Comparison

NextCheck vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

NextCheck

This app helps you manage your finances based on your actual pay cycle, not a monthly calendar. It allows you to plan each paycheck to cover specific bills, track expenses, and see your available balance before your next payday. Pro features offer advanced tracking for credit cards and savings.

Highlights
  • Plan budgets by paycheck
  • Track bills and due dates
  • Split shared expenses
  • Add one-off deposits
  • Manage credit card balances (Pro)
  • Project savings goals (Pro)
Features
Read full description

Most budget apps assume your money arrives once a month. Your paycheck doesn't. NextCheck is built around your actual pay cycle. Every payday gets its own plan: which bills it covers, what's cleared, what's pending, and exactly what's left — so you always know where you stand before the next check arrives. PLAN EVERY PAYCHECK • See exactly which bills each paycheck needs to cover • Track every bill as unpaid, pending, or cleared • Split shared expenses evenly across both checks • Skip a bill for a cycle without deleting it • Add one-off deposits and see your true balance after everything lands STAY ON TOP OF BILLS • All your recurring bills in one list with due days and auto-pay flags • Seasonal bills (like lawn service) that only appear the months they're active • Tap to open your biller's payment site right from the app SEE THE BIGGER PICTURE (PRO) • Track every credit card: balances, charges, payments, and who spent what • Project your savings with automatic per-paycheck contributions • Trends: your whole year of bills at a glance, month by month PRIVATE BY DESIGN • No bank connections required — your accounts stay yours • Your data is never sold or shared, ever • Face ID app lock and full account deletion built in • Syncs securely between your iPhone and iPad Built and run by one developer who budgets this way too — not a big finance company. Also available on the web at nextcheck-78896.web.app — sign in with the same account and your bills are already there, live-synced both ways. NextCheck Pro unlocks credit cards, savings, and trends for $1.99/month or $14.99/year — a fraction of the $10–15 a month most budgeting apps charge. It's priced low on purpose: a tool you open every payday should be cheap enough to keep for good. The core paycheck planner is free, forever. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://jbeck22.github.io/NextCheck/privacy-policy.html

About

Expense Tracker

Features
Read full description

Spendy is a plain, fast expense tracker. Open it, tap the amount, pick a category, done. No sign-up, no bank linking, no cloud. THREE TAPS PER ENTRY A full-screen keypad, fourteen categories and an optional note. Logging a coffee takes about four seconds, which is the only reason anyone keeps doing it past the first week. NOTHING LEAVES YOUR IPHONE Spendy makes no network requests at all. There is no account, no server, no analytics and no advertising SDK. Your ledger is a file on your phone and nowhere else. Turn on Airplane Mode and everything still works. SEE WHERE IT WENT A monthly budget with a live "left to spend" figure, six months of spending as a bar chart, and a category breakdown with percentages. YOURS TO TAKE AWAY Export the whole ledger to CSV at any time and open it in Numbers or Excel. WHAT'S INSIDE • Expenses and income, both with categories • 14 categories out of the box, or make your own • Monthly budget with progress ring • Six-month chart and category breakdown • 12 currency symbols • Edit or delete any entry • CSV export SAMPLE DATA The app opens with a set of sample entries so you can see how it works straight away. They are marked SAMPLE and are never counted in any total, chart or free-entry quota. The first time you add an entry of your own, Spendy clears them all, so every figure from then on is only yours. FREE TO TRY Log your first 5 entries free, with no time limit. After that, Spendy Pro keeps it going — an auto-renewing subscription, monthly or yearly. Everything you already logged stays readable, chartable and exportable whether or not you subscribe. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically at the same price unless auto-renew is turned off at least 24 hours before the current period ends. Manage or cancel in Settings > Apple Account > Subscriptions, or from the Settings screen inside the app. Privacy Policy: https://spendy.comedev.com/privacy.html Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: mytestid888@gmail.com

Screenshots

NextCheck4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is ads: Expense Tracker at none against NextCheck's shown. On price, in-app purchases, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. NextCheck sells 2 in-app purchases, starting at $1.99 per month and Expense Tracker sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard1 real difference · 8 level
NextCheck versus Expense Tracker: the parameters behind the verdict, then further details
ParameterNextCheckExpense Tracker
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyWeekly—
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size27 MB2 MB
Age rating4+4+
DeveloperJERAMEY DEWAYNE BECK丽 江

In-app purchases

2 purchases

NextCheck

Subscriptions2
  • Pro Monthly$1.991 Month
  • Pro Annual$14.991 Year
2 purchases

Expense Tracker

Subscriptions2
  • Spendy Pro Monthly$2.991 Month
  • Spendy Pro Yearly$19.991 Year

Questions

Is NextCheck free?
NextCheck is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Do NextCheck or Expense Tracker have ads?
NextCheck shows ads; Expense Tracker does not.

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