TaxSetAside vs SpendCents

TaxSetAside is the calm, focused way for the self-employed to stay ready for taxes — set aside the right cut from every payment, so quarterly bills never blindside you again. LOG A PAYMENT IN SECONDS Enter what you got paid and TaxSetAside instantly shows the amount to set aside for taxes — based on your own filing status, profit and state, not a guessed flat rate. WATCH YOUR TAX RESERVE GROW Every set-aside adds to a running reserve you can see at a glance, so you always know whether you're covered for the next estimated-tax deadline. NEVER MISS A QUARTERLY DEADLINE A clear countdown and per-quarter status show what's due and when. Started your business partway through the year? The quarters before you started are crossed out and left out of your targets, the countdown and reminders. Optional reminders arrive a week before and the day before each deadline. FREE TO USE The whole tracker works without an account or a payment. On the free plan, what you enter lasts for that session — it is cleared when you sign out or close the app, and only your account (email and password) is kept. TAXSETASIDE PRO (optional subscription) Pro saves everything you enter to your account, so it's there every time you open the app. It also adds the reserve-growth chart with your projected year-end position, the safe-harbor tracker, and per-client and per-stream analytics. - Monthly or Annual, each with a 1-week free trial for new subscribers - Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless it is canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple ID settings. TaxSetAside is a personal tax-set-aside organizer for figures you enter yourself. Every amount it shows is a general estimate based on your inputs, not tax, legal, or financial advice. Always confirm with a licensed tax professional or the IRS before you file or pay. Privacy Policy: https://preview.apppublishing.ai/legal/91/privacy Terms of Use (EULA): https://preview.apppublishing.ai/legal/91/terms

SpendCents turns a pile of balances into one clear plan: what you owe, what to pay next, and the date it all ends. THE NEXT DOLLAR The question every payday raises — where does my next spare dollar do the most good? SpendCents answers it with arithmetic, not a guess: it names the account, the amount, and the interest that dollar just avoided. YOUR DEBT-FREE DATE Enter each account once — balance, interest rate, minimum payment, due day — and watch The Cascade project every remaining payment through to the month the last balance clears. BOTH ROUTES, SIDE BY SIDE Smallest balance first, or highest rate first? Compare them honestly: months saved, interest paid, and which accounts close when. Or set your own order. A BUDGET THAT FEEDS THE PLAN Log your take-home pay and your spending by category. SpendCents subtracts your minimums and shows what is genuinely free for debt each month — then puts it to work in one tap. EVERY PAYMENT, SPLIT HONESTLY Log a payment and see exactly how much went to principal and how much the interest took. Momentum, milestones and due-date reminders keep the run going. PLAIN ENGLISH APR, amortisation, minimum payment, revolving credit — 33 money terms explained in a sentence each, with no jargon and nothing to sign up for. NOTHING IS CONNECTED TO YOUR BANK You type the numbers in. SpendCents never asks for bank logins, never reads an account, and never sells anything on. Export everything to CSV whenever you like. SPENDCENTS PRO (optional subscription) The free app stays free — unlimited accounts, the debt-free date, The Next Dollar, the budget tracker, payment logging, reminders and CSV export. Pro adds: - What-If Studio: save and compare payoff scenarios side by side - Windfall Planner: the best home for a bonus, refund or gift - Interest Ledger: interest paid against interest avoided, over time - A 12-month forecast table for the whole plan Pro is $6.99 per month or $49.99 per year, each with a 7-day free trial. Payment is charged to your Apple ID at confirmation. The subscription auto-renews unless canceled at least 24 hours before the current period ends; manage or cancel in your Apple ID settings. Any unused portion of a free trial is forfeited when you buy a subscription. SpendCents does the arithmetic on the numbers you enter. Every projection is an estimate, not financial advice. Privacy Policy: https://preview.apppublishing.ai/legal/365/privacy Terms of Use (EULA): https://preview.apppublishing.ai/legal/365/terms