Kisa vs Budget Planner

Kisa is a private, thoughtfully designed money tracker for everyday finances. Track income, expenses, and transfers across accounts. See your balance and cash flow at a glance, understand where your money goes, and plan what is safe to spend. KEY FEATURES • Fast income, expense, and transfer entry • Receipt scanning with on-device text recognition • Voice entry • Monthly and yearly cash-flow insights • Budgets, category limits, and savings goals • Recurring bills and income reminders • Multiple accounts and currencies • CSV and Excel export • Optional iCloud sync and partner sharing • Optional encrypted backup to iCloud Drive or Dropbox • App Lock with Face ID or Touch ID • English, Arabic, Sorani Kurdish, Kurmanji Kurdish, and Spanish • Right-to-left layout support PRIVACY BY DESIGN Kisa has no advertising, analytics, or Kisa account. Financial records stay on your device unless you explicitly enable sync, sharing, or backup through services you control. Some advanced features require Kisa Pro. Subscriptions are managed by Apple and can be restored from the app. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://kisaa.app/privacy

Plan your spending before you spend. Organize your budget by category, move budget amounts as priorities change and track savings goals. Keep cards, installments and upcoming bills in view without connecting your bank. Cards and installments Add your cards and credit limits. Track installment purchases, review monthly totals and see statement and payment dates. Set reminders to keep your dates in view. Ctrl Xpenses helps you plan and record payments; it does not make bank payments. A budget for your month Log expenses and income manually, set category budgets and review your spending and remaining amounts. You do not need to share bank login details. From receipt to record Scan a receipt and review the extracted details before saving. Correct the fields or enter the transaction manually. Debt payoff planning Compare snowball and avalanche strategies. Simulate extra payments and review estimated payoff dates and interest. Goals, accounts and net worth Track savings goals and record assets, debts and investments to review your net worth. Work with multiple currencies when needed. Your financial records on your device Log and review transactions offline. No Ctrl Xpenses account or bank connection is required. Use your device's biometric protection when available. No ads or advertising tracking. Start free Start with transaction tracking and tools for budgets, cards and debts. Pro expands the limits for accounts, categories and tags. Ctrl Xpenses Pro Expand your limits and access data export, backup and restore. Choose a monthly plan, annual plan or lifetime purchase. Check the purchase screen for current prices, terms and any trial available to your account. Backups are manual files; there is no automatic sync between devices. Pro purchases, market quotes and exchange rates require an internet connection. Simulations are informational estimates, not financial advice. Purchase, diagnostic and analytics services are described in the privacy policy. TERMS OF USE (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/