Kova vs Sonem

Kova is the fastest way to track your spending and stay on top of your money. Built for people who want a simple, private expense tracker that just works. Every dollar you enter stays on your device. Track expenses in seconds Add an expense in two taps. Pin your most frequent ones to Quick Add for one-tap logging on the go. Know where your money goes See your spending broken down by category. Drill into any category to see every transaction. Filter by last 7 days, this week, or last week to spot patterns fast. Budget with a plan that fits you Choose from three popular budget splits — 50/30/20, 60/30/10, or 70/20/10 — or build your own. Set a budget base amount and Kova shows you exactly how much you've spent against each group in real time. Built for the Caribbean Kova is GYD-first with full support for USD, TTD, BBD, EUR, and GBP. No forced currency conversions. Support for more currencies to come. Your data, your device No account required. No cloud sync. No tracking. Everything you enter is stored locally and stays private. Export your data as a CSV at any time. Completely free. Always. Every feature in Kova is free. No paywalls. No premium tier. No subscription.

Sonem is an expense tracker that stays on your phone. Amount, category, done — with instant category totals, budgets and savings goals, and no account to create, ever. WHY SONEM IS DIFFERENT Most finance apps start by asking for your bank login. Sonem never asks — there's no sign-up, no cloud sync, no bank linking. Everything you log lives on your device and nowhere else, and the app works fully offline. Manual entry is deliberate. Typing the amount takes a few seconds, and that small moment is the point: you notice what you spend. Noticing is how spending changes. WHAT YOU GET - Fast manual logging — amount, category, done - Instant category totals with a six-month breakdown - Monthly budgets with progress you can read at a glance - Savings goals you add toward as you go - Full history, filterable by category, day, week, month, or year - A daily streak that keeps the logging habit alive - Income and expenses side by side - Categories you can rename and re-emoji — changes apply everywhere, instantly PRIVATE BY ARCHITECTURE Privacy isn't a setting in Sonem — it's the structure. Your financial data never leaves your phone. With no account, there's nothing to breach and nothing to sell. You don't have to trust a privacy policy; there's simply nothing to collect it from. BUILT FOR A DAILY RITUAL Open, log, close. Sonem is designed around a daily check-in that takes seconds — the streak keeps you honest, the category bars show the shape of your month, and the budgets tell you when to ease off. No dashboards to configure. No reports to export. Just you, your numbers, and a habit that compounds. Take control of what you spend — and keep it to yourself.