Comparison

Trexp vs Penni

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Trexp

Consolidate all your financial accounts, spending, and investments into a single, clear net worth figure. Track transactions, organize with categories, and visualize your financial data with insightful statistics and customizable themes.

Highlights
  • Consolidated net worth tracking
  • Expense and income logging
  • Account and investment tracking
  • Customizable statistics and insights
  • Recurring payment reminders
  • Data backup and export
Features
Read full description

Your money, calm and clear. Trexp keeps your accounts, spending and investments in one place and adds them up to one total, across more than 160 currencies. • Log expenses, income and transfers in a few taps • Organize with categories, tags and notes • Track bank accounts, cash, crypto and investment positions • See statistics as bars, a calendar and category rings, plus Insights • Get a notification when a recurring payment is due • Home-screen widgets, Face ID or passcode lock, dark and light themes • CSV import and export, and backups you keep In English, Russian, Korean, Japanese, Chinese, Thai, Spanish, German, French and Portuguese. Local-first: your data lives on your device, and we never sell it. Free and Pro Trexp is free, with room for up to 30 transactions on a new install. Pro removes the limit and adds sync across your devices. Pro is a monthly or yearly auto-renewing subscription; prices vary by country and are shown in the App Store before you buy. Payment is charged to your App Store account, and the subscription renews automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel it in Settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trexp.app/privacy

About

Penni

Manage your finances with a calm, beautifully simple approach. Track spending, set gentle budgets, and grow savings without spreadsheets or account creation. Your data stays private on your device and synced via iCloud.

Highlights
  • Private by design, no sign-up required
  • Track expenses and income
  • Set gentle budgets
  • Manage savings goals
  • Financial health score
  • Home and Lock Screen widgets
  • iCloud sync and backup
Features
Read full description

Penni is a calmer way to manage your money. Track what you spend, set gentle budgets, and watch your savings grow — in an app that feels warm, unhurried, and beautifully simple. No spreadsheets, no clutter, and no account to create. Just open Penni and start. PRIVATE BY DESIGN • No sign-up, no login, no account. Ever. • Your data is stored on your device and synced privately through your own iCloud — it never touches our servers, because we don't have any. • Lock the app behind Face ID or Touch ID for an extra layer of privacy. SEE YOUR MONEY AT A GLANCE • A clean home dashboard with your total balance, income, and spending for the month. • Beautiful wallet cards for cash, bank accounts, cards, savings, and more. • A simple financial-health score that tells you how you're doing. TRACK EVERY TRANSACTION • Log expenses and income in seconds. • Organize with tidy, colorful categories and per-day grouping. • Search and filter by date range to find anything fast. BUDGETS THAT GUIDE YOU • Set gentle limits for the categories you care about. • Always know exactly where you stand — without the guilt. REACH YOUR GOALS • Save for an emergency fund, a new phone, or a dream trip. • Watch each goal fill up as you set money aside. INSIGHTS • Spending trends and category breakdowns that actually make sense. WORKS WHERE YOU DO • Home Screen and Lock Screen widgets keep your balance and budgets a glance away. • A Live Activity keeps an eye on your budget while you spend. ICLOUD SYNC & BACKUP • Turn on iCloud Sync and your wallets, transactions, budgets, and goals stay up to date across your iPhone and iPad automatically — and are safely backed up to your iCloud account. Penni is a personal bookkeeping tool to help you understand your own money. It does not connect to your bank, move money, or give financial advice. — PENNI PRO Penni is free to use. Penni Pro unlocks everything: unlimited wallets, unlimited budgets and goals, unlimited transactions, iCloud sync, dark mode, advanced insights, and custom categories. • Penni Pro Monthly — $3.99 / month • Penni Pro (3 Months) — $9.99 / 3 months • Penni Pro Yearly — $29.99 / year Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically for the same price and duration unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple Account settings. Any unused portion of a free trial, if offered, is forfeited when you purchase a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://penni.cc/privacy

Screenshots

Trexp4 screens
Penni4 screens

Verdict

The call

The clearest difference is ads: Penni at none against Trexp's shown. Trexp's advantage is iOS requirement (16.4 vs 18.0). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Trexp sells 3 in-app purchases, starting at $3.99 per month and Penni sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Trexp ships an update every 2 days, Penni every 4 days. The most recent releases landed on November 10, 2026 and November 7, 2026 respectively.

Scorecard2 real differences · 8 level
Trexp versus Penni: the parameters behind the verdict, then further details
ParameterTrexpPenni
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 2 days — betterEvery 4 days
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhoneiPhone
Requires iOS16.4 — better18.0
Further details — not scored
Size70 MB59 MB
Age rating4+12+
DeveloperDaniil LiOTHMANE MDIDET

Customer experience

Trexp

Written reviews8 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Penni

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Trexp

Subscriptions2
  • Trexp Pro Monthy$3.991 Month
  • Trexp Pro Annual$24.991 Year
One-time1
  • Trexp Pro Lifetime$49.99
3 purchases

Penni

Subscriptions3
  • Monthly$3.991 Month
  • 3 Months$9.993 Months
  • Yearly$29.991 Year

Questions

Is Trexp free?
Trexp is free to download, with in-app purchases available.
Is Penni free?
Penni is free to download, with in-app purchases available.
Do Trexp or Penni have ads?
Trexp shows ads; Penni does not.
Which is updated more often, Trexp or Penni?
Trexp ships an update every 2 days, and Penni every 4 days. Most recently, Trexp was updated on November 10, 2026 and Penni on November 7, 2026.

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