Ledger Budget Tracker vs Daftaari

Ledger is a calm, focused way to see where your money goes — no bank linking, no clutter, no ads. Budget in envelopes. Set a monthly limit for each spending category and watch it fill up as you log purchases. Get a gentle nudge at 85% and a clear alert when you go over. Pay down debt with intention. Track loans and credit cards side by side, log payments, and get reminded 5 days before anything is due — plus a heads-up if a card's utilization crosses 70% or 90%. Save toward what matters. Set savings goals, watch your progress, and add contributions whenever you have extra to put away. See it all at a glance. A single overview screen shows your spending, income, budgeted totals, and a category breakdown chart — the whole picture in one look. Private by design. Your data is yours: it's stored securely under your own account, never sold, never shown to advertisers. Lock the app with Face ID, Touch ID, fingerprint, or your device passcode so it stays private even if someone picks up your phone. No bank connections required. Every entry is yours to add — full control, nothing synced automatically, nothing you didn't put there yourself.

Daftari turns the paper debt notebook into an elegant digital ledger that works offline — built for businesses: groceries, mini-markets, spare parts, pharmacies and wholesalers. ■ A clear ledger for every customer • Debts and payments with a running balance after every entry — no limits • Fast cashier-style number pad with amount shortcuts, notes and due dates • Customer history grouped by month, delete with undo • Alerts for overdue and soon-due debts ■ Every entry documented on WhatsApp • After each entry, WhatsApp opens with a ready receipt message — just tap send (free via wa.me) • Or link your WhatsApp with a QR code (like WhatsApp Web) and receipts send automatically from your own number • Balance reminders and full account statements from the customer page • Scheduled automatic reminders for late payers and monthly statements • Your business logo at the top of every statement — so what reaches your customer carries your identity ■ Reports that explain your business • Today and month summaries, 6-month chart • Top debtors and best payers • Filter and sort your customers: overdue, in debt, blacklisted, longest inactive ■ Private and secure • Your data stays on your device and works offline — with optional cloud backup • PIN lock • Dark & light mode, Arabic or Western numerals, full Arabic RTL interface The ledger itself is free to use. A monthly subscription (Basic / Growth / Business) or a pack of transactions that never expires raises how much you can record — bought inside the app as an In-App Purchase, and a subscription can be cancelled at any time. Terms of use: https://daftaari.com/terms Privacy policy: https://daftaari.com/privacy