Comparison

Cashly vs Spending tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Cashly

Features
Read full description

Cashly is a simple, private expense tracker that works fully offline. Add income and expenses in seconds. See this month’s net balance, spending by category, and recent activity β€” without creating an account or syncing to the cloud. WHY CASHLY β€’ Fast logging β€” capture spending before you forget it β€’ Monthly snapshot β€” net, income, and expenses at a glance β€’ Category view β€” know where the money goes β€’ On-device only β€” your financial data never leaves the phone β€’ Clean design β€” calm teal UI, built for daily use CASHLY PRO (ONE-TIME) β€’ Remove ads forever β€’ Category budgets with progress β€’ CSV export for your own records Optional: watch a short rewarded ad for a day without ads. Internet is used only for ads and in-app purchases. Cashly does not upload your transactions to any server. Perfect for household budgets, cash spending, freelancers, and anyone who wants a private money notebook.

About

Spending tracker

Features
Read full description

Spending Tracker is the simplest way to know where your money goes. No bank login. No account. No ads. You write down what you spend β€” and the app turns it into a picture you actually understand. A CALENDAR, NOT A SPREADSHEET Every day shows what you earned and spent, right on the month grid. One look tells you whether this month is going well. Tap any day to see the details. LOG AN EXPENSE IN THREE SECONDS β€’ Big number pad with a 000 key, built for real prices β€’ Quick add: type "coffee 45k" and the amount and category fill themselves β€’ Scan a paper receipt or a bank notification screenshot β€” the amount is read on your device β€’ Add from the home screen widget, the Lock Screen, or your Apple Watch MANY WALLETS, MANY CURRENCIES Keep cash, a bank account and a foreign-currency card side by side. Each wallet has its own currency and shows its own symbol and decimals. Totals, charts and budgets are converted to your main currency using live exchange rates, and the rates keep working offline. BUDGETS THAT ACTUALLY HELP Set a monthly limit overall or per category. Instead of a number you have to interpret, the app tells you plainly how much you can still spend each day for the rest of the month. RECURRING AND SUBSCRIPTIONS Rent, salary, Netflix β€” set them once and they are recorded on time. The subscription screen adds up what you pay every month, so hidden costs stop being hidden. SEE THE PATTERN A clean donut chart by category, six months of income against spending, and percentages that make the story obvious. YOUR DATA STAYS YOURS Everything is stored on your device. There is no account to create and nothing is uploaded. Turn on iCloud sync only if you want your own devices to share the same book. Lock the app with Face ID. Export everything to CSV whenever you like. 17 LANGUAGES English, Vietnamese, Chinese (Simplified and Traditional), Japanese, Korean, Thai, Indonesian, Hindi, Spanish, Portuguese, French, German, Italian, Russian, Turkish and Arabic. Change the language inside the app β€” it does not have to match your phone. FREE AND PREMIUM The free version is a real app, not a trial: unlimited transactions, the calendar, budgets, charts and CSV export. Premium adds unlimited wallets and categories, receipt scanning, unlimited recurring rules and advanced reports. Premium is available as a one-time Lifetime purchase, or as a monthly or yearly subscription β€” whichever suits you. Subscriptions renew automatically and can be cancelled any time in your App Store account settings. Terms of Use: https://phungdoanh.github.io/term.html Privacy Policy: https://phungdoanh.github.io/privacy_policy.html

Screenshots

Cashly3 screens
Spending tracker4 screens

Verdict

The call

The clearest difference is ads: Spending tracker at none against Cashly's shown. Cashly's advantage is iOS requirement (15.0 vs 17.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Cashly sells 1 one-off in-app purchase and Spending tracker sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Scorecard2 real differences Β· 4 level
Cashly versus Spending tracker: the parameters behind the verdict, then further details
ParameterCashlySpending tracker
PriceFreeFree
Update frequencyMonthlyβ€”
AdsYesNo β€” better
In-app purchasesYesYes
DevicesiPhone, iPod β€” betteriPhone
Requires iOS15.0 β€” better17.0
Further details β€” not scored
Size24 MB2 MB
Age rating4+4+
DeveloperGokhan OksakPhung Doanh

In-app purchases

1 purchases

Cashly

One-time1
  • Cashly Pro Lifetime$4.99
3 purchases

Spending tracker

Subscriptions2
  • Spending tracker Pro Month$0.991 Month
  • Spending tracker Pro Year$7.991 Year
One-time1
  • Spending tracker Pro Life Time$9.99

Questions

Is Cashly free?
Cashly is free to download, with in-app purchases available.
Is Spending tracker free?
Spending tracker is free to download, with in-app purchases available.
Do Cashly or Spending tracker have ads?
Cashly shows ads; Spending tracker does not.

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