Comparison

OffRisk vs FIBI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OffRisk

Effortlessly track your spending, create budgets, and gain insights into your financial habits. This app uses AI to scan receipts, offers personalized financial education, and provides visual reports to help you manage your money effectively.

Highlights
  • Instant expense and income logging
  • AI-powered receipt scanning
  • Customizable budget limits
  • Visual spending analytics
  • AI financial education assistant
  • Home Screen widget for balance check
Features
Read full description

Take control of your money in minutes. OffRisk shows you where it goes, helps you budget, and warns you before you blow past your limit. ▸ LOG IT IN SECONDS Add expenses and income instantly. Capture Apple Pay purchases, or log one with a double tap on the back of your iPhone (Back Tap) — without ever opening the app. Check your balance straight from a Home Screen widget. ▸ BUDGETS THAT ACTUALLY WORK Set a limit per category and get a heads-up as you get close. Create savings or income goals and watch your progress day by day. ▸ UNDERSTAND YOUR MONEY Visual stats for every month: where you spend the most and how you're trending. Plus a clear projection of how your month is shaping up, explained in plain language. ▸ SCAN AND DONE Snap a photo of a receipt and OffRisk pulls out the amount, category and date for you with AI. ▸ LEARN AS YOU GO An AI financial education assistant answers your questions, runs projections and helps you build better habits. ▸ YOUR PRIVACY FIRST Your receipt photos are never stored — they're processed and discarded instantly. ▸ AND MORE • Automatic recurring payments (rent, subscriptions, paycheck, etc) • Multi-currency support • Export your transactions to CSV • Available in English and Spanish —— OFFRISK PRO —— Unlock recurring transactions, unlimited categories, AI receipt scanning, the AI financial assistant, advanced stats and CSV export. Includes a 7-day free trial. • Monthly or yearly auto-renewing subscription. Start free today and find out where your money is really going. Note: OffRisk provides financial education and organization tools; it does not constitute professional financial advice.

About

FIBI

Features
Read full description

FIBI es una plataforma de control financiero para organizar ingresos, gastos y otras herramientas financieras desde un solo lugar. Registra y consulta tus movimientos de forma clara, administra diferentes proyectos y mantén un mejor seguimiento de tus finanzas personales o de negocio. Con FIBI puedes: • Registrar ingresos y gastos. • Consultar movimientos por periodos mensuales y anuales. • Organizar transacciones por categorías. • Administrar cuentas y flujo de efectivo. • Consultar balance general y estado de resultados. • Gestionar inventarios en proyectos de negocio. • Crear cotizaciones profesionales. • Firmar documentos digitalmente. • Exportar reportes financieros. • Administrar varios proyectos desde una misma cuenta. FIBI cuenta con planes Gratuito, Plus y Pro, con diferentes herramientas y límites según las necesidades de cada usuario. Algunas funciones requieren una suscripción renovable de FIBI Plus o FIBI Pro. Las suscripciones adquiridas desde iOS se administran mediante la cuenta de Apple del usuario y pueden cancelarse desde la configuración de suscripciones de Apple. FIBI busca ofrecer una forma sencilla y organizada de mantener la información financiera disponible y actualizada. Términos de uso (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

OffRisk4 screens
FIBI4 screens

Verdict

The call

The clearest difference is ads: OffRisk at none against FIBI's shown. FIBI's advantage is update cadence (every 2 days vs every 5 weeks) and device support (3 vs 1). On price and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OffRisk sells 2 in-app purchases, starting at $2.99 per month and FIBI sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

OffRisk ships an update every 5 weeks, FIBI every 2 days. The most recent releases landed on October 31, 2026 and November 6, 2026 respectively.

Scorecard4 real differences · 6 level
OffRisk versus FIBI: the parameters behind the verdict, then further details
ParameterOffRiskFIBI
PriceFreeFree
Rating4.5 (2 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings2 — better—
Update frequencyEvery 5 weeksEvery 2 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size72 MB5 MB
Age rating4+4+
DeveloperLeonel OsunaEntretenimiento Grupo Cohete, S.A.S. de C.V.

In-app purchases

2 purchases

OffRisk

Subscriptions2
  • OffRisk Pro — Monthly Plan7 Days trial$2.991 Month
  • OffRisk Pro — Annual Plan7 Days trial$24.991 Year
4 purchases

FIBI

Subscriptions4
  • FIBI Plus Monthly$2.991 Month
  • FIBI Pro monthly$4.991 Month
  • FIBI Plus Annual$29.991 Year
Show 1 more
  • FIBI Plus Annual$39.991 Year

Questions

Is OffRisk free?
OffRisk is free to download, with in-app purchases available.
Is FIBI free?
FIBI is free to download, with in-app purchases available.
Do OffRisk or FIBI have ads?
FIBI shows ads; OffRisk does not.
Which is updated more often, OffRisk or FIBI?
OffRisk ships an update every 5 weeks, and FIBI every 2 days. Most recently, OffRisk was updated on October 31, 2026 and FIBI on November 6, 2026.

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