ZRPay vs BatuaY

ZR Pay turns your digital assets into real-world spending power. Pledge USDT and other supported assets to unlock a spending limit on your card, then pay anywhere Visa is accepted — online and offline, at home and abroad. WHY ZR PAY • Global reach — spend across many countries and regions worldwide, everywhere Visa is accepted. • Asset-backed limit — pledge your digital assets to unlock a spending limit; no need to sell your holdings first. •Fast issuance — apply for a spending card in minutes after identity verification (KYC). • Online & offline — bind mainstream wallets for in-store scan or tap, and pay for online shopping and subscriptions. • Transparent fees — low spending fees, no hidden annual charges. BUILT-IN SECURITY • Payment password for sensitive actions • 3DS cardholder verification for online payments • Freeze / unfreeze your card anytime • Real-time transaction alerts EVERYDAY SCENARIOS Cross-border shopping · online subscriptions · in-store payments · travel · games & digital services ABOUT & COMPLIANCE ZR Pay is operated by ZR Credit Services Limited, a Hong Kong company. Identity verification (KYC) and anti-money-laundering (AML) checks apply to all users. Support: https://www.zrpay.hk · Contact: ops@zrpay.hk

Pay anyone abroad, straight to their bank account, in their currency. BatuaY is the financial platform for businesses with suppliers, contractors and staff overseas. Hold stablecoins, choose who to pay, and the money lands in their bank account. No wires, no week of waiting, no surprise rate. WHY BUSINESSES SWITCH • Local bank transfers in 14 currencies, SWIFT to 100+ countries • Same or next business day on local rails • A receipt and tracking reference for every payment • One balance for all your payouts, in USDC and USDT EVERYTHING IN ONE PLACE • Saved recipients, paid again in two taps • Invoices to clients, with what you are owed tracked • Supplier bills uploaded and paid from your balance • Statements and exports for your accountant • Push notifications when money lands or a payment completes 26 CURRENCIES USD, CAD, GBP, EUR, INR, PHP, AED, SGD, HKD, JPY, AUD, KRW, THB, IDR and more. TRUST BatuaY is operated by GridChain Technology Inc., a Money Services Business registered with FINTRAC in Canada. Every business is verified before its first payment and every payment is screened before release. Accounts and payouts are provided through licensed payments partners. Get started at batuay.com or download and open an account in minutes.