LeanWallet vs ShiftPay

LeanWallet is a private, offline-first budget and expense tracker for people who want to understand their money without handing it to a bank or an ad network. No account, no bank connection, no data mining — your finances live on your device. WHY LEANWALLET • Private by design — no bank linking, no ads, no third-party tracking. Your data never leaves your phone unless you turn on iCloud backup. • Works offline — add expenses, check budgets, and see reports with no connection. • Truly global — 20 languages, 145+ currencies, and offline exchange rates for travel and multi-currency life. TRACK EVERYTHING, EFFORTLESSLY • Fast expense and income entry, plus natural-language Quick Add ("lunch 12.50"). • Scan receipts with your camera — amounts are read on-device. • Smart categories, custom tags, and rules that auto-sort transactions. • Recurring transactions and upcoming bills so nothing surprises you. BUDGETS & GOALS THAT STICK • Set monthly budgets per category and see what's safe to spend. • Savings goals with progress tracking and a Financial Health Score. • Streaks and gentle insights that keep you on track. YOUR AI MONEY COACH Ask questions in plain language and get specific, practical guidance based only on your own privacy-safe summary — never your individual transactions. INSIGHTS & REPORTS • Beautiful charts for spending, income, net worth, and trends. • Subscription tracker to catch forgotten renewals. • Export to CSV or PDF, import bank statements via CSV. • Home-screen widgets and biometric app lock. LEANWALLET PRO Unlock advanced features with a monthly or yearly subscription, or a one-time lifetime purchase. Prices shown before you buy; cancel anytime. Start understanding your money today — privately. Terms of Use: https://alisherhakimov.github.io/leanwallet-legal/terms.

ShiftPay is a private shift calendar and gross-pay estimator for hourly workers. Record your schedule, understand how each total was calculated, and compare your estimate with the pay stub you received. PLAN SHIFTS YOUR WAY • Add shifts in seconds • Reuse templates or paint shifts across multiple days • Build repeating rotations such as 2-2-3, Pitman, DuPont, or custom cycles • Import a posted schedule from a photo with on-device text recognition • View upcoming work in Home Screen, Lock Screen, and Apple Watch widgets ESTIMATE EXPECTED GROSS PAY • Track regular hours, unpaid breaks, tips, differentials, and overtime • See a transparent line-by-line calculation • Use U.S. federal and state overtime presets, or build custom rules for your own country • Review monthly, quarterly, and year-to-date earnings COMPARE PAYCHECKS Enter or scan a pay stub and compare it with ShiftPay’s saved estimate. ShiftPay helps you spot differences worth reviewing without claiming to provide payroll, tax, or legal advice. PRIVATE BY DEFAULT No ShiftPay account is required. Schedule and pay information stays on your device. Schedule photos are processed on-device. Optional private iCloud sync stores a copy in your private CloudKit database. Optional analytics and crash reporting remain off until you enable them. FREE AND PRO The calendar, unlimited shifts, templates, rotations, paint mode, pay estimates, CSV export, and one schedule import are free. ShiftPay Pro adds multiple jobs, supported state overtime presets, unlimited schedule scans, saved paycheck comparisons, long-range statistics, calendar and PDF export, and private iCloud sync. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings. A lifetime purchase is also available. Prices and trial eligibility are shown by the App Store. Important: ShiftPay provides estimates based on information you enter. Your employer and official pay statement remain authoritative. The app interface is currently available in English. Terms: https://shiftpay-ff58e.web.app/terms Privacy: https://shiftpay-ff58e.web.app/privacy Support: https://shiftpay-ff58e.web.app/support