Comparison

Budget Expense Tracker vs Subscription Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget Expense Tracker

Effortlessly track expenses, income, and savings goals without connecting to your bank. Quickly log transactions, set budgets, and visualize your financial progress with clear, understandable analysis. Share financial insights with a partner in a dedicated joint jar.

Highlights
  • Quick expense logging with AI merchant recognition
  • Customizable savings goals with progress tracking
  • Clear monthly spending budget visualization
  • Detailed spending analysis by category
  • Shared financial jar for couples (DUO mode)
  • Home and Lock Screen widgets
  • Gentle financial reminders
Features
Read full description

Boti is your digital piggy bank for tracking expenses, income, and your savings goals. No spreadsheets, no stress, and no bank connection: you choose what to log, and Boti makes it clear. Built for people who want to save for real, understand where money goes each month, and, if they want, share a jar with their partner. One place for your personal money and your shared household spending. LOG AN EXPENSE IN A SECOND Type “12 coffee” or “6 Starbucks yesterday” in the quick entry bar and Boti picks up the amount, the merchant and its logo, the category, and the date. It also understands “every month” and, for couples, “split”. It knows 1,700+ merchants and learns from your corrections. On iPhones with Apple Intelligence, it fine-tunes the category right on your device. SAVE WITH CALM Set your starting savings and monthly goal. Boti calculates your real progress and always shows how much you have saved. SAVINGS GOALS A trip, a down payment, a car, or an emergency fund. Create a goal with a photo, choose how much and by when, and Boti tells you how much to set aside each day to get there. Add money whenever you like and celebrate when you hit 100%. CLEAR MONTHLY BUDGET Define your monthly spending budget and follow the percentage used with colors you understand at a glance. ANALYSIS YOU UNDERSTAND Expenses, income, or both: spending by category, income vs. expenses, upcoming fixed bills, and all your transactions with filters. CATEGORIES THAT MAKE SENSE Home, groceries, transport, leisure, health, and many more. Create your own, reorder them, and hide the ones you do not use. FIXED COSTS ALWAYS IN VIEW Rent, insurance, Netflix, Spotify, gym, each with its logo. Create weekly, monthly, or yearly recurring rules and see how much each month commits you to. WIDGETS ON HOME AND LOCK SCREEN Total savings, this month’s balance, and your top spending categories, without opening the app. A JAR WITH YOUR PARTNER Shared Boti (DUO mode): create a shared jar, share a code, and follow shared expenses, income, goals, and who paid what together. Boti is not an app for splitting bills or settling IOUs. It is your shared jar, with a clear picture of the money you manage together. GENTLE REMINDERS Friendly nudges so you do not forget to log, budget alerts, monthly goal reached, and weekly or monthly summaries. You choose what to receive and when. YOUR DATA, YOURS Boti does not connect to your bank. Your personal transactions live on your device. There is no cloud backup of your personal finances. If you use Shared Boti, only that shared jar is stored in the cloud. You can hide amounts in the app, or lock Boti with Face ID (Pro). Home and Lock Screen widgets can still show figures. BOTI PRO With a Pro subscription you unlock: Home Screen and Lock Screen widgets Unlimited savings goals Recurring expenses that log themselves, with a heads-up before each charge Full history of past months Up to 100 custom categories and editable default ones Face ID lock Alerts for unusual spending and a monthly goal at risk Without Pro you can still use Boti for free: unlimited transactions, quick entry, one active goal, monthly goal and budget, analysis for this month and last month, 2 custom categories, the shared jar, and hidden balances. CURRENCIES AND LANGUAGES 49 currencies (US dollar, euro, pound, Canadian and Australian dollar, Mexican peso, yen, and many more) and 25 languages. Download Boti and start saving with calm today. Boti Pro subscription renews automatically. Payment is charged to your Apple account on purchase confirmation. The subscription renews unless you cancel at least 24 hours before the end of the period. Manage it in your account settings. Privacy: https://brera.dev/apps/boti/privacy Terms: https://brera.dev/apps/boti/terms EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Subscription Tracker

Features
Read full description

Every subscription you pay for, finally in one place. The subscriptions you forget are often the ones costing you the most. Kelora brings every recurring payment into the light, so you always know where your money is going. From streaming and music to cloud storage, AI tools, gaming, and news, Kelora tracks them all, reminds you before every charge, and helps you keep only the services you truly value. PAY ONCE. OWN IT FOREVER. Kelora is a one-time purchase, not another subscription. No monthly fee to manage your monthly fees. Buy it once and use it forever. SEE WHERE YOUR MONEY GOES Visualize your spending by day, month, or year with beautiful, interactive charts. Instantly see your monthly commitment, yearly total, and spending by category. NEVER MISS AN IMPORTANT RENEWAL Get notified before every renewal, warned before free trials expire, and alerted when prices increase. Decide whether to keep or cancel directly from the notification. SEE YOUR SAVINGS GROW When you cancel a subscription, Kelora keeps track of the money you’re no longer spending. See your total savings over time, along with the value of free trials you avoided paying for. A BUDGET THAT WORKS Set a subscription budget and instantly see how your spending compares. Prioritize the services that matter most, identify what can be cut, and stay in control every month. INFORMATION AT A GLANCE Live Activities and Dynamic Island keep today’s renewals front and center. Home Screen widgets show your next payment, monthly spending, and more without opening the app. ADD SUBSCRIPTIONS IN SECONDS Recognizes hundreds of popular services with their official logos. Import from receipts using the Share Sheet or add subscriptions manually in just a few taps. Supports monthly, yearly, weekly, custom renewals, free trials, one-time payments, price changes, pauses, and more. PRIVATE BY DESIGN No account. No sign-up. No tracking. Your data stays on your device and remains yours. Kelora supports more than 40 languages, major world currencies, and full right-to-left layouts. Take control of your subscriptions, eliminate unnecessary spending, and finally know exactly what you’re paying for. Download Kelora today.

Screenshots

Budget Expense Tracker4 screens
Subscription Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Budget Expense Tracker at 16.4 against Subscription Tracker's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Expense Tracker sells 2 in-app purchases, starting at $6.99 per month and Subscription Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Budget Expense Tracker ships an update every 3 days, Subscription Tracker every 4 days. The most recent releases landed on October 16, 2026 and October 11, 2026 respectively.

Scorecard1 real difference · 8 level
Budget Expense Tracker versus Subscription Tracker: the parameters behind the verdict, then further details
ParameterBudget Expense TrackerSubscription Tracker
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 days — betterEvery 4 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, Apple WatchiPhone, iPad
Requires iOS16.4 — better18.0
Further details — not scored
Size84 MB31 MB
Age rating4+4+
DeveloperSergio TajueloNOSKY STUDIOS LTD

In-app purchases

2 purchases

Budget Expense Tracker

Subscriptions2
  • Boti Pro$6.991 Month
  • Boti Pro3 Days trial$59.991 Year
1 purchases

Subscription Tracker

One-time1
  • Kelora Lifetime$14.99

Questions

Is Budget Expense Tracker free?
Budget Expense Tracker is free to download, with in-app purchases available.
Is Subscription Tracker free?
Subscription Tracker is free to download, with in-app purchases available.
Do Budget Expense Tracker or Subscription Tracker have ads?
Neither Budget Expense Tracker nor Subscription Tracker shows ads.
Which is updated more often, Budget Expense Tracker or Subscription Tracker?
Budget Expense Tracker ships an update every 3 days, and Subscription Tracker every 4 days. Most recently, Budget Expense Tracker was updated on October 16, 2026 and Subscription Tracker on October 11, 2026.

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