BalanceWright Checkbook Ledger vs Checkbook Register

Your checkbook register, kept the way you have always kept it. Write down what you spend. Tick off what the bank has cleared. Balance to the penny at the end of the month. That is the whole job of a checkbook register, and it is all this app does. THREE PROMISES No ads. Not on the free version, not after you pay, not ever, on any screen. No subscription. One payment and it is yours. Nothing renews. No account and no bank login. There is nothing to sign into, so there is nothing to be signed out of. YOUR REGISTER STAYS ON YOUR PHONE Everything you enter is stored on your own iPhone. It works with no internet connection at all, on a plane or out of signal. Your register is never sent to us and never sold to anyone. A copy leaves your phone only in ways you control. If iCloud Backup is switched on, your register is included in it, so it comes back when you set up a new phone. That copy sits in your own Apple account, not ours, and you turn it on or off in Settings. The app never shows you a permission prompt. It does not ask for your contacts, your location, your photos or your camera. WHAT IT DOES - Multiple accounts: checking, savings, credit, cash, each with its own running balance - Fast entry: date, payee, amount, check number, category, memo. Repeat entries take seconds, and check numbers advance on their own. - A proper register list with a running balance on every single line - Reconcile mode: enter the statement date and ending balance, tick off what cleared, and watch the difference count down to 0.00 - Scheduled and recurring entries: weekly, every two or four weeks, monthly, twice a year or yearly, or on a set weekday, like the second Wednesday of the month. They show up as scheduled and only affect your projected balance until you post them. Nothing is ever posted behind your back. - Transfers between your own accounts, entered once and mirrored on both sides - Search by payee, memo, amount or check number, with filters for what is outstanding, what cleared, and what is scheduled - Categories, both the presets and your own - Totals by category for a month, three months or a year, with the exact figures printed beside the chart. Scheduled bills are not counted until you post them. - Bring your history in from a CSV file, with a column mapper for spreadsheet users - Print or save a PDF of your register or of those category totals, or export a CSV of any account BACKUPS, BECAUSE THAT IS THE PART THAT MATTERS The app backs itself up on its own, every day you open it, and gives you a Restore screen to go back to any copy it has kept. You can also send a copy out of the app, so deleting the app does not reach it. Pick a folder and every copy after that goes there too. If you are signed in to iCloud with iCloud Drive turned on, the app also keeps a BalanceWright folder there by itself, and you can open it in the Files app. If you are not signed in, the Backup screen says so rather than claiming a copy it did not make. Your data is never held hostage. Export and backup keep working whether you have paid or not. TRY THE WHOLE THING FIRST Everything works from the moment you install it. Nothing is crippled, grayed out or hidden to push you into paying. The app asks for payment only after you have closed your first statement, so you decide once you have watched it do the exact thing you came for. If you never reconcile, a generous entry limit applies instead. BIG, PLAIN TYPE Built to be read. Large numbers, strong contrast, plain words, no jargon. WHAT IT WILL NEVER DO No bank connection. No budgets, no spending advice, no AI. No ads, no subscription. If a feature would need your register sent to us, it is not going in. ANSWERED BY A REAL PERSON Every review here is read and answered. The support address on this page reaches someone who can actually fix things. Written for anyone who keeps a check register or a checkbook ledger by hand, and wants the same habit on a phone.

Your bank shows what has cleared. Your register also counts the checks and payments still pending, so you know what is really available. Checkbook Register keeps those balances separate and helps you match your records to a statement, without connecting your bank. YOUR ENTRIES FIRST Open directly to your entries below a compact balance and search. Tap Pending or Cleared to change status, with Undo if you need it. Keep the transaction date separate from the clearing date, correct a clearing date, and see the status history in entry details. A REGISTER THAT FITS YOU Choose six accent colors and System, Light or Dark appearance. Switch between Register and Overview, arrange the overview cards, and choose compact or comfortable rows. Show the running balance, category, check number and status dates you need. SIMPLE OR STATEMENT MODE Simple mode keeps everyday Pending and Cleared controls in view. Statement mode adds reconciliation: tick matching entries, investigate the difference and close the statement when it reaches zero. Changing modes preserves your records and statement history. Completed statements keep matched entries locked until deliberately reopened. RECEIPTS WITH YOUR RECORDS Attach receipt images or PDFs from Camera, Photos or Files. Preview, share or remove them from entry details. Each entry supports up to 10 attachments, 20 MB each. Files stay on your device; there is no OCR or cloud upload. THE REST OF YOUR REGISTER - Multiple accounts and linked transfers - Running balances and payee search - A cushion, low-balance limit and seven-day forecast - Recurring entries that post only when you choose - CSV import with a preview and CSV export with running balances - Verified full backups, with optional encryption, including receipts and status history - Optional Face ID or device-passcode protection TRY 30 TRANSACTIONS New customers can try every feature with 30 successfully saved transactions, with no time limit. A transfer counts once. CSV imports and posted recurring entries use the same lifetime allowance; deleting entries does not refill it. An opening balance does not count. After the allowance, Pro is required to add transactions, accounts or recurring rules. You can always view, search, correct, clear and reconcile existing entries, manage their receipts, export, back up and restore. Earlier-version customers retain permanent Pro access, including these improvements. Restore Purchases is in Settings. YOUR FINANCIAL RECORDS STAY LOCAL No sign-in, bank connection, advertising, analytics or tracking. Your records leave the device only when you choose to export them. Apple handles purchases and purchase verification. This is a manual register, not a bank balance service. CHECKBOOK PRO Continue adding transactions, accounts and recurring rules beyond the starter allowance. Pro is available as a yearly auto-renewable subscription. The localized price is shown before purchase. Payment is charged to your Apple Account at confirmation. Subscriptions auto-renew until canceled. Cancel anytime in your Apple ID Subscriptions settings at least 24 hours before the renewal date. There is no additional timed free trial. Cancellation leaves Pro active until the paid period ends and never removes your records. Privacy policy: https://app.innovaapps.ai/privacy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula