Comparison

SpendNext vs TallyDay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendNext

Features
Read full description

Plan your spending. See what’s next. SpendNext is a simple personal finance app that helps you plan your upcoming spending and understand how it may affect your future balance. Add expected expenses and income, set up recurring spending, and see what your balance could look like over time. Plan ahead for bills, subscriptions, daily spending, and bigger purchases. See your expected cash flow on a calendar and understand how much you may have left in the future. Plans change. Adjust them anytime and instantly see how your financial outlook changes. No complicated budgets. No endless charts. Just a simple way to see what’s next. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

TallyDay

This app combines personal finance tracking with a digital diary, allowing you to attach photos and memories to your expenses. It offers flexible money management tools and a space to capture everyday moments, all while prioritizing user privacy with local data storage.

Highlights
  • Attach photos to expenses
  • Record income and expenses
  • Create recurring entries
  • Track refunds and actual spending
  • Calendar and chart transaction review
  • Write diary entries with photos and moods
  • Local-first data storage for privacy
Features
Read full description

TallyDay quietly brings together your everyday finances and personal memories in a single space. It does more than just track where your money goes — it holds onto your snapshots, your feelings, and the gentle fragments of life along the way. Attach photos to expenses, write down everyday moments, and move naturally between your financial calendar and diary check-ins. Your records become more than numbers—they become part of your story. EASY, FLEXIBLE MONEY TRACKING • Quickly record income, expenses, categories, dates, notes, and photos • Create automatic entries for recurring costs such as mortgages, insurance, and memberships • Track full or partial expense refunds, with statistics based on the actual amount spent • Review transactions through calendars, category breakdowns, filters, and trend charts • Create multiple ledgers for everyday life, travel, family finances, or other purposes • Import and merge records into a family ledger for a consolidated overview • Add custom image icons to your spending categories IMPORT AND EXPORT Save time by importing common CSV and Excel statement formats instead of entering every transaction manually. TallyDay can identify transaction dates, amounts, income and expenses, and other available details. Duplicate records are detected during import, and you can choose the destination ledger when using multiple ledgers. You can also import and export TallyDay backup files to keep portable copies of your records. CAPTURE EVERYDAY MOMENTS • Write notes with text, photos, videos, moods, and optional locations • Organize entries into collections such as Musings, Exercise, or Year in Review • Customize collection names, colors, symbols, and image icons • Look back through a diary check-in calendar • Review diary days, total word count, and mood patterns • Keep money records and personal notes together without switching between separate apps PRIVACY BY DESIGN TallyDay follows a local-first approach: • Spending records, diary entries, and personal settings are stored on your device by default • No TallyDay account, phone number, or social sign-in is required • No advertising and no third-party analytics SDK • No cross-app tracking or advertising profiles • No independent developer server that centrally stores your financial or diary content • Camera, photo, location, and notification permissions are requested only when you choose to use the related feature • System biometric protection is available, with authentication handled securely by iOS iCloud is entirely optional. When enabled, spending records and diary entries can sync through the private iCloud space associated with your Apple Account. Sync and backup can be managed separately. DESIGNED FOR IPHONE AND IPAD TallyDay supports both iPhone and iPad. The iPad version includes a spacious multi-column layout for viewing lists, statistics, and record details more efficiently. Whether you are organizing everyday spending or saving the small moments that matter, TallyDay offers a calm, clear, and private place to keep them together. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Additional Terms for TallyDay: https://finngra.github.io/tallyday/terms-en.html Privacy Policy: https://finngra.github.io/tallyday/privacy-en.html

Screenshots

SpendNext3 screens
TallyDay4 screens

Verdict

The call

The clearest difference is update cadence: SpendNext at daily against TallyDay's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SpendNext sells 1 one-off in-app purchase and TallyDay sells 2 in-app purchases, starting at $3.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

SpendNext ships an update daily, TallyDay every 2 months. Both last shipped on October 31, 2026.

Scorecard1 real difference · 8 level
SpendNext versus TallyDay: the parameters behind the verdict, then further details
ParameterSpendNextTallyDay
PriceFreeFree
Rating—5.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyDaily — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
Monetization—Free with in-app purchases
DevicesiPhoneiPhone, iPad — better
Requires iOS17.617.0 — better
Further details — not scored
Size17 MB12 MB
Age rating4+4+
Developer思宇 关莹莹 林

In-app purchases

1 purchases

SpendNext

One-time1
  • Premium Lifetime$6.99
2 purchases

TallyDay

Subscriptions1
  • Annual VIP$3.991 Year
One-time1
  • Lifetime VIP (Early Bird)$9.99

Questions

Is SpendNext free?
SpendNext is free to download, with in-app purchases available.
Is TallyDay free?
TallyDay is free to download, with in-app purchases available.
Do SpendNext or TallyDay have ads?
Neither SpendNext nor TallyDay shows ads.
Which is updated more often, SpendNext or TallyDay?
SpendNext ships an update daily, and TallyDay every 2 months. Most recently, SpendNext was updated on October 31, 2026 and TallyDay on October 31, 2026.

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