Prosperae vs Divver

Your money, finally clear. Prosperae turns everyday spending into charts you can act on — without ever asking for your bank password. No account, no sign-up, no cloud sync. Open it and start. WHY PEOPLE SWITCH • No bank login, ever. Your financial records stay on your iPhone. • Zero setup. Categories, icons and analytics work out of the box. • Built for real life: multiple currencies, cards, debts and recurring bills. LOG AN EXPENSE IN SECONDS • Speak it — say the amount and what it was for, and it's saved. • Scan it — photograph a receipt and let the amount and date fill themselves in, on-device. • Import it — CSV, Excel, PDF or a photo of your statement. Review every row before it saves. • Or just tap it in. Recurring entries repeat themselves. SEE WHERE IT ACTUALLY GOES Other apps hand you a list. Prosperae shows you the shape of your money: • Sankey flow — income in, spending out, at a glance • Heatmap — the days and weeks you overspend • Treemap and Sunburst — the categories that really dominate • Waterfall — what moved your balance this month • Net worth progression, cash flow forecast and savings rate trend STAY AHEAD OF THE MONTH • Budgets by period, with progress and overspend warnings • Bills and subscriptions with due dates and reminders • Credit cards with statements and billing cycles • Debts with a payoff projection, so you can see the finish line • Calendar view of everything coming up • Home Screen widgets: balance, budget progress, cash flow, upcoming bills PRIVATE BY DESIGN • No sign-up, no email, no password • No bank connection and nothing to link • Your data is encrypted on your device • Optional Face ID, Touch ID or PIN lock • Works completely offline PROSPERAE PREMIUM • Unlimited accounts, cards, budgets, bills and debts • Unlimited receipt scans and voice entries • Statement import from CSV, Excel, PDF and photos • Bill reminders and notifications • Daily exchange rates for multi-currency tracking • Encrypted backup and CSV export • Receipt and photo attachments • Chart export • App lock with Face ID, Touch ID or PIN Your finances, clearly. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ App Terms: https://prosperae.app/legal/terms-of-use.html Privacy Policy: https://prosperae.app/legal/privacy-policy.html

Divver is the simplest way to split expenses with friends, family, or colleagues. No more figuring out who owes what. Divver does it for you. Create a group — a trip, a dinner, a shared flat, an event — and log who paid for what. Divver automatically calculates the balances and tells you exactly who needs to pay whom and how much. TRACK EXPENSES IN SECONDS Add an expense, choose who was involved, and Divver splits it automatically. Works with equal splits or custom amounts per person. SIMPLIFIED SETTLING UP Divver minimises the number of transfers needed. You get a clear, straightforward plan to settle everything at once. MBWAY INTEGRATION Request your money back directly via MBWay. No IBAN, no hassle. GROUPS FOR EVERYTHING Trips, dinners, shared flats, group shopping — create as many groups as you need. FULL HISTORY View all expenses, who paid, and the current balances at any time. DIVVER PRO — €1.99/month - Ad-free - Recurring expenses (Netflix, rent, etc.) - Group data export - Receipt photos on expenses - Custom categories The Portuguese alternative to Splitwise, built for people who want a simple, no-fuss experience. Try it for free. No credit card required. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/