Penni vs Manage Subscriptions

Penni is a calmer way to manage your money. Track what you spend, set gentle budgets, and watch your savings grow — in an app that feels warm, unhurried, and beautifully simple. No spreadsheets, no clutter, and no account to create. Just open Penni and start. PRIVATE BY DESIGN • No sign-up, no login, no account. Ever. • Your data is stored on your device and synced privately through your own iCloud — it never touches our servers, because we don't have any. • Lock the app behind Face ID or Touch ID for an extra layer of privacy. SEE YOUR MONEY AT A GLANCE • A clean home dashboard with your total balance, income, and spending for the month. • Beautiful wallet cards for cash, bank accounts, cards, savings, and more. • A simple financial-health score that tells you how you're doing. TRACK EVERY TRANSACTION • Log expenses and income in seconds. • Organize with tidy, colorful categories and per-day grouping. • Search and filter by date range to find anything fast. BUDGETS THAT GUIDE YOU • Set gentle limits for the categories you care about. • Always know exactly where you stand — without the guilt. REACH YOUR GOALS • Save for an emergency fund, a new phone, or a dream trip. • Watch each goal fill up as you set money aside. INSIGHTS • Spending trends and category breakdowns that actually make sense. WORKS WHERE YOU DO • Home Screen and Lock Screen widgets keep your balance and budgets a glance away. • A Live Activity keeps an eye on your budget while you spend. ICLOUD SYNC & BACKUP • Turn on iCloud Sync and your wallets, transactions, budgets, and goals stay up to date across your iPhone and iPad automatically — and are safely backed up to your iCloud account. Penni is a personal bookkeeping tool to help you understand your own money. It does not connect to your bank, move money, or give financial advice. — PENNI PRO Penni is free to use. Penni Pro unlocks everything: unlimited wallets, unlimited budgets and goals, unlimited transactions, iCloud sync, dark mode, advanced insights, and custom categories. • Penni Pro Monthly — $3.99 / month • Penni Pro (3 Months) — $9.99 / 3 months • Penni Pro Yearly — $29.99 / year Payment is charged to your Apple Account at confirmation of purchase. Your subscription renews automatically for the same price and duration unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel your subscription anytime in your Apple Account settings. Any unused portion of a free trial, if offered, is forfeited when you purchase a subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://penni.cc/privacy

SubTrack is the private way to manage subscriptions, track your bills, and stop paying for things you forgot you signed up for. Every recurring payment in one organizer — with a reminder before each renewal. Add Netflix, Spotify, iCloud, ChatGPT, your gym, your VPN, insurance — anything you pay for on a schedule — and SubTrack turns it into one clear picture of your monthly spending. SEE WHAT YOU ACTUALLY SPEND • One dashboard total for monthly and yearly cost, updated as you add. • A monthly breakdown showing what each subscription really costs per month — weekly, quarterly, and yearly plans all normalized to the same number. • Upcoming renewals sorted by due date, so the calendar ahead never surprises you. NEVER MISS A RENEWAL • Local reminders before you're charged: "Netflix renews in 3 days — $15.49 will be charged on March 12." • Pick how many days ahead you want the alert, and what time of day it arrives. • No account and no bank access needed — the reminders run entirely on your iPhone. ADD A SUBSCRIPTION IN SECONDS • A built-in catalog of popular services across streaming, music, cloud and software, AI, VPN, health and fitness, and gaming — with logos and typical prices, so you rarely type from scratch. • Or build your own: name, price, billing cycle, first bill date, color, and icon. ANY CURRENCY, ONE HONEST TOTAL Each subscription keeps its own currency. Your dashboard converts everything into your display currency using daily exchange rates, so the total is always money you recognize. CANCEL WHAT YOU DON'T USE Once every recurring cost sits side by side, the ones worth unsubscribing from become obvious. SubTrack won't cancel anything for you and never connects to your bank — it just makes sure nothing recurring stays invisible. YOUR DATA STAYS YOURS No account. No sign-up. No bank linking. No ads. No tracking. Everything you enter is stored only on your device — we don't run a server, so there's nothing to leak and nothing to sell. The only network request SubTrack ever makes is an anonymous daily exchange-rate lookup. You can export your subscriptions to a file whenever you like and import them back later, so your data is portable instead of locked in. BUILT FOR IPHONE Light and dark themes, smooth animations, and haptics throughout. Available in English, German, Spanish, French, Japanese, Portuguese, and Russian. 100% FREE No paywall, no subscription just to track subscriptions, and no limit on how many you add. Take back control of your recurring spending — download SubTrack.