Chronaya vs Murmo Notes

Catch return windows, warranty expirations, free trials and subscription renewals before they cost you. Chronaya keeps each important date together with its reminders, receipt, notes and next step, on your device and without an account. A calendar can remind you of a date. Chronaya also keeps what you need to act on it: the receipt for a return, the invoice for a warranty claim, the price of a renewal, or the link to manage a free trial. WHAT YOU CAN TRACK • Return windows: the last day to return an online or in-store purchase • Warranties: the warranty expiration date, with the receipt or invoice • Subscriptions and free trials: a reminder before a renewal or before a trial turns into a charge • Memberships and recurring payments: weekly, monthly or yearly • Documents: passport, ID card, driver's license, visa and permit expiry dates • Insurance: car, home, health and travel policy renewals • Vehicles: registration, inspection and insurance dates • Any other personal or household deadline REMINDERS THAT FIT THE DEADLINE • Get reminded on the day, or from 1 day up to 1 year before • Start with sensible defaults for each type, such as 7 days and 1 day before a return deadline, or 30 days and 7 days before a document expires • Choose the time of day your reminders arrive • Mark a subscription payment as completed and the record moves to the next renewal date • Reminders are scheduled on your device and work offline SEE WHAT NEEDS ATTENTION • Dates are grouped into Overdue, Today, Next 7 Days, Next 30 Days and Later • Each type of record suggests a useful next step, such as checking the saved receipt before a return • Search titles, notes and attachment names, or filter by category RECEIPTS AND DOCUMENTS IN THE SAME PLACE • Take a photo of a receipt, or add images and PDFs from your photos and files • Preview supported attachments inside the record • Save the price, store, order or serial number, and your own notes • Tap links and phone numbers saved in your notes When a reminder arrives, the date and the proof you need are already together. SEE WHAT YOU AVOIDED PAYING When you confirm that you canceled a subscription before it renewed, Chronaya adds that payment to your yearly savings summary. Only renewals you mark as canceled are counted. Chronaya never estimates savings for you. PRIVATE AND OFFLINE BY DESIGN • No account or sign-up • Records and attachments are stored on your device • No Chronaya cloud account; your records and attachments are not uploaded automatically • No ads • Back up your records and attachments to a single file and restore them later Internet access may be needed for app updates, App Store purchases and opening saved links. Reminder delivery depends on your notification settings. FREE AND LIFETIME PRO Chronaya Free includes up to 5 active records, 1 attachment per record and 2 reminders per record. Archived records do not count toward the limit. Lifetime Pro is an optional one-time in-app purchase, not a subscription. It removes these limits and lets you choose a separate reminder time for each record. Backup and restore, offline use, the savings summary and the ad-free experience are included for everyone. ALSO INCLUDED • Light and dark themes, including a true black dark mode • English and Turkish • Your choice of currency and date format Chronaya is for the dates that can cost you money, time or access when they slip by.

Murmo Notes is a voice notes app for your Apple Watch, and for your iPhone too. Raise your wrist, open the app, and it's already recording. Say the thought, tap once to stop. The recording reaches your iPhone on its own, is transcribed there, and stays on your device. On-device. No cloud. No account. No ads. ON YOUR WRIST • Tap Highlight while you talk to mark the part that matters, or Remind to turn what you're saying into a reminder. • Start from a watch face complication, Siri or Control Center. • Forgot to stop? Recording stops after you lower your wrist, or after two minutes without speech, with a gentle tap first. • Out of range? The recording waits on your watch until your iPhone confirms it has it. ON YOUR IPHONE • Tap the big record button at the bottom of your notes, or start from Siri, Shortcuts, the Action button, Control Center or a Lock Screen widget. • Stop, Highlight and Remind on the Lock Screen and Dynamic Island. • Recording stops after 30 seconds of silence. TRANSCRIBED ON YOUR IPHONE • Speech-to-text runs on iPhone with an on-device speech model. Your recordings are never uploaded. The watch only records. • Built for English; Mandarin Chinese works too. • Fillers like "um" are tidied away; the original is one tap away. • Teach it names it mishears with Custom Words. The original audio is kept to play back or transcribe again. REMINDERS WHEN YOU ASK • Say "remind me to call Sam tomorrow at 3" and it goes straight into Reminders. • Anything else that sounds like a to-do waits for your tap. Nothing goes into Calendar unless you tap Add to Calendar. Undo removes what the app added. FIND IT AGAIN • Notes are grouped by day. Search every word or jump to Today, Yesterday, the Last 7 Days or any earlier day. FROM FRAGMENTS TO WHOLE THOUGHTS (STANDARD) • Threads: tap Continue on a note to say more later. Notes recorded days apart stay together, so an idea grows over several recordings. Mark a thread as Shaped when it has come together. • Tags: notes are tagged automatically (Work, Ideas, Travel and more), and you can create and rename your own. • Tag cloud: see what you talk about most, and which tags are growing fastest. • Link notes to each other and see them listed under Related. APPLE INTELLIGENCE, ON DEVICE (OPTIONAL) On iPhones that support Apple Intelligence, turn on Polish to tidy a transcript with Apple's on-device model. The original text is always kept. YOUR DATA STAYS YOURS • Everything is stored on your device. The developer can't see your recordings or transcripts. • Lock with Face ID hides your notes; recording still works. • Save Place is off by default. Turn it on to save where you recorded; Apple's service names the place. • Keep original recordings forever, 1 year or 3 months. Text is never removed automatically. • Export Everything puts all your text and recordings in one zip file. PLANS • Basic is free for good: recording, transcription, playback, search, edit and copy, reminders, Polish and Export Everything. • Standard adds automatic tags, creating and editing tags, threads, the tag cloud and Related. • New installs get Standard free for 7 days, with no payment method and nothing charged. Then you're on Basic; your notes stay, and tags and threads stay read only. • Standard: $9.99 a year, renews automatically. • Lifetime: $24.99 once; Standard features for good. • Installed from the App Store before version 1.1? As promised during early access, every feature stays free for you. Nothing to buy or restore. Prices in USD; they vary by country. Payment is charged to your Apple Account when you confirm. The subscription renews yearly unless canceled at least 24 hours before the period ends; manage it in Settings › your name › Subscriptions. Requires iOS 26 or later. The Apple Watch app requires watchOS 26 and a paired iPhone, where transcription happens. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://murmonotes.com/privacy/