股帳曆 vs TornTab 分單喇

股帳曆（StockCalendar）是專為台股與美股投資人設計的記帳與行情陪伴 App。把流水帳、日曆損益、維持率、資產走勢與市場資訊收在同一處，兼顧隱私、清楚與使用樂趣。 【台股／美股／全部一鍵切換】 • 日曆與資產分析可切換「台」「美」「全」，依範圍查看損益、持股與分析。 • 「全」範圍可依報表幣別（台幣／美元）折算加總；美金可顯示至小數一位。 • 台股報價來自證交所；美股採 Yahoo／Stooq（免金鑰，可選 Finnhub）；匯率自動更新，失敗時沿用快取。 • 介面支援中文／英文（跟隨系統或手動指定）；品牌名「股帳曆」固定繁中。 【資金・持股・借貸帳戶】 • 資金帳戶：掌握現金餘額與利息。 • 持股帳戶：整合多筆買入成本，移動平均法計算庫存市值。 • 借貸帳戶：支援信貸、質押等來源，可多選資金／持股擔保並逐股勾選，即時試算擔保市值與維持率。 • 三大區塊可拖曳調整顯示順序。 【流水帳與日曆】 • 月曆以紅綠點標示每日損益與進出場；可切換週／月／年／全部，並設定期間損益目標。 • 支援買入、賣出、現金配息、股票配股、減資、退稅等；可新增資金來源。 • 串接證交所除權息預告，主動提出配股配息建議。 • 一鍵遮蔽損益，兼顧低頭族隱私。 【維持率與安全警示】 • 依最新持股市值與資金自動試算整體擔保維持率。 • 儀表與綠／黃／紅燈號呈現水位；危險時於資金帳戶頁提醒，並可警示還款期限。 【資產視覺化、健檢與行情圖】 • 雙線圖呈現總資產與淨資產走勢，可疊加帳戶線，並以日／月／年切換；可截圖分享。 • 配置圖、持股列表、個股詳情與價格歷史。 • 損益結算（未實現／已實現／股息／合計）與累計股息明細。 • 內建資產健檢與白話提示；15 天內除權息自動提醒。 • 行情圖表支援網格與長按十字線；台／美大盤與個股走勢更清楚。 • 相容機型可裝置端 AI 對話分析持股（純本機）；亦可搭配 Siri／捷徑查詢摘要。 • 「加權戰線」將加權盤中走勢化為橫向娛樂戰場，不影響真實帳務。 【Widget、推播與日常陪伴】 • 主畫面 Widget 可看今日／本月損益與持股摘要。 • 可分別設定台股與美股開盤、盤中、收盤推播（台股收盤 13:30）；目標達成可收到恭喜通知。 • 可選波動提醒、持股健檢與寵物口吻推播。 • 可選陪伴寵物出現在 App、Widget 與推播中。 【雲端同步、鎖定與回饋】 • SwiftData + iCloud 私有資料庫，同一 Apple ID 裝置間同步。 • Face ID／Touch ID 與 PIN 鎖定，回前台可自動上鎖。 • 多種外觀主題（深／淺／木／糖／冰／隨機）。 • 設定頁提供回報／建議；App 內公告與版本更新提示可遠端調整。 讓股帳曆成為你股市航行中的防護罩——立刻下載，打造你的個人記帳空間。

Split a bill in about ten seconds. Type the total, say how many people, and TornTab does the rest: the per-person share, who owes whom, and what's still outstanding across every bill you have. No account. No sign-up. No ads. Your bills stay on your phone. HOW IT WORKS • Tap +, choose how many people, type the total. That's a split. • Names are optional — leave a row blank and it becomes Person 2, Person 3, and so on. • Or pull names straight from your contacts. • Mark someone Paid when they settle up, or Treated when you're covering them — the split redistributes automatically. SEE WHERE YOU STAND • A running net figure on the home screen: what you're owed, less what you owe. • A per-person view — tap anyone to see every unsettled bill behind their balance. • Settled bills quietly recede instead of cluttering the list. • Archive finished bills to keep them readable but out of every total. BUILT FOR REAL MEALS • Colour-coded categories: dining, groceries, drinks, transport, travel and more. • Search by person, description, category or date. • Set each bill's date; today by default. • Available in English, 繁體中文 and 简体中文. CURRENCIES Your base currency follows your device. Exchange rates are downloaded once and cached, so conversion keeps working offline. With Pro, each bill can carry its own currency — useful on a trip — while the summary still totals in yours. FREE AND PRO Everything above is free, for up to three bills at a time. TornTab Pro is a one-time purchase — not a subscription — and unlocks: • Unlimited bills • Custom defaults for new bills • A different currency per bill Pro is included in Family Sharing. PRIVACY, PLAINLY TornTab has no servers of ours, no accounts and no analytics. Your bills, the people in them and your settings live on your device and nowhere else. There are no ads and no tracking of any kind.