SpendNext vs BlackCat Ledger

Plan your spending. See what’s next. SpendNext is a simple personal finance app that helps you plan your upcoming spending and understand how it may affect your future balance. Add expected expenses and income, set up recurring spending, and see what your balance could look like over time. Plan ahead for bills, subscriptions, daily spending, and bigger purchases. See your expected cash flow on a calendar and understand how much you may have left in the future. Plans change. Adjust them anytime and instantly see how your financial outlook changes. No complicated budgets. No endless charts. Just a simple way to see what’s next. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

BlackCat Ledger is a personal bookkeeping and asset-tracking app that brings spending, accounts, budgets, possessions, and subscriptions into one clear view. RECORD EVERYDAY FINANCES Track expenses, income, and transfers with categories, tags, notes, multiple currencies, and separate ledgers for different parts of your life. UNDERSTAND WHAT YOU OWN Record personal assets, purchase prices, quantities, status, and usage. See daily or per-use cost to understand the long-term value of the things you own. SEE THE PATTERNS Use charts and trends to review cash flow, spending categories, budgets, accounts, and changes in your assets over time. KEEP CONTROL OF YOUR DATA Your financial data stays on your device by default. You can create encrypted backups and optionally sync through iCloud or your own WebDAV server. The app contains no advertising and does not track you across apps. Additional tools include reminders, home-screen widgets, CSV/XLSX bill import, CSV export, exchange rates, refunds, reimbursement tracking, and multiple interface languages. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/