Comparison

OwnKey vs BatuaY

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OwnKey

Manage your cryptocurrency with a self-custodial wallet and a built-in debit card. Easily buy crypto with a credit card and spend digital assets anywhere Visa or Mastercard is accepted. Pay gas fees across all networks using a single native coin.

Highlights
  • Self-custodial crypto wallet
  • Crypto debit card with Apple Pay
  • Instant crypto-to-fiat conversion
  • Buy crypto with credit card
  • Pay gas fees in native coin
  • Biometric wallet protection
  • Crypto cashback rewards
Features
Read full description

OwnKey is a secure self-custodial crypto wallet featuring a built-in debit crypto card and an instant On-Ramp gateway to buy cryptocurrency with a credit card. Spend Bitcoin (BTC), Ethereum (ETH), Tether (USDT), USD Coin (USDC), and other tokens on everyday purchases in shops, cafes, and online anywhere Visa and Mastercard are accepted. Download the OwnKey crypto wallet, pass a quick verification, and issue a virtual or plastic crypto card right inside the app. Our debit crypto card supports contactless payments via Apple Pay. Simply tap your phone at any POS terminal: the system instantly performs a crypto-to-fiat conversion at favorable rates. The merchant receives regular fiat money, and the equivalent is deducted from your crypto balance. The main feature of our ecosystem is paying gas fees in our native coin. Forget about the confusion with network fees across different blockchains. To transfer USDT or make a payment, you no longer need to buy and hold Ethereum, BNB, or Solana just to cover network fees. In OwnKey, all transaction fees across any blockchain (EVM, Solana, Bitcoin) are automatically paid in our native coin. This makes Web3 transfers and transactions simple for everyone. OwnKey is a fully self-custodial wallet. The private keys and backup recovery phrase (seed phrase) belong exclusively to you and are stored only on your device. No bank, exchange, or third-party service has access to your funds. Protect your wallet using biometrics (Face ID / Touch ID) and forget about the risk of account freezes often experienced on centralized crypto exchanges. Your cryptocurrency is under your full and absolute control. The built-in On-Ramp gateway allows you to buy cryptocurrency (Bitcoin, stablecoins, altcoins) with fiat in one click. Top up your balance using debit cards, credit cards, SEPA, SWIFT, or instant payment systems. Fast crypto exchange and instant cash-out to your card make managing your finances completely seamless. Use your OwnKey debit card to pay for goods and services and earn crypto cashback on every transaction. Accumulate bonuses, unlock new loyalty program levels, and lower your fees for swapping and sending tokens. The app features a simple user interface where you can easily track your balance, view transaction history, and manage your crypto cards. Our customer support team is available 24/7 to quickly resolve any questions regarding the wallet or card. Key features of OwnKey: Secure self-custodial crypto wallet (Self-custody Web3 Wallet) Debit crypto card (Crypto Card Visa/Mastercard) with Apple Pay support Instant crypto-to-fiat conversion at checkout Buy crypto with card Pay gas fees for all networks in our native coin Absolute control over your private keys and recovery phrase (Seed Phrase) Wallet protection powered by biometrics (Face ID / Touch ID) High crypto cashback rewards for everyday payments Secure storage for Bitcoin, USDT, USDC, ETH, and hundreds of other tokens in one place 24/7 customer support Install OwnKey to securely store, profitably buy, and easily spend cryptocurrency every day!

About

BatuaY

Features
Read full description

Pay anyone abroad, straight to their bank account, in their currency. BatuaY is the financial platform for businesses with suppliers, contractors and staff overseas. Hold stablecoins, choose who to pay, and the money lands in their bank account. No wires, no week of waiting, no surprise rate. WHY BUSINESSES SWITCH • Local bank transfers in 14 currencies, SWIFT to 100+ countries • Same or next business day on local rails • A receipt and tracking reference for every payment • One balance for all your payouts, in USDC and USDT EVERYTHING IN ONE PLACE • Saved recipients, paid again in two taps • Invoices to clients, with what you are owed tracked • Supplier bills uploaded and paid from your balance • Statements and exports for your accountant • Push notifications when money lands or a payment completes 26 CURRENCIES USD, CAD, GBP, EUR, INR, PHP, AED, SGD, HKD, JPY, AUD, KRW, THB, IDR and more. TRUST BatuaY is operated by GridChain Technology Inc., a Money Services Business registered with FINTRAC in Canada. Every business is verified before its first payment and every payment is screened before release. Accounts and payouts are provided through licensed payments partners. Get started at batuay.com or download and open an account in minutes.

Screenshots

OwnKey4 screens
BatuaY4 screens

Verdict

The call

OwnKey and BatuaY are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

OwnKey ships an update every 2 days, BatuaY every 3 days. The most recent releases landed on October 15, 2026 and October 20, 2026 respectively.

ScorecardNo meaningful differences
OwnKey versus BatuaY: the parameters behind the verdict, then further details
ParameterOwnKeyBatuaY
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 2 days — betterEvery 3 days
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size56 MB27 MB
Age rating12+4+
DeveloperOwnKeyGridChain Labs Inc

In-app purchases

None

OwnKey

No in-app purchases

None

BatuaY

No in-app purchases

Questions

Is OwnKey free?
OwnKey is free to download, with no in-app purchases.
Is BatuaY free?
BatuaY is free to download, with no in-app purchases.
Do OwnKey or BatuaY have ads?
Neither OwnKey nor BatuaY shows ads.
Which is updated more often, OwnKey or BatuaY?
OwnKey ships an update every 2 days, and BatuaY every 3 days. Most recently, OwnKey was updated on October 15, 2026 and BatuaY on October 20, 2026.

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