Travel Ledger vs Moni

Travel Ledger is a clean multi-currency expense tracker for travel, study abroad, business trips, and cross-border life. Enter expenses directly in USD, EUR, JPY, SGD, or other supported currencies. Travel Ledger uses a fixed daily reference rate and converts every entry into the base currency you choose, so spending across countries and months stays comparable. FEATURES • Fast multi-currency entry with only your favorite currencies • A base currency you can change, including CNY, USD, and EUR • One daily reference rate for consistent entries throughout the day • Original amount, converted amount, rate, and date preserved per entry • A simple single-currency mode when conversion is not needed • Income, expenses, budgets, search, and full calendar-month insights • Custom categories, home modules, themes, and entry fields • Free CSV import for everyone with automatic duplicate detection • Complete CSV export for members with original and converted values • Offline-first, no advertising, and no separate app account • Optional sync through the user’s private iCloud/CloudKit database • Native iPhone and iPad layouts in portrait and landscape • Simplified Chinese, Traditional Chinese, and English Core bookkeeping is free forever. Travel Ledger Plus is available as an annual membership with a 14-day free trial for eligible new subscribers, or as a one-time Lifetime purchase. Both options unlock the same advanced features. Automatic exchange rates are for personal record-keeping reference only. Travel Ledger does not provide payment, foreign-exchange, investment, tax, or professional financial services. Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Moni is the ultimate multi-currency expense tracker built for people living across multiple countries. Log income and expenses effortlessly, with automatic real-time exchange rate conversion giving you a clear picture of your finances in one place. [ Key Features ] Multi-Currency Support - All major currencies: MXN, USD, KRW, EUR and more - Real-time exchange rate auto-conversion - Unified net worth calculated in your base currency Calendar & Daily View - See daily income/expenses at a glance on the calendar - Smooth monthly swipe gestures - Tap any date for detailed transaction history Smart Statistics - Spending breakdown by category with charts - Financial Health Score out of 100 - Month-end spending forecast & budget alerts Asset Management - Track cash, bank accounts, credit cards & investments - Net worth trend chart over time - Stock & ETF portfolio tracking Smart Notifications - Instant alert when you exceed budget - Automatic anomaly detection for unusual spending - Savings goal achievement reminders Apple Watch Integration - Log expenses right from your wrist - Check today's spending status at a glance Privacy First - iCloud sync across all your devices - Face ID / Touch ID app lock - All data stored on your device only Receipt Scan & PDF Reports - Auto-capture receipts with your camera - Export monthly spending reports as PDF - Import CSV/XLSX transaction files Designed for Expats & World Travelers Living across borders means dealing with multiple currencies every day. Moni removes the headache — no manual calculations, no confusion. Just a clear view of exactly where you stand financially, anywhere in the world.