Coast vs Eutel

Coast connects two questions most money apps keep apart: what did I spend today, and what year can I stop working. Most expense trackers stop at "you spent $480 this month." Coast answers one more: how many days that pushed back your financial independence date. — Tracking — · Unlimited entries, free forever, never charged per transaction · Snap a receipt: amounts and merchants are read on device, nothing leaves your phone · Handles the messy stuff: splitting a bill, reimbursements, partial refunds, split payments, installments, recurring bills · Tips, service charges, tax and discounts are noted separately — the app works out what you actually paid · Tags, subcategories and templates: most entries take three seconds — Net worth — · Cash, investments, property and debt tracked separately · Reconcile once against your real balance; everything after that stacks on top automatically · A net worth curve that shows the trend, not one day's number — Budget — · Pace tracking: know mid-month whether you're going to go over · Smart budgets suggest limits from what you actually spent, not a number you guessed — Financial independence — · FI progress and countdown at your current savings rate · Coast FIRE: how much you need before you can stop saving and let compounding finish the job · Scenarios: move cities, get a raise, buy a home — save several paths and compare them side by side · Achievement range: from pessimistic to optimistic, which years your freedom date falls between — Your data stays yours — · No account, no server, no sign-up · iCloud sync runs through your own private database — we can't see it, and there's nowhere for us to look · Daily JSON snapshot backups you can export anytime; CSV and Excel import/export are never paywalled · The only network request is fetching exchange rates. Nothing is uploaded. — Widgets — Left to spend this month, net worth, and your freedom countdown — without opening the app — Free and Pro — Recording is free forever: unlimited entries, every account and ledger tool, import/export, FI progress and countdown. Pro unlocks projection and attribution: achievement range, what-if sliders, scenario simulator, Coast FIRE, Barista FIRE, full monthly report, repeat-buy insights, category budgets, multi-currency tracking, themes and app icons. — Subscription details — · Coast Pro (Yearly): ¥30/year, with a 7-day free trial, renews automatically · Coast Pro (Lifetime): ¥60 one-time purchase, never converts to a subscription Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your App Store account settings. Cancelling during the free trial costs nothing. Privacy Policy: https://eatlei.github.io/coast-site/privacy.html Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

EU is a personal retirement planning tool for professionals with assets in both the US and China. WHAT EU DOES: • Net worth dashboard — cash, retirement accounts, real estate, and virtual assets in one view • Multi-currency support — seamlessly tracks USD and CNY with live exchange rates • Income tracking — monthly salary, 401(k), HSA, stock grants, and side income • Expense tracking — categorize spending as essential or non-essential • Retirement accounts — 401(k), Roth IRA, HSA, China pension, housing fund • Retirement calculator — find the earliest date you can retire based on the 4% rule • Investment tracker — fixed deposits, dividend stocks, brokerage accounts with YTD returns YOUR DATA, YOUR PRIVACY: All data is stored securely in your personal account. No ads, no data selling. Note: For personal reference only. Not financial advice.