Owed.today vs Work & Pay
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Owed.today
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Know what you're owed. Log a shift and Owed prices it to the cent, overtime included. Built for pay that changes by day and job: weekend rates, two employers, overnights that cross midnight. On payday, compare your number with your payslip's. No spreadsheet, no guessing. WHAT OWED DOES ⢠A rate for every day. Set weekend and overtime rates once; Owed applies them to every shift automatically. ⢠Multiple jobs, kept straight. Hours and overtime are counted per job, never mixed, so each payslip reconciles on its own. ⢠Overnight shifts, automatically. A shift that crosses midnight splits and prices correctly, including a different rate on the far side. ⢠Weekly, fortnightly or four-weekly. Set how you're paid once, and every total groups the way your payslip does. ⢠The payday compare. Your number beside your payslip's, to the cent. Scan the payslip or type the figure in. ⢠Owed shows its working. Every shift split into its segments: the hours, the rate, the overtime, what each part earned. ⢠Payday reminder. A quiet nudge the morning after your pay period closes, so the compare is waiting when your payslip lands. ⢠Pay history and your pay record (Owed in Full). Your pattern period by period, and a PDF or CSV of any period to keep or to send. YOUR DATA IS YOURS No account, no sign-up. Your shifts stay on your phone and sync through your own iCloud. No one else gets a copy. FREE TO USE, MORE IF YOU WANT IT The ledger, every rate, the payslip scan and the payday compare are free. Owed in Full unlocks your pay history and your pay record: monthly, yearly, or one payment that's yours for good. Your choice. Owed in Full is a subscription (monthly or yearly, with a free trial on the year) or a single lifetime purchase. Subscriptions renew until you cancel in your App Store settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Owed is a personal record based on the figures you enter, not legal or financial advice, and not an official pay record.
Work & Pay
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Know what every shift is really worth. Work & Pay is a private hours, shift, and wage tracker for hourly workers, students, and freelancers. Track one-off or recurring shifts, changing hourly rates, paid and unpaid breaks, tips, and multiple jobs without an account or spreadsheet. TRACK HOURS AND PAY ⢠Track shifts, including work across midnight ⢠Use multiple hourly rates within one shift ⢠Add breaks, tips, notes, and different currencies ⢠Plan recurring and future shifts ⢠Review upcoming and past work in a calendar ⢠Optionally sync shifts with Apple Calendar UNDERSTAND YOUR EARNINGS Work & Pay calculates worked and paid time, base pay, tips, total earnings, average hourly wage, and effective earnings per hour. Different currencies always remain separate. The core tracking features stay free. Premium adds detailed statistics and optional travel and cost tracking, helping you understand what you really earn after expenses and invested time. Your data stays locally on your device. No account is required. Work & Pay also supports Dark Mode, Dynamic Type, regional formats, and VoiceOver-friendly controls. __ Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
Owed.today and Work & Pay are too close to call on the numbers: across 5 compared parameters ā price, ads, in-app purchases and device support among them ā neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Owed.today sells 3 in-app purchases, starting at $4.99 per month and Work & Pay sells 3 in-app purchases, starting at $3.99 per month. Whichever you choose, the download price is not the number that matters.
| Parameter | Owed.today | Work & Pay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 5 days | ā |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad ā better |
| Requires iOS | 17.0 | 17.0 |
| Further details ā not scored | ||
| Size | 3 MB | 5 MB |
| Age rating | 4+ | 4+ |
| Developer | Jimmy Leimonitis | Gustav Gutsche |
In-app purchases
Owed.today
- Owed in Full, Monthly$4.991 Month
- Owed in Full, Yearly7 Days trial$24.991 Year
- Owed in Full, Lifetime$59.99
Work & Pay
- Premium Monthly$3.991 Month
- Premium Yearly$24.991 Year
- Premium Lifetime$59.99









