ZRPay vs VYOWallet

ZR Pay turns your digital assets into real-world spending power. Pledge USDT and other supported assets to unlock a spending limit on your card, then pay anywhere Visa is accepted — online and offline, at home and abroad. WHY ZR PAY • Global reach — spend across many countries and regions worldwide, everywhere Visa is accepted. • Asset-backed limit — pledge your digital assets to unlock a spending limit; no need to sell your holdings first. •Fast issuance — apply for a spending card in minutes after identity verification (KYC). • Online & offline — bind mainstream wallets for in-store scan or tap, and pay for online shopping and subscriptions. • Transparent fees — low spending fees, no hidden annual charges. BUILT-IN SECURITY • Payment password for sensitive actions • 3DS cardholder verification for online payments • Freeze / unfreeze your card anytime • Real-time transaction alerts EVERYDAY SCENARIOS Cross-border shopping · online subscriptions · in-store payments · travel · games & digital services ABOUT & COMPLIANCE ZR Pay is operated by ZR Credit Services Limited, a Hong Kong company. Identity verification (KYC) and anti-money-laundering (AML) checks apply to all users. Support: https://www.zrpay.hk · Contact: ops@zrpay.hk

VYOWallet is the official self-custody wallet for Valygo and VYOChain. Manage your crypto, swap tokens, and connect to decentralized apps — all from one secure mobile wallet. KEY FEATURES • Self-Custody Wallet Create or import a wallet. Your private keys are stored securely on your device and never leave your phone. • Send & Receive Send and receive VYO, PGD, WVYO, USDC, USDT and other VYOChain tokens with a simple, clean interface. • VYOSwap Trade tokens on the native VYOChain DEX. Wrap, unwrap, and swap with built-in slippage controls. • WalletConnect Scan a QR code to connect VYOWallet to Valygo App, Chat, Uniswap, and any WalletConnect-compatible dApp. • Ecosystem Hub Access Domains (.vyo names), Omnibank, Fiat on/off ramp, Chat, AI assistant, and more Valygo products from one place. • Activity History Track transfers, swaps, and contract calls on VYOChain Smartchain with confirmed transaction status. • Multi-Token Support View balances for VYO, PGD, WVYO, VYO-USDC, VYO-USDT and other popular assets on VYOChain. SECURITY VYOWallet is non-custodial. You control your keys. We do not store your seed phrase or private keys on our servers. NETWORK Built for VYOChain Smartchain and VYOChain NFTchain — the Valygo blockchain ecosystem. Support: https://valygo.com Website: https://vyochain.com