Daak 2 vs Paycheck Budgeting
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Daak 2
Track income, expenses, assets, budgets, and investments with a simple, visually appealing interface. Organize all your financial data in one place with customizable categories, multiple ledgers, and detailed charts. Supports Apple Watch and offers iCloud syncing for seamless management across devices.
- Income and expense tracking
- Budgeting and savings goals
- Asset and investment tracking
- Multiple ledgers and currencies
- Customizable categories and icons
- Apple Watch support and widgets
- iCloud backup and syncing
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Simple, cute, and easy to use. From everyday income and expenses to assets, budgets, and investments. All the numbers that matter, clearly organized in one place. ⣠Packed with Features - Support for iPhone, iPad, and Apple Watch - A variety of widgets, Watch complications, and Smart Stack widgets - Custom categories and subcategories - Multiple ledgers and collaborative expense tracking - Multiple currencies and exchange rate conversion - Voice entry and Shortcuts - Split payments - Transaction templates - Automatic recurring transactions - Transaction photos, locations, tags, and notes - Transaction search, filters, and batch editing - Income and expense calendar - Pie charts, line charts, and bar charts - Weekly, monthly, yearly, category, and custom budgets - Account groups and credit account management - Debt tracking: money borrowed and lent - Refund and reimbursement management - Installment repayments - Fixed-term deposit management - Investment holdings and return tracking - Piggy banks and savings goal progress - Shopping wish list - Card management - Transaction map - Custom start days for weeks and months - iCloud backups and automatic syncing across devices - Passcode protection and background privacy blur - Transaction data import and export ⣠Simple and Cute - 300+ cute hand-drawn category icons - A choice of Home Screen app icons - Multiple sets of tab bar icons - Holiday-themed icons and a variety of color themes - Light and dark modes - Custom background images - Custom transaction keypad and toolbar ⣠Membership and Subscriptions Daak 2 offers free features and optional membership. Membership unlocks member-only features. See the app for available benefits and pricing. - Annual membership is an auto-renewable subscription with a one-year billing period. - Payment will be charged to your Apple Account upon confirmation of purchase. - Your subscription renews automatically unless auto-renewal is turned off at least 24 hours before the end of the current subscription period. - Your Apple Account will be charged for renewal within 24 hours before the end of the current period at the applicable renewal price. - You can manage or cancel your subscription in Settings > Apple Account > Subscriptions. After cancellation, paid benefits remain available until the end of the current subscription period. - If a free trial is offered, eligibility, duration, and subsequent charges are shown on the purchase screen. Cancel at least 24 hours before the trial ends if you do not wish to continue subscribing. - Lifetime membership is a one-time purchase and does not renew automatically. If you already have an annual subscription, you must cancel it separately after purchasing lifetime membership. Terms of Use: https://daak2.com/terms-of-use.html Privacy Policy: https://daak2.com/privacy-policy.html ⣠Contact Us Email: daak.user@outlook.com
Paycheck Budgeting
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How much can I spend between now and payday? That is the only question this app answers. Enter your take-home pay, how often you are paid, and what is in your account. Add the bills that leave on their own. The app subtracts the bills due before payday, holds back a cushion and your savings, and divides what is left by the days you have remaining. You see one clear number and a daily allowance. Pay can be weekly, every 2 weeks, twice a month or monthly. You set it once and the app follows the calendar for you. Log a spend and every number updates at once. You always know where you stand today. Open the app, read one number, and get on with your day. ⢠Safe-to-spend number for the whole pay cycle ⢠Daily allowance for each day until payday ⢠Day-by-day strip of your pay cycle, so you see how the days play out ⢠Bills due before payday are subtracted automatically ⢠A cushion and savings amount you choose are held back ⢠Spend log: add a purchase in a few seconds ⢠Reminders for payday and for bills ⢠Backups to a file you keep ⢠48 app languages and 53 currencies No account. No bank login. Your budget stays on your phone. The only thing that leaves the app is the banner ad, which comes from Google. Paycheck Pro (one-time purchase, no subscription) ⢠No ads (Remove ads owners already have this) ⢠Home Screen and Lock Screen widgets show what is safe to spend today ⢠Siri and Shortcuts: ask for safe to spend today ⢠Up to 4 extra incomes ⢠Savings goals that set money aside each payday ⢠Cycle history with spending by category ⢠4 more color themes and 4 app icons Free for everyone: spend categories and light, dark or system appearance.
Screenshots
Verdict
The clearest difference is ads: Daak 2 at none against Paycheck Budgeting's shown. Daak 2 also leads on update cadence (every 2 days vs every 2 weeks) and device support (3 vs 1). Paycheck Budgeting's advantage is iOS requirement (16.4 vs 26.0). On price and in-app purchases there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Daak 2 sells 2 in-app purchases, starting at $5.99 per year and Paycheck Budgeting sells 2 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
Daak 2 ships an update every 2 days, Paycheck Budgeting every 2 weeks. The most recent releases landed on November 10, 2026 and November 6, 2026 respectively.
| Parameter | Daak 2 | Paycheck Budgeting |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 43.2% of reviews | ā |
| Update frequency | Every 2 days ā better | Every 2 weeks |
| Ads | No ā better | Yes |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | ā |
| Devices | iPhone, iPad, Apple Watch ā better | iPhone |
| Requires iOS | 26.0 | 16.4 ā better |
| Further details ā not scored | ||
| Size | 61 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | Lovely Duck, LLC | Tomas Oplistil |
In-app purchases
Daak 2
- Annual Subscription3 Days trial$5.991 Year
- One-Time Purchase$14.99
Paycheck Budgeting
- Remove ads$2.99
- Paycheck Pro$6.99
Questions
Is Daak 2 free?
Is Paycheck Budgeting free?
Do Daak 2 or Paycheck Budgeting have ads?
Which is updated more often, Daak 2 or Paycheck Budgeting?
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