DebtSyn vs Bolly

Money between friends gets awkward. DebtSyn keeps it clear. Record a debt in seconds — the other person confirms it, so there is never an argument about who owes what. When it is paid, both sides confirm again. Done. Transparent history forever. WHY DEBTSYN • Both-sides confirmation — every debt and every payment is agreed by both people • Friendly reminders (nudges) — ping a friend politely when a debt is due • Trust score — everyone builds a 0–100 reliability score that friends can see • Group expenses — trips and dinners split Splitwise-style, settled with the fewest transfers • Private personal ledger — quick IOU notes stored only on your device, no account needed for the other person • Reports — monthly activity, balance breakdown and top partners at a glance • Pay via VietQR (Vietnam) — generate a bank-transfer QR for the exact amount; money goes bank-to-bank, never through the app SIMPLE & SAFE • Sign in with Apple or Google, or start instantly without an account • Debts sync across devices; your private ledger never leaves your phone • No ads. No tracking. Core features are free — Premium only removes usage limits DebtSyn Premium (optional subscription): unlimited friends, groups and ledger entries, more nudges and photos, watermark-free receipts. Monthly, quarterly or yearly; cancel anytime in your Apple account settings. Terms of Use: https://sinta.ltd/terms-of-service Privacy Policy: https://sinta.ltd/privacy-policy

Take control of everyday money with Bolly, an AI-powered expense tracker, budget planner, and personal finance companion built for real life. Instead of filling out long forms, tell Bolly what happened: “Lunch $12 on my card” or “Salary received today.” Type naturally or use your voice, review the details, and save the transaction to the right wallet and category. TRACK INCOME AND EXPENSES • Log transactions through AI chat or voice input. • Organize spending with custom categories and notes. • Manage cash, bank accounts, cards, and other wallets in one place. • Transfer money between wallets while keeping balances clear. • Set up recurring transactions for regular income and bills. PLAN A BUDGET THAT FITS YOU • Create budgets for all spending or selected categories. • Choose weekly, monthly, quarterly, yearly, or custom periods. • Set alert thresholds, see what remains, and follow a daily allowance. • Carry unused amounts into the next period when rollover is enabled. UNDERSTAND YOUR MONEY • Explore clear charts for income, expenses, cash flow, and category breakdowns. • Compare periods and review the transactions behind every number. • Ask Bolly AI about your spending patterns and get practical guidance based on the data you record. WORK TOWARD REAL GOALS • Track money you borrowed or lent, including due dates and notes. • Create savings goals and follow your progress. • Join financial challenges that turn better habits into small, achievable steps. STAY ORGANIZED • Enable daily AI reminders and alerts for budgets, debts, and goals. • Sign in with Apple to sync your finance data through Firebase across your devices. • Export your transaction history as a CSV file for Excel or your own records. • Personalize Bolly with multiple themes, currencies, and regional settings. Bolly is useful whether you are starting your first budget, managing several wallets, paying down debt, building an emergency fund, or simply trying to understand where your money goes. Some AI, cloud sync, and premium features may require internet access, an account, or a subscription. Privacy Policy: https://htlabsapp.io.vn/privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/