Cebim vs Divido

Cebim is a personal finance app that runs entirely on your device — track your income, expenses, and freelance work in one place. No internet connection, no account, no ads. Your data never leaves your phone. FEATURES • Add and categorize income/expense records in seconds • Track freelance jobs and clients — see who owes what and who's paid • Payday automation: set the day and amount once, confirm the record each month • Never miss a monthly payment (rent, subscriptions, bills) — with reminders • See every transaction for the month in a calendar view • Detailed reports: daily, weekly, monthly, yearly charts • Smart insights: automatic analysis of where your money goes • Export to CSV and open in Excel/Numbers • Light and dark theme support PRIVACY FIRST No account, no server, no ads. Every number you enter stays on your device. Try it free for 7 days, then continue with a monthly subscription. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Divido brings your personal budget and shared expenses with friends together in one app. Log spending in seconds, and let Divido turn shared bills into clear, simple debts. VOICE AND RECEIPTS • Say "coffee five dollars yesterday, cash" — Divido fills in the amount, date, account and category. • Snap a receipt — the total and line items appear. Your phone reads the receipt itself; the photo never leaves it. • With a Shortcuts automation, every card payment from Wallet offers to log the expense for you. PERSONAL FINANCE • Accounts: cards, cash, savings and debts, with a combined balance. • 64 currencies with daily exchange rates. • A monthly budget plan: income, expenses, category groups and a month-end forecast. • Savings goals with a "what if I save more" preview. • Recurring payments — subscriptions, rent, loans — are logged automatically. • Reports by category and month, CSV export. • Home Screen widget. SHARED EXPENSES • Groups for a trip, a flat or friends — plus one-on-one expenses. • Split equally, by shares, by exact amounts or by receipt items. • Different currencies in one group. • "Simplify debts" — the fewest payments to settle everyone up. • Invite with a link or QR code. Add people without the app as guests. • Notifications about new expenses and settle-ups. YOUR DATA STAYS YOURS No ads, no third-party trackers. Sign in with Apple or email, sync across devices, and delete your account right in Settings. DIVIDO PRO Everything above is free. Without a subscription you get 5 voice entries and 3 receipt scans every month. Divido Pro removes the limit — monthly or yearly. The subscription renews automatically; cancel any time in your Apple ID settings at least 24 hours before the end of the period. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://divido.ru/legal/privacy/en/