Comparison

MatePay vs Splitly

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MatePay

Features
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MatePay: The Easiest Way to Split Expenses with Friends! Splitting bills with roommates, tracking vacation spending, or figuring out who paid what at a group event has never been this easy. MatePay lets you log shared expenses in seconds and completely eliminates the "who owes who" confusion. Key Features: - Fast, Effortless Logging: Snap a photo of the receipt, AI automatically extracts every item, you assign who got what, and the bill splits in seconds. - Smart Debt Calculation: MatePay's algorithm figures out who should pay who using the fewest transactions possible. Confirm with one tap and the balance is closed. - Custom Groups: Create separate groups for household bills, summer trips, office lunches, or weekend hangouts. - Multi-Currency Support: Automatically track expenses made in different countries with daily-updated, live exchange rates. - Spending Insights: See exactly where your money goes with category based charts. Break down stays, food, transport and shopping, and take back control of your budget. - Personal Wallet: Track your own spending even when no group is involved, and turn your wallet into a shared group with a single tap. - Instant Notifications: Get notified the moment a new expense is added to your group or your debt gets paid. - Easy Invites: Send a single link to instantly add friends to your expense group. - PDF Reports: Export any group's full expense history as a PDF whenever you need a clean record. Who Is MatePay For? - Students and roommates splitting rent and bills - Travelers sharing a group budget on trips - Couples tracking shared expenses - Coworkers and anyone organizing group events - Anyone tired of doing group math in a chat thread Say goodbye to messy spreadsheets, notebooks, and confusing group chat math. Download MatePay now and manage your expenses transparently, fairly, and effortlessly! Learn more: https://getmatepay.com Support & contact: support@getmatepay.com Privacy Policy: https://getmatepay.com/gizlilik-politikasi Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Splitly

Features
Read full description

Splitly, arkadaş gruplarında ortak harcamaları adil ve şeffaf biçimde takip etmen için tasarlandı. Ne yapabilirsin? • Grup oluştur, para birimi seç, üye veya geçici katılımcı ekle • Harcamayı eşit, tutar, yüzde veya pay ile böl • “Yediğini öde”: fişten masa aç, herkes kendi ürününü seçsin • Anlık bakiye ve kim-kime önerileri gör • Dışarıda yapılan ödemeleri tam veya kısmi kaydet • Davet et: link, kod veya QR • Bildirimleri yönet; isteğe bağlı ödeme hatırlatması gönder • Verilerini dışa aktar veya hesabını sil Gizlilik Reklam ve izleme yok. Verilerin Avrupa’daki sunucularda, grup izolasyonu ile korunur. İsteğe bağlı fiş okuma için kendi Gemini API anahtarını kullanabilirsin; anahtar sunucularımızda saklanmaz.

Screenshots

MatePay4 screens
Splitly4 screens

Verdict

The call

The clearest difference is in-app purchases: Splitly at none against MatePay's 2. Splitly also leads on ads (none vs shown). MatePay's advantage is iOS requirement (15.1 vs 17.0). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MatePay sells 2 in-app purchases, starting at $1.99 per month. Splitly asks for nothing beyond the download.

UpkeepUpdate frequency

MatePay ships an update every 10 days, Splitly weekly. The most recent releases landed on November 6, 2026 and October 8, 2026 respectively.

Scorecard3 real differences · 3 level
MatePay versus Splitly: the parameters behind the verdict, then further details
ParameterMatePaySplitly
PriceFreeFree
Update frequencyEvery 10 daysWeekly — better
AdsYesNo — better
In-app purchasesYesNo — better
DevicesiPhone, iPod — betteriPhone
Requires iOS15.1 — better17.0
Further details — not scored
Size63 MB7 MB
Age rating4+4+
DeveloperBERK CAN GUNEYMetin Kayan

In-app purchases

2 purchases

MatePay

Subscriptions2
  • Premium Monthly$1.991 Month
  • Premium Yearly$17.991 Year
None

Splitly

No in-app purchases

Questions

Is MatePay free?
MatePay is free to download, with in-app purchases available.
Is Splitly free?
Splitly is free to download, with no in-app purchases.
Do MatePay or Splitly have ads?
MatePay shows ads; Splitly does not.
Which is updated more often, MatePay or Splitly?
MatePay ships an update every 10 days, and Splitly weekly. Most recently, MatePay was updated on November 6, 2026 and Splitly on October 8, 2026.

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