Comparison

Le Rat vs Spendimo

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Le Rat

Effortlessly track expenses by snapping receipts or typing amounts. This app helps you understand your spending habits with a personal budget coach and multi-currency support. Manage bills, track net worth, and spend with confidence.

Highlights
  • Receipt scanning with line detection
  • Manual expense entry
  • Multi-currency support with locked rates
  • Bill and subscription tracking
  • Net worth calculation
  • Daily and monthly spending limits
  • Offline currency conversion
Features
Read full description

Never really sure where your money goes? You're not alone. Snap a receipt or type an amount: Le Rat sorts everything, and you finally know where you stand. No spreadsheet, no bank connection, no lectures. Just a cap-wearing miser keeping an eye on your budget. WHY LE RAT? - An expense logged in two seconds, or a receipt photo split into lines, sorted effortlessly. - 152 currencies: every expense locks its rate on the day, your history never changes. - A coach that reacts to every expense in one line, with legendary candor. STOP HUNTING FOR YOUR EXPENSES …and start seeing them coming - Receipt scanner: lines detected, amounts and categories suggested - Manual entry in two seconds when you prefer - Journal, categories and charts update themselves STOP FIGHTING CURRENCIES …and travel without converting in your head - Budget and expenses in different currencies: made for travellers and expats - Rate locked at entry: your history stays exact, forever - Built-in currency converter, even offline STOP FORGETTING YOUR BILLS …and let Le Rat post them for you - Rent, subscriptions, bills: tracked and posted when due - Accounts and net worth: bank, broker, crypto, cash, valued in your currency - Net-worth health: how many months of spending your accounts cover START SPENDING WITHOUT GUILT - Daily and monthly safe-to-spend, readable in two seconds - Quests to get started and a daily streak to keep the habit - The rat comments on your spending, one line, never a lecture YOUR DATA STAYS YOURS No bank connection, no bank credentials, no resale. Export or delete your account from the app, at any time. YEARLY PLAN TRIAL: 1 MONTH, IF ELIGIBLE Two subscription plans, monthly and yearly. The yearly plan starts with an introductory trial (1 month, if eligible, as determined by Apple). Both renew automatically and can be cancelled in your App Store account settings. The exact price for your country is shown in the app before any payment. Subscription details: - Auto-renewable subscription, monthly or yearly. - Payment is charged to your Apple account at confirmation of purchase. - The subscription renews unless cancelled at least 24 hours before the end of the current period. - Renewal is charged within the 24 hours before the end of the period. - Manage or cancel your subscription in your App Store account settings. - Any unused portion of a trial period is forfeited when you purchase a subscription, where applicable. The coach is a fictional character: its remarks are generated automatically and are not financial advice. Terms: https://lerat.app/conditions Privacy: https://lerat.app/confidentialite

About

Spendimo

Easily track your income and expenses, scan receipts, and analyze your spending habits. Manage multiple currencies and share specific financial entries with a partner. Offline recording and device-based receipt recognition enhance convenience.

Highlights
  • Expense and income tracking
  • Receipt scanning and recognition
  • Multi-currency support
  • Recurring bill management
  • Spending trend analysis
  • Partner sharing (Pro)
  • Offline recording
Features
Read full description

Track expenses and income, scan receipts, and see where your money goes. With Spendimo Pro, share selected entries with your partner. EVERYDAY MONEY TRACKING Record expenses and income with categories, notes, and payment methods. Keep track of recurring bills, review spending trends, and export your entries to CSV. Everyday recording works offline. SCAN AND CHECK RECEIPTS Capture or import a receipt, then check and edit the details before saving. Receipt recognition runs on your device. MULTIPLE CURRENCIES Record entries in different currencies and view converted totals when exchange rates are available. Amounts without a rate are shown separately. SPENDIMO PRO An optional subscription adds account sync across devices and partner sharing. Choose which entries to share and keep personal entries private. Optional receipt-image sync is off by default. YOUR CHOICE OF ACCOUNT Start without an account and keep entries on your device. A free account stores your account details; financial entries sync with Pro. Apple and RevenueCat handle subscriptions, including subscription reporting. Available in English, Spanish, Portuguese, French, German, Dutch, and Turkish. Subscriptions renew automatically unless cancelled through your Apple account settings. Prices and available plans are shown in the app before purchase. Privacy Policy: https://spendimo.com/privacy/ Terms of Use: https://spendimo.com/terms/

Screenshots

Le Rat4 screens
Spendimo4 screens

Verdict

The call

The clearest difference is update cadence: Le Rat at every 2 days against Spendimo's every 6 days. Le Rat also leads on iOS requirement (15.5 vs 26.0). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Le Rat sells 2 in-app purchases, starting at $5.00 per month and Spendimo sells 2 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Le Rat ships an update every 2 days, Spendimo every 6 days. The most recent releases landed on November 10, 2026 and November 11, 2026 respectively.

Scorecard2 real differences Β· 6 level
Le Rat versus Spendimo: the parameters behind the verdict, then further details
ParameterLe RatSpendimo
PriceFreeFree
Positive reviews100.0% of reviews100.0% of reviews
Update frequencyEvery 2 days β€” betterEvery 6 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS15.5 β€” better26.0
Further details β€” not scored
Size48 MB16 MB
Age rating4+4+
DeveloperSekaijin LLCBek Apps, LLC

Customer experience

Le Rat

Written reviews5 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Spendimo

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Le Rat

Subscriptions2
  • Le Rat$5.001 Month
  • Le Rat annuel1 Month trial$28.001 Year
2 purchases

Spendimo

Subscriptions2
  • Spendimo Pro Monthly$6.991 Month
  • Spendimo Pro Annual$39.991 Year

Questions

Is Le Rat free?
Le Rat is free to download, with in-app purchases available.
Is Spendimo free?
Spendimo is free to download, with in-app purchases available.
Do Le Rat or Spendimo have ads?
Neither Le Rat nor Spendimo shows ads.
Which is updated more often, Le Rat or Spendimo?
Le Rat ships an update every 2 days, and Spendimo every 6 days. Most recently, Le Rat was updated on November 10, 2026 and Spendimo on November 11, 2026.

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