Comparison

Owed.today vs Neutral

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Owed.today

Features
Read full description

Know what you're owed. Log a shift and Owed prices it to the cent, overtime included. Built for pay that changes by day and job: weekend rates, two employers, overnights that cross midnight. On payday, compare your number with your payslip's. No spreadsheet, no guessing. WHAT OWED DOES โ€ข A rate for every day. Set weekend and overtime rates once; Owed applies them to every shift automatically. โ€ข Multiple jobs, kept straight. Hours and overtime are counted per job, never mixed, so each payslip reconciles on its own. โ€ข Overnight shifts, automatically. A shift that crosses midnight splits and prices correctly, including a different rate on the far side. โ€ข Weekly, fortnightly or four-weekly. Set how you're paid once, and every total groups the way your payslip does. โ€ข The payday compare. Your number beside your payslip's, to the cent. Scan the payslip or type the figure in. โ€ข Owed shows its working. Every shift split into its segments: the hours, the rate, the overtime, what each part earned. โ€ข Payday reminder. A quiet nudge the morning after your pay period closes, so the compare is waiting when your payslip lands. โ€ข Pay history and your pay record (Owed in Full). Your pattern period by period, and a PDF or CSV of any period to keep or to send. YOUR DATA IS YOURS No account, no sign-up. Your shifts stay on your phone and sync through your own iCloud. No one else gets a copy. FREE TO USE, MORE IF YOU WANT IT The ledger, every rate, the payslip scan and the payday compare are free. Owed in Full unlocks your pay history and your pay record: monthly, yearly, or one payment that's yours for good. Your choice. Owed in Full is a subscription (monthly or yearly, with a free trial on the year) or a single lifetime purchase. Subscriptions renew until you cancel in your App Store settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Owed is a personal record based on the figures you enter, not legal or financial advice, and not an official pay record.

About

Neutral

Features
Read full description

Neutral is designed to help you calmly keep track of your weekly budget!

Screenshots

Owed.today4 screens
Neutral4 screens

Verdict

The call

The clearest difference is in-app purchases: Neutral at none against Owed.today's 3. Owed.today's advantage is update cadence (every 3 days vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Owed.today sells 3 in-app purchases, starting at $4.99 per month. Neutral asks for nothing beyond the download.

UpkeepUpdate frequency

Owed.today ships an update every 3 days, Neutral every 5 weeks. The most recent releases landed on October 15, 2026 and October 12, 2026 respectively.

Scorecard2 real differences ยท 4 level
Owed.today versus Neutral: the parameters behind the verdict, then further details
ParameterOwed.todayNeutral
PriceFreeFree
Update frequencyEvery 3 days โ€” betterEvery 5 weeks
AdsNoNo
In-app purchasesYesNo โ€” better
DevicesiPhoneiPhone
Requires iOS17.0 โ€” better18.0
Further details โ€” not scored
Size3 MB5 MB
Age rating4+4+
DeveloperJimmy LeimonitisNoah Sealy

In-app purchases

3 purchases

Owed.today

Subscriptions2
  • Owed in Full, Monthly$4.991 Month
  • Owed in Full, Yearly7 Days trial$24.991 Year
One-time1
  • Owed in Full, Lifetime$59.99
None

Neutral

No in-app purchases

Questions

Is Owed.today free?
Owed.today is free to download, with in-app purchases available.
Is Neutral free?
Neutral is free to download, with no in-app purchases.
Do Owed.today or Neutral have ads?
Neither Owed.today nor Neutral shows ads.
Which is updated more often, Owed.today or Neutral?
Owed.today ships an update every 3 days, and Neutral every 5 weeks. Most recently, Owed.today was updated on October 15, 2026 and Neutral on October 12, 2026.

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