Budgetpad. vs Xpense Diary

BudgetPad is a simple, beautiful way to stay on top of your money — designed to feel like a friendly paper notepad. BUDGETS & EXPENSES • Set monthly budgets by category and watch what's left at a glance • Log expenses in seconds, with cash/credit tracking and notes • See your spending history grouped by day • Export your data to CSV anytime SPLIT THE BILL • Split a bill among family or friends in seconds • Add each person and punch in their amounts one by one • Add an optional service fee that's split evenly • Track who still owes you with the "To collect" panel, and settle up per person BILLS • Keep track of recurring bills monthly, weekly ,annually • Remind user to pay bill on the day, 1 day before, 3 days before, 1 week before due date. LOANS • Keep track of money you've lent or borrowed • Record partial payments and mark loans as settled USE IT YOUR WAY • No account needed — tap "Continue offline" and your data stays on your device • Or sign in with email, Google, or Apple to sync across your devices • Choose your currency, accent color, and light or dark mode Your data is yours. You can permanently delete your account and all your data from within the app at any time. BudgetPad doesn't show ads or track you across other apps.

Xpense Diary is a powerful expense tracker and budget planner that helps you record spending, manage income, and take full control of your personal finances — all in one simple app. Whether you want to stay on budget, build better spending habits, or save for future goals, this daily expense manager has everything you need. TRACK EXPENSES & INCOME EASILY Record expenses in seconds, log income entries, and organize every transaction your way. Use custom categories and flexible payment types including: • Cash • Card • Bank Transfer • Digital Wallet • Custom payment types Every transaction tracked. Every amount accounted for. REPORTS & SMART INSIGHTS Stay on top of your finances with a powerful Reports screen that gives you complete visibility into where your money goes. View category breakdowns, spending summaries, and monthly trends through clean charts and easy-to-read reports. The Smart Insights screen goes deeper — helping you discover spending patterns, track financial progress, and make smarter money decisions. Compare custom date ranges, spot habits that cost you money, and find simple ways to save more every month. Need your data elsewhere? Export reports anytime for personal records or financial planning. BUDGETS & SAVINGS GOALS Create monthly budgets for categories like food, transport, shopping, or entertainment. Set spending limits, monitor progress in real time, and avoid overspending before it happens. Plan ahead with savings goals. Whether you're building an emergency fund, saving for travel, or paying off debt — Xpense Diary keeps you focused and on track every step of the way. PRIVACY & SECURITY Your financial data stays yours. Protect the app with PIN lock or biometric authentication for fast, secure access. You're always in control — delete your account anytime directly from settings. KEY FEATURES • Quick expense and income tracking • Monthly budgets with category spending limits • Savings goals with progress tracking • Custom categories for personalized tracking • Multiple payment type support • Smart Insights with trend analysis • Custom date range comparison reports • Dedicated Reports screen with charts • Export reports for records and planning • Daily, weekly, and monthly summaries • PIN lock and biometric protection • Dark Mode — easy on the eyes, day or night • Reminders to stay consistent with logging • Delete account anytime from settings • Personalized settings and preferences • Clean, fast, and beginner-friendly design WHY CHOOSE XPENSE DIARY? Most finance apps are complicated. Xpense Diary is built for real people who want clear results without a learning curve. It combines expense tracking, budget planning, and personal finance management in one clean, fast app — whether you pay with cash, card, bank transfer, or digital wallet. No clutter. No confusion. Just a smarter way to manage your money every day. PERFECT FOR • Personal budgeting and daily expense tracking • Household and family expense management • Students managing allowances and spending • Freelancers tracking income and project expenses • Families planning monthly budgets • Anyone who wants to save more and spend smarter START TODAY Good financial habits begin with awareness. Know where your money goes, take control of your spending, and build a stronger financial future with Xpense Diary — your personal finance app, expense diary, and budget tracker in one. Download now and make every expense count. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vcs.com.pk/XpenseDiary/privacy-policy.html