Comparison

Bill Organizer, Tracker vs Carimbô

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Bill Organizer, Tracker

This app helps you manage your bills with automatic reminders and payment tracking. It provides a clear overview of upcoming expenses, payment history, and cash flow. Designed for simplicity, it keeps your financial data private and syncs across your Apple devices.

Highlights
  • Automatic bill recurrence
  • Customizable reminders
  • Payment tracking and history
  • Income and cash flow overview
  • Bill calendar view
  • Simple charts and trends
  • iCloud sync across Apple devices
Features
Read full description

Never miss a bill again. Billo is a calm, simple bill organizer for people who are tired of carrying due dates in their head — or on scraps of paper, sticky notes, and half a dozen reminder apps. Add a bill once. Billo repeats it automatically, reminds you before it's due, and lets you mark it paid in two taps. That's the whole routine. Billo answers the questions that cause bill anxiety: • What's due today, this week, this month? • What have I already paid? • How much is still coming out before payday? • What's actually left after the bills? No bank linking. No account to create. No credit card "verification". Your data stays in your own iCloud and syncs privately across iPhone, iPad, and Mac. —————————————————————— WHAT BILLO DOES • Upcoming bills at a glance — Today, Next 7 Days, Next 30 Days, with color-coded countdowns and weekly + monthly totals right at the top. • A real bill calendar — see which days money leaves your account, spot weeks where everything hits at once, and tap any day for details. • Recurring bills that actually recur — set "monthly on the 15th" once and never re-enter it again. • Reminders you can trust — pick how many days ahead you want a heads-up, get reminded again on the due date, and the app badge always matches what's really unpaid. Mark a bill paid and the nagging stops. • Mark paid in two taps — and build a payment history you can look back on for any bill: when you paid, how much, with optional confirmation numbers. • Income and cash flow — add your paychecks and see income in, bills out, and what's left over each month. • Charts that keep it simple — spending by category, on-time payment streaks, monthly cash flow, and 6-month trends. —————————————————————— WHY BILLO (AND NOT ANOTHER BILL APP) • A free plan you can actually use. Track up to 12 bills and 2 income sources with full reminders, calendar, and payment history — enough to run a real household, not a 3-bill teaser. • Your data is never held hostage. If you ever go past the free limits, extra items are hidden, never deleted. • No forced account numbers. Add a bill with just a name, amount, and due date. Notes, account IDs, and links are optional. • Built on iCloud. Your bills sync through your own Apple account — private by design, no separate login, nothing to migrate when you get a new phone. • One app everywhere. iPhone, iPad, and Mac. —————————————————————— BILLO PRO Upgrade when you need more — and pick the plan you prefer: • Unlimited bills and income sources • Charts and spending insights • Partial payments — pay bills your way • Custom repeat schedules for any bill • CSV export for taxes and archives Monthly • Yearly • Lifetime — pay once, yours forever. —————————————————————— MADE FOR PEOPLE WHO… • Have ever paid a late fee on a bill they could afford. • Want reminders a few days ahead, not a lecture about lattes. • Live paycheck to paycheck and need to see what's left. • Keep bills in their head and are tired of the background stress. • Want a bill app that will still be here — and still simple — years from now. —————————————————————— Download Billo. Add your bills once. Stop worrying about due dates. Privacy Policy: https://www.billorganizer.app/privacy-policy.html Terms of Use: https://www.billorganizer.app/terms-of-use.html

About

Carimbô

This app helps you track all your bills in one place, providing timely reminders to avoid late fees. It offers clear reports on your spending and works entirely offline to keep your financial data private.

Highlights
  • All bills in one place
  • Payment due date reminders
  • Recurring bill automation
  • Credit card statement grouping
  • Spending reports
  • Offline functionality
  • Light and dark mode
Features
Read full description

Never pay late fees again. Bom Pagador is the simple way to track every bill you owe and stay on top of your money, right from your phone. Add your bills once and let the app handle the rest. It reminds you before anything is due, shows how much is left to pay, and helps you close the month in the green. Everything runs on your device. No sign-up, no account, no internet required. Your data stays with you. WHY YOU'LL LOVE IT All your bills in one place Rent, utilities, subscriptions, installments. See what's due today, this week, and across the whole month at a glance. Reminders that save your wallet Get notified before the due date so you never lose money to late fees or interest again. Recurring bills on autopilot Set a bill once and the app repeats it for you every month. No manual re-entry. Credit cards done right Group your purchases into the correct statement and know exactly how much each month's invoice will weigh. See where your money goes Clear reports break down your spending and help you plan the month ahead. Light and dark mode Use it your way, day or night. Privacy first Works fully offline and keeps everything on your device. No servers, no tracking, no cadastro. TAKE CONTROL TODAY Download Bom Pagador, add your bills in minutes, and finally feel calm about your due dates. Start being a good payer.

Screenshots

Bill Organizer, Tracker4 screens
Carimbô4 screens

Verdict

The call

The clearest difference is update cadence: Carimbô at every 4 days against Bill Organizer, Tracker's every 9 days. Carimbô also leads on iOS requirement (16.4 vs 18.0). Bill Organizer, Tracker's advantage is device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Bill Organizer, Tracker sells 4 in-app purchases, starting at $6.99 per month and Carimbô sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Bill Organizer, Tracker ships an update every 9 days, Carimbô every 4 days. The most recent releases landed on November 5, 2026 and November 6, 2026 respectively.

Scorecard3 real differences · 7 level
Bill Organizer, Tracker versus Carimbô: the parameters behind the verdict, then further details
ParameterBill Organizer, TrackerCarimbô
PriceFreeFree
Rating5.0 (10 ratings) — better—
Positive reviews—75.0% of reviews
Number of ratings10 — better—
Update frequencyEvery 9 daysEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, Mac — betteriPhone
Requires iOS18.016.4 — better
Further details — not scored
Size17 MB105 MB
Age rating4+4+
DeveloperJiri UrbasekManoel Fernandes

Customer experience

Bill Organizer, Tracker

All ratings8 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Carimbô

Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

In-app purchases

4 purchases

Bill Organizer, Tracker

Subscriptions3
  • Monthly$6.991 Month
  • Yearly (Welcome)1 Month trial$24.991 Year
  • Yearly$34.991 Year
One-time1
  • Lifetime$69.99
1 purchases

Carimbô

One-time1
  • Apoiador Vitalicio$9.99

Questions

Is Bill Organizer, Tracker free?
Bill Organizer, Tracker is free to download, with in-app purchases available.
Is Carimbô free?
Carimbô is free to download, with in-app purchases available.
Do Bill Organizer, Tracker or Carimbô have ads?
Neither Bill Organizer, Tracker nor Carimbô shows ads.
Which is updated more often, Bill Organizer, Tracker or Carimbô?
Bill Organizer, Tracker ships an update every 9 days, and Carimbô every 4 days. Most recently, Bill Organizer, Tracker was updated on November 5, 2026 and Carimbô on November 6, 2026.

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