am am vs Sous le Baobab

AM AM modernise la tontine traditionnelle avec une expérience simple, sécurisée et transparente. Rejoignez une tontine publique ou privée, cotisez chaque mois et suivez votre épargne en temps réel.

Sous le Baobab brings your tontine into a single app — simple and safe. Just as people gather under the baobab to decide together, the app brings your association's members together: contributions, payout turns, fund and solidarity — all clear, up to date, and visible to those who should see it. KEY FEATURES • Create your association and invite members by link or QR code • Tontine cycles: contributions, turn schedule, "whose turn it is" • Payment tracking: contributions, payouts, receipts and reminders • Internal fund: group-backed loans with interest and history • Solidarity fund for hard times • Group chat and audio/video calls between members • Real-time updates — everything refreshes on its own SAFE AND PRIVATE • Mandatory two-factor, trusted devices, backup codes • Hosted in Germany — no ads, no trackers, no cookies • Your financial data is visible only to the members concerned Available in French, German and English. Sous le Baobab is for tontines, njangis and savings groups that want to manage their shared money with order and trust.