Займы онлайн vs Bill Swiper
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Займы онлайн
Quickly apply for a loan online by filling out a short form. Approved funds can be transferred directly to your bank card. Applications are processed 24/7, with decisions typically made within minutes.
- Fast loan application
- Funds transferred to bank card
- 24/7 application processing
- Quick decision-making
- Individual loan terms
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С приложением «Займы онлайн: Мерга» вы можете быстро оформить заявку на получение займа. Для этого достаточно заполнить короткую анкету, после чего, при одобрении, денежные средства могут быть перечислены на вашу банковскую карту. Заявки принимаются и рассматриваются круглосуточно, включая выходные и праздничные дни. Решение по заявке обычно принимается в течение нескольких минут. Процентная ставка, сумма займа и срок возврата определяются индивидуально в соответствии с условиями договора займа. Годовая процентная ставка может составлять от 24,6% (min) до 32,15% (max). Период погашения долга от 62 до 365 дней. ООО МКК «Мерга» Адрес: 111401, город Москва, вн.тер.г. муниципальный округ Перово, ул. Новогиреевская, д. 18/31, помещ. 4/1/1 ОГРН: 1267700088633 ИНН: 7720963872 Лицензия ЦБ РФ: 2603045010263 от 07.05.2026
Bill Swiper
Easily split restaurant bills by scanning receipts and assigning dishes to individuals. It handles taxes, tips, and shared items fairly, making group payments simple and quick. Supports international receipts with translation.
- Scan receipts with OCR
- Assign dishes to individuals
- Automatic tax and tip calculation
- Fair split for shared items
- Translate foreign receipts
- Save payment summaries
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Let's be honest. The second the check lands on the table, the fun screeches to a halt. Everyone squints at a slip of paper. Someone does mental math. And nobody wants to be the person who mutters, "I only had a salad, though." Bill Swiper erases that awkward pause for good. It takes about as long as a water refill. Here is the whole trick. Point your camera at the receipt, and the scanner reads every dish, price and line in a blink. Then comes the part you will actually enjoy. You swipe each dish toward whoever ordered it, like dealing cards around the table. The steak slides left to Sam, the pasta drifts right to Mia, and that plate of nachos nobody admits to finishing? Flick it upward and it spreads across everyone. It feels less like bookkeeping and more like a game you secretly want to win. When the final plate is sorted, the app shows precisely who owes what, with the gratuity and the tax folded in, right down to the cent. No clumsy spreadsheet, no vague "I'll pay you back," no quiet grudge against the friend who ordered lobster and a second cocktail. The math just disappears into the background, and what's left is one number everyone agrees on. WHY IT EARNS A SPOT ON YOUR PHONE - A bill splitter that feels like play — one flick per dish, and the dreaded chore is over in thirty seconds. - Scan the receipt and the receipt scanner grabs items, prices, tip and tax on its own, so you never type a thing. - Fair to the cent — divide things by what each person actually ordered, not a lazy even split. Salad money for the salad, steak money for the steak. - Shared plates, finally handled — appetizers, a bottle of wine, even the birthday cake get spread across the table with one upward swipe. - Add a tip without the headache — tap 0, 5, 10, 15 or 20 percent and watch it land on everyone in fair proportion. GREAT AT THE TABLE, EVEN BETTER ON THE ROAD Here is the quiet superpower travelers love. Snap a foreign-language receipt in Lisbon, Seoul or Rome. The app translates every dish name into a language you actually read. Now you know what you ate before you pay. No more squinting at letters that look like a puzzle. Sorting a restaurant bill abroad goes from nerve-racking to weirdly satisfying. And since the whole thing lives right on your phone, there is no account to create, no sign-up wall, no personal details to surrender. Open it, scan, swipe, done. Want a record for later? Save a clean summary image straight to your gallery and drop it in the group chat, so nobody conveniently "forgets" their share by Monday morning. PERFECT FOR - Dinner and drinks with friends, when nobody wants to play accountant - Settling up with roommates after a late-night takeout run - A group trip, where receipts pile up faster than the photos - Office lunches and team dinners that need a clean, fair breakdown without the side of drama It is free to jump in, with zero strings attached. Bill Swiper Pro lifts the limits the moment you want it — more guests at the table, unlimited rounds, your call, and cancel anytime. The free version is a real taste, not a teaser: split actual dinners from day one, and upgrade only once the app has earned it. So next time the bill drifts to the middle of the table, leave the calculator in your pocket. Skip the "I'll sort it out later" too. Grab Bill Swiper, swipe a few times, and get back to the best part of dinner: the people across from you. You should be able to split the bill in seconds. And, honestly, it can even be a little fun. Terms of Use: https://asaiteam.com/legal/terms/ Privacy Policy: https://asaiteam.com/legal/privacy/
Screenshots
Verdict
The clearest difference is rating: Bill Swiper at 5.0 against Займы онлайн's 4.0. Bill Swiper also leads on ads (none vs shown) and iOS requirement (15.0 vs 17.0). Займы онлайн's advantage is in-app purchases (none vs 2) and ratings volume (8 vs 1). On price, update cadence and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Bill Swiper sells 2 in-app purchases, starting at $4.99 per 7 days. Займы онлайн asks for nothing beyond the download.
Bill Swiper holds the better App Store score, 5.0 against 4.0. That said, the two scores are not equally well evidenced: Займы онлайн has 8 ratings behind it against 1, so its average is the more settled of the two.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 24, 2026 and October 8, 2026 respectively.
| Parameter | Займы онлайн | Bill Swiper |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (8 ratings) | 5.0 (1 ratings) — better |
| Number of ratings | 8 — better | 1 |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported — better | Freemium |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 9 MB | 54 MB |
| Age rating | 4+ | 4+ |
| Developer | MERGA, OOO | Anton Beliakov |
Customer experience
Займы онлайн
Bill Swiper
In-app purchases
Займы онлайн
No in-app purchases
Bill Swiper
- Pro$4.997 Days
- Pro$39.991 Year
Questions
Is Займы онлайн free?
Is Bill Swiper free?
Which has better reviews, Займы онлайн or Bill Swiper?
Do Займы онлайн or Bill Swiper have ads?
Which is updated more often, Займы онлайн or Bill Swiper?
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