Comparison

RefundIQ vs Settlely

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

RefundIQ

Automatically tracks refunds, store credits, and travel vouchers from online purchases. It connects to your credit cards to verify amounts and flags overdue refunds, even following up with merchants on your behalf. Never lose money to forgotten credits or delayed reimbursements again.

Highlights
  • Automatic refund confirmation scanning
  • Credit card matching for refund verification
  • Store credit balance tracking with expiration alerts
  • Travel and airline credit management
  • Subscription charge monitoring
  • Automatic merchant follow-ups for overdue refunds
Features
Read full description

NEVER LOSE TRACK OF A REFUND AGAIN If you shop online a lot, you know the drill: you return something, wait weeks for a refund, and then… forget about it. Did it ever show up? Was it a store credit instead? Did that airline voucher expire while you weren't looking? RefundIQ does the remembering for you. HOW IT WORKS RefundIQ automatically scans for refund confirmations, return shipping updates, and store credit - no manual entry, no forwarding emails, no digging through your inbox. Connect your credit cards and we'll match every refund you're owed against what's actually landed in your account, so you always know exactly what's missing. WHAT REFUNDIQ TRACKS FOR YOU Refunds - Every refund you're owed, from every retailer, in one place. See what's pending, what's been refunded, and what's overdue. Past Due Refunds - When a refund takes too long, RefundIQ flags it and follows up with the merchant on your behalf, so you don't have to write another "just checking in" email. Store Credits - Automatically finds store credit issued instead of cash refunds, tracks the balance, and reminds you before it expires so you actually use it. Travel & Airline Credits - Flight cancellations, hotel credits, travel vouchers, tracked with expiration alerts so you don't lose money to a forgotten credit. Subscriptions - See every recurring charge hitting your card, know exactly when you'll be billed next, and cancel the ones you don't need anymore. Automatic Follow-Ups - For refunds stuck in limbo, RefundIQ sends a follow-up to the merchant, tracks their response, and keeps you posted every step of the way. BUILT FOR PEOPLE WHO ACTUALLY SHOP Whether you're returning three dresses a week or just trying to keep tabs on that one airline credit from last spring, RefundIQ was built for shoppers who buy a lot, return a lot, and don't have time to babysit every refund. GET STARTED IN MINUTES Sign in with Google, connect your cards, and let RefundIQ go to work. Your first look at everything you're owed is just a few taps away. Privacy Policy: https://refundiq.app/privacy-policy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Settlely

Features
Read full description

Find settlements that may be relevant to you. Settlely helps you discover class action settlements, understand eligibility requirements, and keep track of important claim deadlines. Instead of searching through legal notices and settlement websites yourself, Settlely organizes publicly available settlement information into one simple experience. DISCOVER OPPORTUNITIES Browse active settlements and explore opportunities based on the information you provide. UNDERSTAND ELIGIBILITY Quickly see who may qualify, where the settlement applies, when the claim period ends, and whether supporting documents may be required. KNOW WHAT YOU NEED Some settlements require proof of purchase or other documentation. Others may not. Settlely clearly shows the requirements before you begin. TRACK YOUR CLAIMS Save opportunities, track claim progress, and keep important deadlines in one place. STAY UP TO DATE Get reminders about saved opportunities and important settlement updates so you can review them before deadlines pass. OFFICIAL CLAIM ROUTES When you are ready to file, Settlely directs you to the appropriate official settlement website or administrator. Settlely does not determine eligibility, guarantee payment, or control settlement funds. Eligibility and payment amounts are determined by the applicable settlement administrator or court. IMPORTANT Settlely is an independent information and discovery service. It is not a law firm and does not provide legal advice. Settlement information is gathered from publicly available sources and may change. Always verify eligibility, deadlines, requirements, and payment information with the official settlement administrator before submitting a claim. You can register a premium account with all the features of app without ads. Payment will be charged to iTunes Account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. Account will be charged for renewal within 24-hours prior to the end of the current period, and identify the cost of the renewal. Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user's Account Settings after purchase. Links to our Terms of Service : https://docs.google.com/document/d/1ypvxq9hqA0wrxrixhQn5qHHE6j-Ftd24pqPeMZP77Po Links to our Privacy Policy : https://docs.google.com/document/d/1OCkUiTRTJnSvODgRIfOL5mpisDmXdQStvnsH9B0PlNo Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a subscription to that publication, where application

Screenshots

RefundIQ4 screens
Settlely4 screens

Verdict

The call

The clearest difference is ads: RefundIQ at none against Settlely's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. RefundIQ sells 2 in-app purchases, starting at $4.99 per month and Settlely sells 3 in-app purchases, starting at $9.99 per 7 days. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

RefundIQ ships an update every 10 days, Settlely every 3 weeks. The most recent releases landed on November 5, 2026 and November 2, 2026 respectively.

Scorecard1 real difference · 9 level
RefundIQ versus Settlely: the parameters behind the verdict, then further details
ParameterRefundIQSettlely
PriceFreeFree
Rating4.9 (11 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings11 — better—
Update frequencyEvery 10 days — betterEvery 3 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.415.0 — better
Further details — not scored
Size43 MB79 MB
Age rating17+4+
DeveloperRefundIQRYNKAH LIMITED

In-app purchases

2 purchases

RefundIQ

Subscriptions2
  • RefundIQ Power Shopper$4.991 Month
  • RefundIQ Power Shopper$47.991 Year
3 purchases

Settlely

Subscriptions3
  • Settlely Week Trial3 Days trial$9.997 Days
  • Settlely Weekly7 Days trial$9.997 Days
  • Settlely Yearly$49.991 Year

Questions

Is RefundIQ free?
RefundIQ is free to download, with in-app purchases available.
Is Settlely free?
Settlely is free to download, with in-app purchases available.
Do RefundIQ or Settlely have ads?
Settlely shows ads; RefundIQ does not.
Which is updated more often, RefundIQ or Settlely?
RefundIQ ships an update every 10 days, and Settlely every 3 weeks. Most recently, RefundIQ was updated on November 5, 2026 and Settlely on November 2, 2026.

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