かんたん固定費ノート vs Balance Note

「やめたら、いくら浮く？」がすぐわかる固定費管理アプリです。 サブスク・保険・家賃・光熱費など、毎月かかる費用をまとめて見える化。ただ記録するだけでなく、削減シミュレーションでやめる項目を選ぶだけで年間・10年分の節約額を試算できます。 【主な機能】 ・タップだけで登録完了（Netflix・Amazonプライムなど28種のプリセット収録） ・毎月/毎年/隔月など柔軟な支払いサイクルに対応 ・カテゴリ別内訳をひと目で確認できるホーム画面 ・支払日・トライアル終了前のリマインド通知 ・削減シミュレーション（やめる項目を選ぶだけで年間・10年の節約額を試算） ・「この金額で何ができる？」削減額の使い道換算（温泉◯回分など） ・これまでの累計削減実績をホームで確認 ・プレミアム版（買い切り¥480）で登録件数無制限・広告非表示・CSVエクスポート・月次推移グラフ 【こんな方におすすめ】 ・毎月の出費を把握したい方 ・サブスクリプションが増えて管理が大変な方 ・家計を見直したい、でも何を削ればいいかわからない方 シンプルな操作で、固定費の「見える化」と「削減」を今日から始めましょう。

Balance Note is a manual net-worth ledger for people who would rather write their balances down by hand than hand over their bank credentials. ■ No linking, by design You never enter a bank ID or password — the app has no way to accept one. It does not connect to any bank API or fetch balances automatically. Account names and balances are stored only on your device, and your records are never uploaded. No account registration either. ■ One five-minute ritual a week A checklist-style "This week: 4/6" flow turns manual entry into a calm weekly ritual. Copy the balance shown in your bankbook or banking app, one account at a time. Entries on the same day overwrite each other, so records never duplicate. ■ Your net worth at a glance Net worth (assets minus liabilities) sits at the top in large type, with week-over-week, month-over-month and year-over-year change chips and a weekly trend chart. Miss a week? The chart carries your last balance forward, so your history never breaks. ■ Every account in one book Ordinary deposits, time deposits, securities, pensions (iDeCo and similar), e-money and liabilities such as loans or card balances — all organized by type. A breakdown report shows the balance of assets vs. liabilities. ■ Built to keep going A weekly reminder (pick the weekday and time) tells you when it's time to update. Export your balance history and weekly trend as CSV anytime, or erase everything instantly with "Delete all data." [Pricing] Every feature is available to use. A banner ad is shown at the bottom of the screen. A one-time "Remove Ads" purchase hides it permanently (no subscription). [Please note] Balance Note is a tool for recording balances by hand. It does not link to bank accounts or fetch data automatically. All figures are reference values based on your own entries; the app does not provide investment or financial advice. Privacy policy: https://honki.ai/zandaka-note/privacy.html