Comparison

Subcharge Subscription Tracker vs Minine Ledger

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subcharge Subscription Tracker

This app helps you manage all your subscriptions, bills, and cards in one secure place. It provides reminders before charges, tracks upcoming payments, and offers guides to help you cancel unwanted services.

Highlights
  • Subscription and bill tracking
  • Renewal and trial-ending reminders
  • Calendar view of upcoming charges
  • Automated receipt detection
  • Cancellation guides
  • Encrypted card vault
Features
Read full description

Subcharge keeps your subscriptions, bills, cards, expenses and budgets in one private place, so you always know what is charging you, how much, and when. EVERY RENEWAL IN ONE VIEW See what you pay each month, what renews next and a calendar of what is coming up. Get a reminder before a renewal, a card bill or the end of a free trial, then mark it paid in one tap. SPENDING AND BUDGETS Log an expense in seconds from a keypad. Set a budget and see what is left to spend, and how much per day. Track your accounts and cards, move money between them, and see where your money goes by category and account. A PRIVATE CARD VAULT Keep your cards in the Vault to follow bills and due dates. Card numbers are end-to-end encrypted with a key only you hold, and a 12-word recovery phrase brings them back on a new device. We cannot see them. ADD THINGS YOUR WAY Pick from a catalog of popular services, type or paste a line such as "Music 9.99 monthly", or import from a screenshot or a statement. Text you paste is read on your iPhone and is never uploaded. You can also forward receipts to your private Subcharge address and review what it finds. RIGHT ON YOUR HOME SCREEN Widgets show your next renewals and what is left to spend, or log an expense in one tap. Open the keypad from Control Center, the Lock Screen or the Action button. A Live Activity keeps what is due today in view, and Siri can tell you what is due next. ONE ACCOUNT, ALL YOUR DEVICES Sign in and your subscriptions, expenses and cards stay in sync across your devices. ALSO INCLUDED - Renewal, free trial and card bill reminders - A calendar of upcoming charges - Many currencies, with exchange rates - Step-by-step guides to cancel a service - Available in 11 languages - No ads FREE AND PRO Free includes up to 3 subscriptions and 3 cards, unlimited expenses and one budget to try. Pro unlocks unlimited subscriptions, cards and budgets, spending reports, CSV export, encrypted receipts on expenses, imports from a screenshot, a file or pasted text, automatic detection, and automatic encrypted iCloud backup. A free trial may be available. SUBSCRIPTION TERMS Subcharge Pro is an optional auto-renewing subscription with monthly and yearly plans. Payment is charged to your Apple Account when you confirm the purchase. It renews automatically unless you cancel at least 24 hours before the end of the current period. Manage or cancel it any time in your App Store account settings. Terms of Use: https://subcharge.aierlabs.com/terms Privacy Policy: https://subcharge.aierlabs.com/privacy Subcharge is made by Aier Labs.

About

Minine Ledger

A personal finance app for tracking daily spending with quick logging and receipt scanning. Visualize your financial habits with clear charts and set gentle budget reminders. Your data remains private on your device.

Highlights
  • Quick logging with one-tap entry
  • AI-powered receipt scanning
  • Visual spending trends and charts
  • Gentle budget reminders
  • Recurring bill tracking
  • On-device data storage and Face ID lock
Features
Read full description

Minine Ledger is a quiet, beautiful ledger for everyday spending. No sign-up, no cloud account — your data stays on your iPhone. THREE-SECOND LOGGING Tap once, type the amount, done. Categories, notes and dates are all one touch away. SCAN RECEIPTS Point your camera at a receipt and the amount is filled in for you. With Pro, AI reads the whole document — amount, merchant, category and even a note suggestion — from paper receipts, invoices, payment screenshots and more. SEE WHERE MONEY GOES Monthly trends, category breakdowns and daily summaries turn your spending into clear, calm charts. BUDGETS THAT WATCH QUIETLY Set weekly or monthly budgets and get a gentle heads-up before you overspend — never nagging. RECURRING BILLS Rent, subscriptions, salary — set them once and let the ledger keep track. YOURS ALONE • Everything stays on this iPhone; back up anytime with a single file • Lock the app with Face ID • Export to CSV whenever you like • 12 languages, every currency, light & dark MININE LEDGER PRO (optional subscription) • AI scanning: amount, merchant & category filled in automatically • Removes all ads while subscribed • Monthly or yearly plans; yearly includes a 3-day free trial • Auto-renews until cancelled. Manage or cancel anytime in App Store settings. Terms of Service: https://minineledger.com/terms.html Privacy Policy: https://minineledger.com/privacy.html

Screenshots

Subcharge Subscription Tracker4 screens
Minine Ledger4 screens

Verdict

The call

The clearest difference is ads: Subcharge Subscription Tracker at none against Minine Ledger's shown. Subcharge Subscription Tracker also leads on update cadence (every 3 days vs every 10 days) and device support (3 vs 1). On price, rating, ratings volume and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subcharge Subscription Tracker sells 2 in-app purchases, starting at $0.99 per month and Minine Ledger sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Subcharge Subscription Tracker against 5.0 for Minine Ledger. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

Subcharge Subscription Tracker ships an update every 3 days, Minine Ledger every 10 days. The most recent releases landed on October 10, 2026 and October 2, 2026 respectively.

Scorecard4 real differences · 6 level
Subcharge Subscription Tracker versus Minine Ledger: the parameters behind the verdict, then further details
ParameterSubcharge Subscription TrackerMinine Ledger
PriceFreeFree
Rating5.0 (1 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews—
Number of ratings11
Update frequencyEvery 3 days — betterEvery 10 days
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size55 MB12 MB
Age rating4+17+
DeveloperShahroz AhmadMinine Inc

Customer experience

Subcharge Subscription Tracker

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Minine Ledger

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Subcharge Subscription Tracker

Subscriptions2
  • Pro Monthly1 Month trial$0.991 Month
  • Pro Yearly1 Month trial$9.991 Year
2 purchases

Minine Ledger

Subscriptions2
  • Pro Monthly$9.991 Month
  • Pro Yearly$39.991 Year

Questions

Is Subcharge Subscription Tracker free?
Subcharge Subscription Tracker is free to download, with in-app purchases available.
Is Minine Ledger free?
Minine Ledger is free to download, with in-app purchases available.
Which has better reviews, Subcharge Subscription Tracker or Minine Ledger?
Subcharge Subscription Tracker and Minine Ledger are both rated 5.0 out of 5 on the App Store, from 1 and 1 ratings respectively.
Do Subcharge Subscription Tracker or Minine Ledger have ads?
Minine Ledger shows ads; Subcharge Subscription Tracker does not.
Which is updated more often, Subcharge Subscription Tracker or Minine Ledger?
Subcharge Subscription Tracker ships an update every 3 days, and Minine Ledger every 10 days. Most recently, Subcharge Subscription Tracker was updated on October 10, 2026 and Minine Ledger on October 2, 2026.

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