BudgetIQ vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BudgetIQ
This app simplifies financial management by helping you track income and expenses, understand spending habits, and achieve financial goals. It offers insightful analytics and visualizations to motivate better financial habits.
- Track income and expenses
- Customizable spending categories
- Weekly, monthly, and yearly financial insights
- Spending trend analysis
- Visual charts and analytics
- Expense logging with widgets
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BudgetIQ helps you build better financial habits by making budgeting simple, insightful, and motivating. Track your income and expenses, understand where your money goes, and stay on top of your financial goals with beautiful analytics and an intuitive experience. Features: • Track income and expenses • Create custom categories • Weekly, monthly, and yearly insights • Spending trends and analytics • Beautiful charts and visualizations • Build spending streaks • Widgets for quick access • Fast and easy expense logging • Secure and private Whether you're budgeting for the first time or looking for a better way to manage your finances, BudgetIQ helps you stay in control. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Expense Tracker
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Worthful brings your cards, bills, spending, savings goals, and net worth together in one simple app. Manage your cards and loans, check balances and due dates, and stay on top of bills with timely reminders. See your income and spending by category, track your savings goals, and watch your net worth grow over time. The free plan works fully offline, keeping your data on your device unless you choose to sync. Premium and Lifetime include secure sync across the app and web. Start with a 3-day free trial of all Premium features, then choose Monthly, Yearly, or Lifetime through Apple’s In-App Purchase. Sign in with Apple supported. No ads. No selling your data. Ever. Terms of Use: https://worthful.app/terms Privacy Policy: https://worthful.app/privacy
Screenshots
Verdict
The clearest difference is in-app purchases: BudgetIQ at none against Expense Tracker's 3. Expense Tracker's advantage is iOS requirement (17.0 vs 26.0). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Expense Tracker sells 3 in-app purchases, starting at $1.99 per month. BudgetIQ asks for nothing beyond the download.
BudgetIQ ships an update every 4 days, Expense Tracker every 2 days. Both last shipped on October 31, 2026.
| Parameter | BudgetIQ | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (4 ratings) — better | — |
| Number of ratings | 4 — better | — |
| Update frequency | Every 4 days | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone, Mac — better |
| Requires iOS | 26.0 | 17.0 — better |
| Further details — not scored | ||
| Size | 49 MB | 37 MB |
| Age rating | 4+ | 4+ |
| Developer | Karim Abdallah | Egi Fermana Putra |
In-app purchases
BudgetIQ
No in-app purchases
Expense Tracker
- Premium Monthly$1.991 Month
- Premium Yearly$12.991 Year
- Worthful Lifetime$24.99






