • SEE EVERYTHING IN ONE PLACE — Bank accounts, balances, spending, investments, and net worth on one clean dashboard. • AUTOMATIC EXPENSE TRACKING — Every transaction is categorized the moment it syncs, so you always know where your money goes. • SMART BUDGETS — Create monthly budgets, watch your progress, and get notified before you overspend. • SUBSCRIPTION TRACKER — Recurring charges are detected automatically, with an alert when one raises its price. • WELCOME BONUS TRACKER — Track qualifying spend toward your card's sign-up bonus and never miss the deadline. • CARD BENEFITS TRACKER — Stay on top of statement credits, travel credits, dining credits, anniversary perks, and other valuable benefits before they expire. • AUTOMATIC CARD PAYMENT TRACKING (Premium+) — Statement balances, minimum payments, and due dates pulled straight from your bank. Reminders before every payment and an early warning if your checking account may not cover what's due. • BILL REMINDERS — Never miss another due date. • SAVINGS GOALS — Set a target, build the habit, watch it grow. • INVESTMENT TRACKING (Premium+) — Track your investments alongside the rest of your finances. • AI COACH (Premium+) — Ask questions about your own spending, budgets, and habits, and get personalized answers based on your own financial data. • SMART NOTIFICATIONS — Bills, price hikes, unusual charges, budget limits, payment reminders. Only the alerts that matter. • PRIVATE & SECURE — Read-only bank connections through Plaid, Face ID / Touch ID app lock, no ads, and your data is never sold. • TRY BEFORE YOU CONNECT — Demo Mode opens every feature with sample data. No account, no bank link. • IPHONE, IPAD & MAC — One seamless experience across your Apple devices, with full Dark Mode. PLANS Min Premium — $6.99/month or $59.99/year • Bank linking with automatic transaction syncing • All budgeting, subscription, bonus, and benefit tracking Min Premium+ — $9.99/month or $79.99/year Everything in Premium, plus: • Investment Tracking • AI Coach • Automatic Card Payment Tracking • 14-day free trial on annual plans. • Coverage: thousands of US banks and credit unions via Plaid. Available in the US only. • Subscriptions renew automatically unless canceled. Cancel anytime in your App Store settings. Learn more: minbudget.net Privacy Policy: https://minbudget.net/privacy.html Terms of Use: https://minbudget.net/terms.html

About

MakeChange

Take control of your finances with this intuitive budgeting app. Track spending, plan bills, and build better money habits with personalized suggestions and AI assistance. Organize your financial timeline and make smarter financial decisions.

Highlights
  • Expense tracking
  • Bill planning
  • Budget management
  • Financial timeline organization
  • Money habit development
  • Personalized financial suggestions
  • AI-powered financial assistance
Features
Read full description

Your change starts here. MakeChange is a budgeting app built to help you take control of your money, stay organized, and make better financial decisions. Managing money shouldn't feel complicated. MakeChange gives you a simple way to keep track of your spending, plan for upcoming bills, and build better financial habits in one place. With MakeChange, you can: • Track your expenses and spending • Plan upcoming bills and subscriptions • Build and manage your budget • Organize your financial timeline • Develop better money habits • Get personalized financial suggestions • Use AI-powered financial assistance Whether you're creating your first budget, trying to stay ahead of your bills, or simply want a better understanding of where your money is going, MakeChange gives you the tools to take control. Your money. Your timeline. Make a change with your finances. MakeChange Premium is an optional auto-renewing subscription: • Premium Monthly — $9.99 per month • Premium Yearly — $59.99 per year A one-time 24-hour Day Pass ($1.99) is also available and does not renew. Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://getmakechange.com/terms.html Privacy Policy: https://getmakechange.com/privacy.html

Screenshots

Mint Money4 screens
MakeChange4 screens

Verdict

The call

The clearest difference is update cadence: MakeChange at daily against Mint Money's every 4 days. MakeChange also leads on ratings volume (6 vs 2). Mint Money's advantage is chart position (#189 vs unranked). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Mint Money sells 4 in-app purchases, starting at $6.99 per month and MakeChange sells 5 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Mint Money against 5.0 for MakeChange. Both are backed by a comparable volume of ratings — 2 and 6 respectively.

UpkeepUpdate frequency

Mint Money ships an update every 4 days, MakeChange daily. The most recent releases landed on November 10, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 8 level
Mint Money versus MakeChange: the parameters behind the verdict, then further details
ParameterMint MoneyMakeChange
PriceFreeFree
Rating5.0 (2 ratings)5.0 (6 ratings)
Positive reviews100.0% of reviews—
Number of ratings26 — better
Update frequencyEvery 4 daysDaily — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
Best chart rank#189 — better—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.0 — better
Further details — not scored
Size53 MB26 MB
Age rating4+4+
DeveloperMin Budget LLCDOMINIC VINCENT CODA

Customer experience

Mint Money

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

MakeChange

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Mint Money

Subscriptions4
  • Premium Monthly$6.991 Month
  • Premium+ Monthly$9.991 Month
  • Premium Yearly14 Days trial$59.991 Year
Show 1 more
  • Premium+ Yearly14 Days trial$79.991 Year
5 purchases

MakeChange

Subscriptions4
  • MakeChange Premium$4.991 Month
  • MakeChange Premium$9.991 Month
  • MakeChange Premium$29.991 Year
Show 1 more
  • MakeChange Premium$59.991 Year
One-time1
  • 24-Hour Day Pass$1.99

Questions

Is Mint Money free?
Mint Money is free to download, with in-app purchases available.
Is MakeChange free?
MakeChange is free to download, with in-app purchases available.
Which has better reviews, Mint Money or MakeChange?
Mint Money and MakeChange are both rated 5.0 out of 5 on the App Store, from 2 and 6 ratings respectively.
Do Mint Money or MakeChange have ads?
Neither Mint Money nor MakeChange shows ads.
Which is updated more often, Mint Money or MakeChange?
Mint Money ships an update every 4 days, and MakeChange daily. Most recently, Mint Money was updated on November 10, 2026 and MakeChange on October 31, 2026.

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