Comparison

Penni vs Subscription Tracker AllMySubs

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Penni

Manage your finances with a calm, beautifully simple approach. Track spending, set gentle budgets, and grow savings without spreadsheets or account creation. Your data stays private on your device and synced via iCloud.

Highlights
  • Private by design, no sign-up required
  • Track expenses and income
  • Set gentle budgets
  • Manage savings goals
  • Financial health score
  • Home and Lock Screen widgets
  • iCloud sync and backup
Features
Read full description

Penni is a calmer way to manage your money. Track what you spend, set gentle budgets, and watch your savings grow — in an app that feels warm, unhurried, and beautifully simple. No spreadsheets, no clutter, and no account to create. Just open Penni and start. PRIVATE BY DESIGN • No sign-up, no login, no account. Ever. • Your data is stored on your device and synced privately through your own iCloud — it never touches our servers, because we don't have any. • Lock the app behind Face ID or Touch ID for an extra layer of privacy. SEE YOUR MONEY AT A GLANCE • A clean home dashboard with your total balance, income, and spending for the month. • Beautiful wallet cards for cash, bank accounts, cards, savings, and more. • A simple financial-health score that tells you how you're doing. TRACK EVERY TRANSACTION • Log expenses and income in seconds. • Organize with tidy, colorful categories and per-day grouping. • Search and filter by date range to find anything fast. BUDGETS THAT GUIDE YOU • Set gentle limits for the categories you care about. • Always know exactly where you stand — without the guilt. REACH YOUR GOALS • Save for an emergency fund, a new phone, or a dream trip. • Watch each goal fill up as you set money aside. INSIGHTS • Spending trends and category breakdowns that actually make sense. WORKS WHERE YOU DO • Home Screen and Lock Screen widgets keep your balance and budgets a glance away. • A Live Activity keeps an eye on your budget while you spend. ICLOUD SYNC & BACKUP • Turn on iCloud Sync and your wallets, transactions, budgets, and goals stay up to date across your iPhone and iPad automatically — and are safely backed up to your iCloud account. Penni is a personal bookkeeping tool to help you understand your own money. It does not connect to your bank, move money, or give financial advice. — PENNI PRO Penni is free to use. Penni Pro unlocks everything: unlimited wallets, unlimited budgets and goals, unlimited transactions, iCloud sync, dark mode, advanced insights, and custom categories. • Penni Pro Monthly — $3.99 / month • Penni Pro (3 Months) — $9.99 / 3 months • Penni Pro Yearly — $29.99 / year Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically for the same price and duration unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple Account settings. Any unused portion of a free trial, if offered, is forfeited when you purchase a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://penni.cc/privacy

About

Subscription Tracker AllMySubs

Easily monitor all your recurring payments, from streaming services to gym memberships. Get timely reminders for upcoming bills and trial expirations to avoid unexpected charges and manage your budget effectively.

Highlights
  • Record and monitor subscriptions
  • Track monthly billing dates and costs
  • Manage free trials and canceled plans
  • Receive renewal and trial alerts
  • Calendar overview of upcoming charges
  • Budgeting tools and spending forecasts
  • Multi-currency and iCloud sync support
Read full description

Keep track of your subscriptions in one clear place. Netflix. Spotify. iCloud. Gym memberships. Free trials that later become paid plans. With so many recurring payments, it can be difficult to remember what you are paying for and when each charge is due. AllMySubs helps you record and monitor your subscriptions, monthly billing dates, estimated costs, and trial periods — giving you a simple expense tracker to better understand your recurring expenses and maintain a clear budget plan. YOUR SUBSCRIPTIONS, CLEARLY ORGANIZED • Quickly add subscriptions — Include popular streaming, music, AI tools, cloud storage, productivity, and gaming services in seconds. Tracking more than 4 subscriptions requires AllMySubs Plus, a separate in-app purchase. • Flexible tracking — Keep records of active subscriptions, free trials, canceled plans, and archived services. • Custom billing cycles — Support for monthly billing, yearly, weekly, quarterly, and custom cycles for full subscription management. REMINDERS FOR UPCOMING DATES AND BILLS • Renewal & trial alerts — Get notified on the same day or 1, 3, or 7 days in advance for upcoming bills and trial expirations. • Avoid unexpected charges — Review payments in advance to stay under your spending limit and make changes with providers on time. • Calendar overview — View upcoming charges in month, week, and timeline views. Requires AllMySubs Plus, a separate in-app purchase. UNDERSTAND YOUR RECURRING EXPENSES • Home dashboard — Get an overview of recorded subscriptions, yearly spending estimates, monthly billing dates, and new services. • Expense tracker & insights — Spending forecasts, trend charts, and category breakdowns require AllMySubs Plus, a separate in-app purchase. • Budgeting tools — Set a spending limit, review your budget plan, and forecast estimated spending for the next 30 days. BUILT FOR EVERYDAY TRACKING • Multi-currency support — Record each subscription in its billing currency and view estimated totals in your preferred currency. • iCloud sync — Keep your AllMySubs data up to date across iPhone, iPad, and Mac. Requires AllMySubs Plus, a separate in-app purchase. • Multiple languages — Use the app in your preferred language or follow your device settings. • Native Apple design — A clean, intuitive subscription management experience for reviewing recurring expenses and bills. A CLEARER VIEW OF YOUR SUBSCRIPTIONS Whether you want to review your expenses, keep track of trial periods, manage your budget plan, or better understand your recurring payments, AllMySubs brings all your subscription management needs together in one convenient place. AllMySubs Plus is a separate in-app purchase. It is required for Insights, the Calendar, iCloud sync, Home Screen widgets, and tracking more than 4 subscriptions. Download AllMySubs and start organizing your subscriptions and bills today. IMPORTANT: AllMySubs is an independent subscription tracking and reminder tool. It does not process payments or create, manage, modify, renew, or cancel subscriptions with third-party providers. Any changes or cancellations must be completed directly through the relevant provider or platform. LEGAL: Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.marcn.app/privacy

Screenshots

Penni4 screens
Subscription Tracker AllMySubs4 screens

Verdict

The call

The clearest difference is update cadence: Penni at every 4 days against Subscription Tracker AllMySubs's every 9 days. Penni also leads on iOS requirement (18.0 vs 26.6). On price, rating, review sentiment and ratings volume there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Penni sells 3 in-app purchases, starting at $3.99 per month and Subscription Tracker AllMySubs sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Penni against 5.0 for Subscription Tracker AllMySubs. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.

UpkeepUpdate frequency

Penni ships an update every 4 days, Subscription Tracker AllMySubs every 9 days. The most recent releases landed on October 2, 2026 and October 15, 2026 respectively.

Scorecard2 real differences · 8 level
Penni versus Subscription Tracker AllMySubs: the parameters behind the verdict, then further details
ParameterPenniSubscription Tracker AllMySubs
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews100.0% of reviews
Number of ratings11
Update frequencyEvery 4 days — betterEvery 9 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhoneiPhone
Requires iOS18.0 — better26.6
Further details — not scored
Size59 MB50 MB
Age rating12+4+
DeveloperOTHMANE MDIDETMarcelo Nardone

Customer experience

Penni

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Subscription Tracker AllMySubs

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Penni

Subscriptions3
  • Monthly$3.991 Month
  • 3 Months$9.993 Months
  • Yearly$29.991 Year
1 purchases

Subscription Tracker AllMySubs

One-time1
  • AllMySubs Lifetime$9.99

Questions

Is Penni free?
Penni is free to download, with in-app purchases available.
Is Subscription Tracker AllMySubs free?
Subscription Tracker AllMySubs is free to download, with in-app purchases available.
Which has better reviews, Penni or Subscription Tracker AllMySubs?
Penni and Subscription Tracker AllMySubs are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Penni or Subscription Tracker AllMySubs have ads?
Neither Penni nor Subscription Tracker AllMySubs shows ads.
Which is updated more often, Penni or Subscription Tracker AllMySubs?
Penni ships an update every 4 days, and Subscription Tracker AllMySubs every 9 days. Most recently, Penni was updated on October 2, 2026 and Subscription Tracker AllMySubs on October 15, 2026.

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