Sandık vs NetVarlık

Sandık brings your cash, foreign currency, gold, crypto, investments, property and debts together in one place, and shows you the single number that matters: your net worth. HIGHLIGHTS • See your net worth in ₺, $, €, £ or grams of gold — and pick which three units appear on your home card • Use any of more than 150 currencies as your main currency; a short setup guide gets you started in a few steps • Market tab: today's lira value of the currencies, gold and crypto you follow; add any currency to your watchlist • Record income and expenses, and optionally link each entry to an account so balances update on their own • Account detail: every account shows its own transaction history • Automatic valuation with live rates; the last saved value is used when you are offline, and older data is clearly labelled • Partial debt payments with payment history • Save your personal IBAN details and copy any field with one tap • Face ID / Touch ID and PIN app lock — free for everyone • 12 languages; light and dark themes • PDF and Excel reports with Premium PREMIUM Sandık is free to use with up to 20 assets and 30 transactions. Premium removes those limits and adds PDF/Excel export and automatic on-device backup. Premium is an auto-renewing subscription offered monthly or yearly. Payment is charged to your Apple ID at confirmation of purchase. The subscription renews automatically unless it is cancelled at least 24 hours before the end of the current period. You can manage or cancel it in your device's account settings. LEGAL Privacy Policy: https://www.freeprivacypolicy.com/live/375c760b-1626-47ce-8f90-b9456e5e5a60 Terms of Use (Apple standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ YOUR DATA STAYS WITH YOU Your assets, transactions and IBAN entries are stored on your device and are never sent to our servers. Export and backup only happen when you start them yourself. Signing in is optional and is used only to show your name on your profile — you can tap "Continue on this device" and use every feature without an account. Anonymous usage statistics (which screens and features are used) help us improve the app; they never include amounts, names or IBANs, and you can turn them off in Profile. WHAT SANDIK IS NOT Sandık is not a bank, payment institution or investment platform. It does not send money, open accounts, execute trades or transfer crypto. Assets and debts are added manually by you. Market prices are daily reference values, not buy/sell rates. Sandık does not provide investment advice; it only helps you organise and review your personal financial records.

Cash, currencies, gold, shares, investment funds, crypto, pensions, term deposits, your home and your car — all on one screen, as your real net worth after debts. PRICES UPDATE THEMSELVES • Exchange rates and gold the way it is actually traded in Turkey: by the gram and by the coin • Borsa İstanbul shares • Close to 1,400 Turkish investment and pension funds • 165 cryptocurrencies • Commodities: oil, natural gas, copper, aluminium, steel, grains and food You only enter how much you hold; the app works out what it is worth. REAL ACCOUNTING • Profit and loss using FIFO, LIFO or average cost • Buys, sells, transfers, dividends, coupons, interest, state contributions and splits • Realized and unrealized gains kept apart • Several portfolios: yours and your family's never mix DEBTS, GOALS, RECURRING ENTRIES • Loans, credit cards and money owed to people are deducted from net worth • A reminder before each payment is due • Set a goal and see what it takes each month • Define a salary, rent or regular purchase once and let it record itself IT STAYS YOURS • No account, no email required • No ads, no analytics, no tracking • Your records stay on your phone and can be locked with Face ID • A backup file and CSV export are always yours to take FREE Record keeping, live prices, Borsa İstanbul, Turkish funds, crypto, gold and commodities, price alerts, debts, goals, recurring entries, Home Screen and Lock Screen widgets, backups and the portfolio review. NETVARLIK PRO • iCloud sync across your devices • Foreign exchanges and world indices • Monthly progress: the share of savings, exchange rates, markets and debt, plus real return after inflation • Chat with the assistant about your allocation and risk • Instant price alerts delivered within minutes, even when the app is closed • Yearly profit and loss report as a PDF The subscription is 79.99 TRY monthly or 599.99 TRY yearly. Payment is charged to your Apple Account on confirmation of purchase. It renews automatically unless turned off at least 24 hours before the period ends. You can manage or cancel it in Settings. Privacy policy: https://varlik-defteri-relay.yigitcpolat.workers.dev/privacy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ NetVarlık does not give investment advice. Every figure is calculated from the records you enter and from public prices.