PAYMENT PULSE vs SoloVest

PaymentPulse is a high-visibility payment scheduler for people juggling several credit lines on a fixed or irregular income. Instead of reacting to bank alerts, you plan ahead — timing every payment so it clears without draining the cash you need for daily essentials. SEE THE NEXT 30 DAYS AT A GLANCE The Payment Roadmap lays your due dates, target dates, and projected daily cash balance on one high-contrast calendar, so a tight stretch is obvious before it arrives. TIME EVERY PAYMENT WITH A 3-DAY BUFFER Smart Target Dates schedule each bill three days before its deadline, so payments clear on time without early-alert anxiety. KNOW WHAT'S SAFE TO SPEND The Cash Buffer subtracts your upcoming scheduled payments from your liquid cash to show a true "safe to spend" number — and lets you test what-if scenarios before you commit. WATCH YOUR CREDIT HEALTH Track balances, available credit, and utilization per account, and see the impact of a scheduled payment before you make it. UNLIMITED PULSE (optional subscription) Unlock unlimited accounts, a 60-day forecast, what-if scenarios, and full cash + utilization trends. - Monthly ($4.99) or annual ($39.99), with a 7-day free trial - Payment is charged to your Apple ID at confirmation; auto-renews unless canceled at least 24 hours before the period ends; manage or cancel anytime in Settings PaymentPulse is a personal organizer for information you enter yourself. It does not provide financial, tax, or credit-repair advice. Privacy Policy: https://preview.apppublishing.ai/legal/paymentpulse/privacy Terms of Use (EULA): https://preview.apppublishing.ai/legal/paymentpulse/terms

SoloVest is the contribution tracker for self-employed people running their own Solo 401(k) or SEP IRA—at any brokerage. If you are a freelancer, consultant, or single-member LLC owner, nobody is tracking your retirement contributions for you. Your custodian will not tell you how much room you have left, and a spreadsheet will not warn you before a deadline passes. SoloVest does both. KNOW YOUR EXACT REMAINING ROOM The Contribution Maximizer turns your net self-employment income and everything you have contributed into one number: exactly how much you can still put in this tax year. It follows the published IRS limits, derives the employer contribution from your net earnings after the self-employment tax deduction, and stacks your employee deferral and age-based catch-up within the annual ceiling. TWO DEADLINES, NOT ONE Most people miss this: your employee deferral election locks on December 31 and never moves, while the employer contribution is due at your filing deadline and shifts if you file an extension. SoloVest counts both down separately and reminds you before either closes. SEE THE MATH, NOT JUST THE ANSWER. A transparent breakdown walks from net profit to net self-employment earnings to your employer maximum, so you can check the figure your accountant gives you instead of guessing. TRACK EVERY CONTRIBUTION Log each contribution by amount, date, type, and account. The Room Dial fills as you go and shows whether you are on pace for the year. SOLOVEST PRO (optional subscription) The free plan tracks one account with its full remaining room, both deadline countdowns, 30 / 7 / 1-day reminders, the maximizer and the over-contribution warnings. Pro adds: - Multiple accounts, including a Solo 401(k) and a SEP IRA side by side - The "I filed an extension" deadline, which moves your employer / SEP due date to the fall - Pacing: the monthly amount that reaches your max by December - Year-over-year history and a CSV export for your accountant Pro is billed monthly or yearly, with a 7-day free trial for eligible new subscribers. Payment is charged to your Apple ID at confirmation of purchase. The subscription auto-renews unless canceled at least 24 hours before the end of the current period; manage or cancel it any time in your Apple ID settings. IMPORTANT SoloVest is an educational calculator and reminder tool. It does not provide tax, legal, investment, or financial advice, and nothing in the app is a recommendation to make or avoid a contribution. All figures are estimates based on what you enter and on published IRS limits; your actual contribution room depends on your final tax return, entity type, wages, and any other retirement plans you take part in. Consult a qualified tax professional before contributing or filing. Privacy Policy: https://vbs7ggvfxq.accountnotify.app/privacy Terms of Use (EULA): https://vbs7ggvfxq.accountnotify.app/terms