Mint Money vs MakeChange
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mint Money
This personal finance app helps you manage spending, budgets, subscriptions, and bills effortlessly. It offers automatic expense tracking, smart budgeting tools, and timely reminders for payments and benefits. Enjoy a private and secure experience with read-only bank access and no data selling.
- All-in-one financial dashboard
- Automatic expense categorization
- Smart budgeting with overspend alerts
- Subscription and bill tracking
- Card benefit and welcome bonus tracking
- Investment tracking (Premium+)
- AI financial coach (Premium+)
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Get more from your money — and every credit card you own. Mint is a personal finance app designed to be calm, private, and effortless. Manage spending, budgets, subscriptions, bills, net worth, and credit card perks other apps ignore. No ads, no data selling — just read-only bank access through Plaid. Connect your bank and Mint handles the busywork: transactions categorize themselves, recurring subscriptions are detected, card payments are tracked, and timely reminders keep you ahead of every due date, welcome bonus, and expiring benefit. FEATURES • SEE EVERYTHING IN ONE PLACE — Bank accounts, balances, spending, investments, and net worth on one clean dashboard. • AUTOMATIC EXPENSE TRACKING — Every transaction is categorized the moment it syncs, so you always know where your money goes. • SMART BUDGETS — Create monthly budgets, watch your progress, and get notified before you overspend. • SUBSCRIPTION TRACKER — Recurring charges are detected automatically, with an alert when one raises its price. • WELCOME BONUS TRACKER — Track qualifying spend toward your card's sign-up bonus and never miss the deadline. • CARD BENEFITS TRACKER — Stay on top of statement credits, travel credits, dining credits, anniversary perks, and other valuable benefits before they expire. • AUTOMATIC CARD PAYMENT TRACKING (Premium+) — Statement balances, minimum payments, and due dates pulled straight from your bank. Reminders before every payment and an early warning if your checking account may not cover what's due. • BILL REMINDERS — Never miss another due date. • SAVINGS GOALS — Set a target, build the habit, watch it grow. • INVESTMENT TRACKING (Premium+) — Track your investments alongside the rest of your finances. • AI COACH (Premium+) — Ask questions about your own spending, budgets, and habits, and get personalized answers based on your own financial data. • SMART NOTIFICATIONS — Bills, price hikes, unusual charges, budget limits, payment reminders. Only the alerts that matter. • PRIVATE & SECURE — Read-only bank connections through Plaid, Face ID / Touch ID app lock, no ads, and your data is never sold. • TRY BEFORE YOU CONNECT — Demo Mode opens every feature with sample data. No account, no bank link. • IPHONE, IPAD & MAC — One seamless experience across your Apple devices, with full Dark Mode. PLANS Min Premium — $6.99/month or $59.99/year • Bank linking with automatic transaction syncing • All budgeting, subscription, bonus, and benefit tracking Min Premium+ — $9.99/month or $79.99/year Everything in Premium, plus: • Investment Tracking • AI Coach • Automatic Card Payment Tracking • 14-day free trial on annual plans. • Coverage: thousands of US banks and credit unions via Plaid. Available in the US only. • Subscriptions renew automatically unless canceled. Cancel anytime in your App Store settings. Learn more: minbudget.net Privacy Policy: https://minbudget.net/privacy.html Terms of Use: https://minbudget.net/terms.html
MakeChange
Take control of your finances with this intuitive budgeting app. Track spending, plan bills, and build better money habits with personalized suggestions and AI assistance. Organize your financial timeline and make smarter financial decisions.
- Expense tracking
- Bill planning
- Budget management
- Financial timeline organization
- Money habit development
- Personalized financial suggestions
- AI-powered financial assistance
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Your change starts here. MakeChange is a budgeting app built to help you take control of your money, stay organized, and make better financial decisions. Managing money shouldn't feel complicated. MakeChange gives you a simple way to keep track of your spending, plan for upcoming bills, and build better financial habits in one place. With MakeChange, you can: • Track your expenses and spending • Plan upcoming bills and subscriptions • Build and manage your budget • Organize your financial timeline • Develop better money habits • Get personalized financial suggestions • Use AI-powered financial assistance Whether you're creating your first budget, trying to stay ahead of your bills, or simply want a better understanding of where your money is going, MakeChange gives you the tools to take control. Your money. Your timeline. Make a change with your finances. MakeChange Premium is an optional auto-renewing subscription: • Premium Monthly — $9.99 per month • Premium Yearly — $59.99 per year A one-time 24-hour Day Pass ($1.99) is also available and does not renew. Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms of Service: https://getmakechange.com/terms.html Privacy Policy: https://getmakechange.com/privacy.html
Screenshots
Verdict
The clearest difference is update cadence: MakeChange at daily against Mint Money's every 4 days. MakeChange also leads on ratings volume (6 vs 2). Mint Money's advantage is chart position (#189 vs unranked). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Mint Money sells 4 in-app purchases, starting at $6.99 per month and MakeChange sells 5 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Mint Money against 5.0 for MakeChange. Both are backed by a comparable volume of ratings — 2 and 6 respectively.
Mint Money ships an update every 4 days, MakeChange daily. The most recent releases landed on November 10, 2026 and October 31, 2026 respectively.
| Parameter | Mint Money | MakeChange |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) | 5.0 (6 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 2 | 6 — better |
| Update frequency | Every 4 days | Daily — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Free with in-app purchases |
| Best chart rank | #189 — better | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 | 15.0 — better |
| Further details — not scored | ||
| Size | 53 MB | 26 MB |
| Age rating | 4+ | 4+ |
| Developer | Min Budget LLC | DOMINIC VINCENT CODA |
Customer experience
Mint Money
MakeChange
In-app purchases
Mint Money
- Premium Monthly$6.991 Month
- Premium+ Monthly$9.991 Month
- Premium Yearly14 Days trial$59.991 Year
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- Premium+ Yearly14 Days trial$79.991 Year
MakeChange
- MakeChange Premium$4.991 Month
- MakeChange Premium$9.991 Month
- MakeChange Premium$29.991 Year
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- MakeChange Premium$59.991 Year
- 24-Hour Day Pass$1.99









