SpendNext vs TallyDay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SpendNext
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Plan your spending. See what’s next. SpendNext is a simple personal finance app that helps you plan your upcoming spending and understand how it may affect your future balance. Add expected expenses and income, set up recurring spending, and see what your balance could look like over time. Plan ahead for bills, subscriptions, daily spending, and bigger purchases. See your expected cash flow on a calendar and understand how much you may have left in the future. Plans change. Adjust them anytime and instantly see how your financial outlook changes. No complicated budgets. No endless charts. Just a simple way to see what’s next. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
TallyDay
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TallyDay quietly brings together your everyday finances and personal memories in a single space. It does more than just track where your money goes — it holds onto your snapshots, your feelings, and the gentle fragments of life along the way. Attach photos to expenses, write down everyday moments, and move naturally between your financial calendar and diary check-ins. Your records become more than numbers—they become part of your story. EASY, FLEXIBLE MONEY TRACKING • Quickly record income, expenses, categories, dates, notes, and photos • Create automatic entries for recurring costs such as mortgages, insurance, and memberships • Track full or partial expense refunds, with statistics based on the actual amount spent • Review transactions through calendars, category breakdowns, filters, and trend charts • Create multiple ledgers for everyday life, travel, family finances, or other purposes • Import and merge records into a family ledger for a consolidated overview • Add custom image icons to your spending categories IMPORT AND EXPORT Save time by importing common CSV and Excel statement formats instead of entering every transaction manually. TallyDay can identify transaction dates, amounts, income and expenses, and other available details. Duplicate records are detected during import, and you can choose the destination ledger when using multiple ledgers. You can also import and export TallyDay backup files to keep portable copies of your records. CAPTURE EVERYDAY MOMENTS • Write notes with text, photos, videos, moods, and optional locations • Organize entries into collections such as Musings, Exercise, or Year in Review • Customize collection names, colors, symbols, and image icons • Look back through a diary check-in calendar • Review diary days, total word count, and mood patterns • Keep money records and personal notes together without switching between separate apps PRIVACY BY DESIGN TallyDay follows a local-first approach: • Spending records, diary entries, and personal settings are stored on your device by default • No TallyDay account, phone number, or social sign-in is required • No advertising and no third-party analytics SDK • No cross-app tracking or advertising profiles • No independent developer server that centrally stores your financial or diary content • Camera, photo, location, and notification permissions are requested only when you choose to use the related feature • System biometric protection is available, with authentication handled securely by iOS iCloud is entirely optional. When enabled, spending records and diary entries can sync through the private iCloud space associated with your Apple Account. Sync and backup can be managed separately. DESIGNED FOR IPHONE AND IPAD TallyDay supports both iPhone and iPad. The iPad version includes a spacious multi-column layout for viewing lists, statistics, and record details more efficiently. Whether you are organizing everyday spending or saving the small moments that matter, TallyDay offers a calm, clear, and private place to keep them together. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Additional Terms for TallyDay: https://finngra.github.io/tallyday/terms-en.html Privacy Policy: https://finngra.github.io/tallyday/privacy-en.html
Screenshots
Verdict
The clearest difference is in-app purchases: SpendNext at none against TallyDay's 2. On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. TallyDay sells 2 in-app purchases, starting at $3.99 per year. SpendNext asks for nothing beyond the download.
| Parameter | SpendNext | TallyDay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Daily | — |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 13 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | 思宇 关 | 莹莹 林 |
In-app purchases
SpendNext
No in-app purchases
TallyDay
- Annual VIP$3.991 Year
- Lifetime VIP (Early Bird)$9.99





