Skarbo vs Economee

Skarbo is the budget and expense tracker that does the typing for you. Snap a receipt — AI reads the store, date, total and every line item, then sorts it all into categories. Import a bank statement — and see the full picture of your money. RECEIPT SCANNING — Store, date, total, items and categories from a single photo — Handles discounts and promo prices — Reads receipts in different languages and currencies — Batch scanning: up to 10 photos at once — Uncertain fields are highlighted for a quick check — Skarbo learns from your corrections BANK STATEMENT IMPORT — CSV and XLSX files from your bank — Columns and account currency detected automatically — Auto-categorization, with your own rules always winning — Transfers between your accounts and cash withdrawals are filtered out; duplicates are caught — A review screen before anything is saved THE FULL PICTURE — Where your money goes: categories, months, merchants — A monthly budget and smart reminders — Spot subscriptions and recurring bills before they renew — Ask in plain words: "how much did I spend on clothes in July?" — Search across all purchases — A home screen widget with this month's total ANY CURRENCY — Receipts and statements in different currencies, together — Converted at the historical rate on the purchase date, not today's — Travel, relocation, shopping abroad — the numbers add up PRIVACY WITHOUT FINE PRINT — No account, no sign-up — Bank statements are parsed right on your phone — Card and account numbers are stripped before anything leaves the device — Receipt photos go to a secure AI service for recognition only — never into any shared database — Delete your data anytime 8 LANGUAGES English, Ukrainian, Russian, Spanish, Portuguese (Brazil), German, French, Italian. FREE & PREMIUM Free: unlimited statement imports, a budget, reports, search, the widget and 10 receipt scans per month. Premium: unlimited scanning plus AI insights and questions about your spending. Free trial included. Subscriptions renew automatically and can be cancelled anytime in your App Store settings. Skarbo — see where your money really goes. 

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://skarbo-legalprivacy.netlify.app

Subscriptions charge you quietly. One at a time they look small; together they turn into a bill nobody agreed to. Economee gathers them in one place, works out what they cost you in a month and in a year, and warns you before each charge — so you decide, instead of finding out afterwards. WHAT YOU GET FOR FREE • Unlimited subscriptions, in any currency • What you spend per month and per year • Charge calendar — the whole month at a glance: which days, and how much • Reminders before a charge, at the time you choose • Trial endings, in time to decide • The savings counter: cancel something and watch what comes back • Five screenshot scans to start with • Seven languages WITH PREMIUM • Worth a look — overlaps, duplicates and the one that eats the budget • Statistics — where the money goes, by tag, service and card • Payment cards — how much to keep on each one by the start of the month • Screenshot scanning without a limit • Bank import — subscriptions find themselves in your Monobank statement THE SAVINGS COUNTER Cancelling a subscription is a decision that pays out every month, quietly, where nobody sees it. Economee makes it visible: cancel something for €15 a month and the counter keeps that €15 in view for a year. YOUR DATA STAYS YOURS Your subscriptions, cards and savings history live on your device and in your own private iCloud, and they appear on your other devices with the same Apple ID. The list itself never reaches our server — we could not read it if we wanted to. One button in Account deletes everything you entered. Once a day the app sends anonymous statistics, so we can see what to improve: how many subscriptions you have, what they come to per month, how much the savings counter holds, your base currency and whether Premium is on. Totals only, under a random number made when you install the app — no service names, no notes, no card details, nothing with your name on it. You can turn the statistics off in Settings. Screenshot recognition runs on the device using Apple's Vision framework. No image leaves the phone. Bank import uses a personal Monobank token, kept in the device Keychain and sent only to the bank. The token is read-only: the app cannot move money. HONEST NUMBERS Where a number is a guess, Economee says so. Where a currency has no exchange rate, it says that too, instead of quietly leaving the amount out of the total. Findings suggest what to look at — they never claim to know the price of a plan we have not seen. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://economee.tradegreat.io/privacy On iPad the list and the details sit side by side, and the widest widget tile shows twelve charges at once.