Comparison

SubTracker vs Skurda

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SubTracker

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Do you actually know how much you spend on subscriptions? Most people only find out when they see them all together. SubTracker puts every subscription and payment plan you have in one place: what you spend each month, what renews next, and what you could stop paying for. ADD THEM IN TWO TAPS, OR LET THEM FIND THEMSELVES Pick a service from the catalogue and you are done. Or connect an email inbox and let the receipts do the work: SubTracker recognises payment receipts and turns them into subscriptions and installment plans on their own. WHAT YOU GET β€’ Your month as a calendar: every payment sits on the day it is charged, with the service's own mark. One tap opens the detail; the dial view arranges the same days in a circle, so the whole month reads at a glance. β€’ Installment plans: a phone, a sofa, an appliance: how many payments are left, how much is still to pay, and when it ends. β€’ Pay-per-visit services: therapist, physio, lessons: a fixed price with no fixed schedule. One tap logs a visit and the month keeps its own count. β€’ Insights: where your money goes by category, and what the next 6 months look like. β€’ Ways to save: cheaper yearly plans and duplicate services worth cutting, worked out from your own numbers. β€’ Your cards: give each card a name and a colour, and see what is charged where. β€’ A bin: deleted subscriptions and plans stay aside until you empty it, and can be restored. PRIVACY FIRST β€’ No bank connection. SubTracker never touches your accounts and never moves money. β€’ Your inbox is read ONLY to find payment receipts. Your personal mail is never read or stored. β€’ The access permission is encrypted, and you can disconnect the inbox at any time. β€’ We do not sell your data and we do not use it for advertising. β€’ Servers in Europe. REAL SUPPORT, INSIDE THE APP SubTracker is an independent project built in Italy. There is no call centre behind support: you open a request from your profile and the person who builds the app answers you in the same conversation. FREE, FOR GOOD Adding subscriptions and installment plans by hand is free and stays free, with one inbox connected. SUBTRACKER PRO Pro unlocks AI email reading, unlimited inboxes, insights and projections, ways to save, data export (CSV, JSON or a PDF report) and payment reminders. It also opens SubTracker on the web: the same account, in any browser on your computer. β€’ Monthly β€’ Yearly, with a 7-day free trial β€’ Lifetime: one payment, no renewals Payment is charged to your Apple Account at confirmation of purchase. A subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours before the end of that period. You can manage your subscriptions and turn off auto-renewal in your Apple Account settings after purchase. Any unused portion of a free trial is forfeited when a subscription is purchased. The app is available in English and Italian. Terms of Use: https://www.subtracker.it/terms Privacy Policy: https://www.subtracker.it/privacy Delete your account and data: https://www.subtracker.it/elimina-account

About

Skurda

Effortlessly track all your spending, from recurring bills to daily expenses. Automate logging, set budgets, and receive timely reminders to stay on top of your finances. Discover savings opportunities and visualize your spending habits with insightful charts.

Highlights
  • Automated expense logging
  • Receipt and screenshot scanning
  • Recurring expense management
  • Monthly budgeting and goals
  • Upcoming due date calendar
  • Spending analysis charts
  • Customizable expense categories
Features
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Subscriptions, utility bills, rent, insurance, taxes, loan payments β€” and now everything you spend day to day, too. The expenses that come back every month are the ones that weigh most on your budget; the daily ones are the easiest to lose track of. Skurda keeps them all in one place. Add a recurring expense once and say how often it repeats. From then on the app does the rest: it works out every future due date, tells you what it costs per month and per year, and warns you before each payment. DAILY EXPENSES, FOUR WAYS TO LOG THEM β€’ Automatically when you pay with your phone or, from iOS 27, from your bank's or card's payment notifications: an automation you set up once, in one tap on iOS 27 (your first 5 payments are free) β€’ By snapping a photo of the receipt: store, amount and date fill themselves in, and the photo is never saved anywhere β€’ From a screenshot: take it, share it with Skurda, and the expense is already filled in β€’ By hand, in a few seconds BUDGET AND GOALS Set a monthly budget and Home shows how much you have left, or how far over you went. With goals you save up for a trip or your car insurance: at the start of each month Skurda asks whether to set aside what's left over. And if you pay some expenses from a joint account, you see how much comes out of it and how much out of yours. WHAT YOU GET β€’ Flexible recurrences: daily, weekly, monthly or yearly, with custom intervals (every 2 months, every 3 weeks, every 6 months) β€’ Monthly and yearly totals always in view β€’ A calendar of upcoming due dates, month by month β€’ Charts by category and trends over time, so you can see where your money goes β€’ Built-in categories you can edit or delete, or your own with custom colors and icons β€” learned automatically from the merchant name when you pay by phone β€’ Pause an expense without deleting it, and keep a history of amounts for variable bills like electricity and gas β€’ A catalog of the most common expenses: pick yours with a tap on first launch, no typing needed REMINDERS YOU WON'T MISS Choose how many days ahead you want to be reminded, globally or expense by expense, and at what time of day. Straight from the notification you can snooze by three hours, by a day, or until next week. Reminders are free for everyone. WHERE YOU CAN SAVE Skurda looks at your expenses and points out real opportunities: overlapping streaming services, duplicate subscriptions, price increases compared with previous months, monthly subscriptions that would cost less paid yearly, and expenses you paused in the app but are probably still being charged for, because pausing here doesn't cancel anything with the provider. ALWAYS WITHIN REACH Home Screen widgets show your next expense due, what you've spent today and what's left of your budget. With Siri you can add a recurring or daily expense just by speaking, without opening the app. YOUR DATA STAYS YOURS No account required, no bank connection, no ads. Your data lives on your iPhone and syncs only to your own private iCloud. Receipts are read on your phone and never saved anywhere. SKURDA PRO The free version includes everything essential for recurring expenses, up to 10, plus up to 20 everyday expenses a month, by hand or from a receipt, the monthly budget and one goal. Your first 5 phone payments log themselves even without Pro, so you can try the automation. Skurda Pro unlocks unlimited recurring expenses, unlimited everyday expenses, automatically when you pay with your phone or from a screenshot, more goals, travel mode that converts payments made abroad, the annual savings report, and import and export in Excel and CSV. Privacy Policy: https://dontknowif.github.io/spese-ricorrenti/privacy.html Terms of Use: https://dontknowif.github.io/spese-ricorrenti/terms.html

Screenshots

SubTracker4 screens
Skurda4 screens

Verdict

The call

The clearest difference is update cadence: Skurda at every 2 days against SubTracker's every 5 days. SubTracker's advantage is iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. SubTracker sells 3 in-app purchases, starting at $1.99 per month and Skurda sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SubTracker ships an update every 5 days, Skurda every 2 days. The most recent releases landed on November 5, 2026 and November 8, 2026 respectively.

Scorecard2 real differences Β· 6 level
SubTracker versus Skurda: the parameters behind the verdict, then further details
ParameterSubTrackerSkurda
PriceFreeFree
Positive reviewsβ€”100.0% of reviews
Update frequencyEvery 5 daysEvery 2 days β€” better
AdsNoNo
In-app purchasesYesYes
Monetizationβ€”Freemium
DevicesiPhone, iPod β€” betteriPhone
Requires iOS15.0 β€” better17.0
Further details β€” not scored
Size10 MB26 MB
Age rating4+4+
DeveloperLauro MasturzoROCCO BARLETTA

In-app purchases

3 purchases

SubTracker

Subscriptions2
  • SubTracker Pro$1.991 Month
  • SubTracker7 Days trial$12.991 Year
One-time1
  • SubTracker Pro a vita$69.99
3 purchases

Skurda

Subscriptions2
  • Skurda Pro7 Days trial$1.991 Month
  • Skurda Pro1 Month trial$4.991 Year
One-time1
  • Skurda Pro$29.99

Questions

Is SubTracker free?
SubTracker is free to download, with in-app purchases available.
Is Skurda free?
Skurda is free to download, with in-app purchases available.
Do SubTracker or Skurda have ads?
Neither SubTracker nor Skurda shows ads.
Which is updated more often, SubTracker or Skurda?
SubTracker ships an update every 5 days, and Skurda every 2 days. Most recently, SubTracker was updated on November 5, 2026 and Skurda on November 8, 2026.

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