The Tab vs Setto

The Tab keeps track of who owes what — and looks good doing it. Every balance prints like a receipt: your friends, your groups, one running tab. SCAN THE RECEIPT Point your camera at any bill. The Tab reads the items, you tap who had what, and tax and tip split fairly based on what each person actually ordered. The original receipt photo stays with the entry. GROUPS WITHOUT THE MATH Trips, housemates, team dinners. One toggle shows the fewest payments that settle everyone up. SETTLE FOR REAL Settle-up requests need both sides to confirm, so balances never lie. Save your e-Transfer details and friends who owe you can copy them in one tap. NO NOISE No ads, no tracking, no feed. Delete your account any time, and everything goes with it.

Split expenses with friends, roommates, and travel groups — without awkward money chats. Setto gives everyone a clear view of who owes what. Add expenses in seconds, nudge unsettled balances, and settle up with fewer transfers. WHY SETTO • Apple Watch: log expenses and check balances from your wrist • Split any way: equal, percentage, exact amounts, or custom shares • Smart debt simplification across all your groups • AI entry: type naturally or use voice (“dinner 40 with Sam”) • On-device receipt scan — merchant and amount, privately on your phone • Nudge friends politely when something’s still open • Real-time activity feed for expenses, edits, and settlements • Cross-group balances so you always know the full picture • Offline-ready — add and view expenses, sync when you’re back • Reports: monthly charts, categories, PDF/CSV export • Trip mode: budgets, default splits, multi-currency • Recurring expenses for rent, subscriptions, and regular bills • Settle with the payment apps you already use (including UPI where available) Free to start. Create a group, log the first expense, and stop chasing people in the chat.