Paycheck Planner vs Paycheck Mapper

Category budgeting doesn't work when you live paycheck to paycheck. You don't need forty envelopes. You need the answer to one question: "After the bills that are still coming before my next payday, how much can I actually spend?" That's the whole app. One number, on the front screen, honest. HOW IT WORKS • Enter your balance, your paycheck, and your bills — once • Paycheck Planner works out which bills land before your next payday • It subtracts them, and shows you what's left: your Safe to Spend • Plus a daily allowance, so you know how to pace it BUILT FOR REAL PAY SCHEDULES Biweekly that drifts across the month. Semimonthly on the 1st and the 15th. Monthly on the 31st in a month that only has 30 days. The date maths is the hard part, and it is done properly. WHAT YOU GET • Safe to Spend, front and centre • Next payday and the days until it • Bills still due before then, and which are already paid • A daily allowance • One-tap spend logging • Trends and charts across pay cycles • A buffer setting, if you like to hold a cushion back NO BANK LINKING — ON PURPOSE Paycheck Planner never asks for bank credentials and has no bank connection. You type in your balance. Everything is calculated on your device. There is no account, no cloud, and no network request of any kind. No analytics, no tracking, no ads. FREE, WITH AN OPTIONAL ONE-TIME UNLOCK Free: one income source, up to 5 bills, Safe to Spend, and spend logging. Full Unlock adds unlimited bills, multiple income sources, Trends and charts, and the buffer. One-time — not a subscription. Paycheck Planner is a budgeting tool, not financial advice.

Make room for what matters. Paycheck Mapper helps you plan around your paydays, keep track of bills, and understand where your money goes. Add your own amounts and dates—no bank connection is needed. PLAN YOUR MONTH • See bills and paydays together on a calendar. • Add income from work, a second job, or other sources. • Set up repeating bills so you can plan ahead. • See how much is left after planned bills and recorded purchases. KEEP TRACK OF BILLS AND SPENDING • Mark bills paid and see what still needs to be paid. • Record purchases and organize them by category. • Review bill totals, overdue amounts, and changes from month to month. • Look ahead with cash flow estimates based on the details you enter. EXPLORE PREMIUM TOOLS • Scan a receipt to help enter purchases. • Explore bill dates that fit your paydays. • Compare paying off the highest-interest debt first with paying off the smallest balance first. • See estimated interest, time to pay off debt, and the estimated final payoff month. Everyday bills, income, calendar, spending, and basic cash flow features stay free. Premium tools require trial or Premium access. YOU STAY IN CONTROL Paycheck Mapper is a planning tool. It does not connect to your bank, move money, or pay bills for you. Estimates depend on the information you enter and may differ from actual results. Questions? Visit paycheckmapper.com/support.html. Privacy policy: paycheckmapper.com/privacy.html PREMIUM SUBSCRIPTIONS Premium is available as a monthly or yearly subscription through Apple In-App Purchase. Payment is charged to your Apple Account when you confirm your purchase. Subscriptions renew automatically unless canceled at least 24 hours before the current period ends. Manage or cancel your subscription in your Apple Account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/