Comparison

Boti vs Moneytail

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Boti

Effortlessly track expenses, income, and savings goals without connecting to your bank. Log transactions in seconds, manage multiple wallets, and visualize your spending with clear monthly budgets and insightful analysis. Share financial goals and household spending with a partner in a dedicated DUO mode.

Highlights
  • Quick expense logging with AI merchant recognition
  • Multiple wallet management (bank, cash, crypto)
  • Customizable savings goals with progress tracking
  • Clear monthly budget visualization
  • Detailed spending analysis by category
  • Shared budgeting for couples (DUO mode)
  • Home and Lock Screen widgets
Features
Read full description

Boti is your digital piggy bank for tracking expenses, income, and your savings goals. No spreadsheets, no stress, and no bank connection: you choose what to log, and Boti makes it clear. Built for people who want to save for real, understand where money goes each month, and, if they want, share a jar with their partner. One place for your personal money and your shared household spending. LOG AN EXPENSE IN A SECOND Type “12 coffee” or “6 Starbucks yesterday” in the quick entry bar and Boti picks up the amount, the merchant and its logo, the category, and the date. It also understands “every month” and, for couples, “split”. It knows 1,700+ merchants and learns from your corrections. On iPhones with Apple Intelligence, it fine-tunes the category right on your device. WALLETS FOR ALL YOUR MONEY Bank, cash, credit card, savings or investments: each wallet with its own balance and card, with logos for 300+ banks and crypto. Move money between them with a transfer, and view Home and Analysis by wallet. SAVINGS GOALS A trip, a down payment, a car, or an emergency fund. Create a goal with a photo, choose how much and by when, and Boti tells you how much to set aside each day to get there. Add money whenever you like and celebrate when you hit 100%. CLEAR MONTHLY BUDGET Define your monthly spending budget and follow the percentage used with colors you understand at a glance. ANALYSIS YOU UNDERSTAND Week, month, or year: bars by category or a donut chart, upcoming fixed bills, and all your transactions with filters. CATEGORIES THAT MAKE SENSE Home, groceries, transport, leisure, health, and many more. Create your own and reorder them. FIXED COSTS ALWAYS IN VIEW Rent, insurance, Netflix, Spotify, gym, each with its logo. Create weekly, monthly, or yearly recurring rules and see how much each month commits you to. WIDGETS ON HOME AND LOCK SCREEN Total savings, this month’s balance, and your top spending categories, without opening the app. A JAR WITH YOUR PARTNER Shared Boti (DUO mode): create a shared jar, share a code, and follow shared expenses, income, goals, and who paid what together. Boti is not an app for splitting bills or settling IOUs. It is your shared jar, with a clear picture of the money you manage together. GENTLE REMINDERS Friendly nudges so you do not forget to log, budget alerts, monthly goal reached, and weekly or monthly summaries. You choose what to receive and when. YOUR DATA, YOURS Boti does not connect to your bank. Your personal transactions live on your device. There is no cloud backup of your personal finances. If you use Shared Boti, only that shared jar is stored in the cloud. You can hide amounts in the app, or lock Boti with Face ID (Pro). Home and Lock Screen widgets can still show figures. BOTI PRO With a Pro subscription you unlock: Home Screen and Lock Screen widgets Unlimited savings goals Up to 30 wallets Recurring expenses that log themselves, with a heads-up before each charge Full history of past months Up to 100 custom categories and editable default ones Face ID lock Alerts for unusual spending and a monthly goal at risk Without Pro you can still use Boti for free: unlimited transactions, quick entry, one active goal, monthly goal and budget, analysis for this month and last month, 2 custom categories, 2 wallets, the shared jar, and hidden balances. CURRENCIES AND LANGUAGES 49 currencies (US dollar, euro, pound, Canadian and Australian dollar, Mexican peso, yen, and many more) and 25 languages. Download Boti and start saving with calm today. Boti Pro subscription renews automatically. Payment is charged to your Apple account on purchase confirmation. The subscription renews unless you cancel at least 24 hours before the end of the period. Manage it in your account settings. Privacy: https://brera.dev/apps/boti/privacy Terms: https://brera.dev/apps/boti/terms EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Moneytail

Features
Read full description

Catat uang secepat membalas chat. Ketik nominal, pilih kategori, simpan. Saldo semua dompetmu langsung terhitung. Tidak perlu daftar akun, dan tetap jalan tanpa internet. Yang tidak ada di tempat lain: • Notifikasi bank tercatat sendiri. Transaksi bank masuk ke dompet yang tepat,lengkap dengan pemberitahuan di layarmu* • Tanya uangmu ke AI. Hubungkan moneytail ke Claude atau Codex dengan MCP, lalu tanya "bulan ini habis berapa buat makan?"* • Aset emas. Nilai emas batangan dan perhiasanmu dihitung dari harga lokal dan global hari ini, lengkap dengan untung ruginya* Gratis, selamanya: • Dompet sebanyak apa pun: tunai, bank, e-wallet, juga dalam mata uang lain • Anggaran per kategori, lengkap dengan jatah per hari • Laporan bulanan dan riwayat tanpa batas • Utang piutang dan cicilannya • Ekspor ke CSV Fitur yang kamu butuhkan: • Sinkron ke beberapa perangkat • Foto struk di transaksi • Kunci Face ID • Notifikasi bank dan aset emas • Hubungkan ke Claude atau Codex (Senior dan Nine Lives) Kitten, Adult, dan Senior dibayar bulanan. Nine Lives sekali bayar untuk selamanya. *Syarat dan ketentuan berlaku. Langganan diperpanjang otomatis kecuali dimatikan paling lambat 24 jam sebelum periode berakhir. Atur atau batalkan di Pengaturan Apple ID. Syarat: https://moneytail.app/terms Privasi: https://moneytail.app/privacy

Screenshots

Boti4 screens
Moneytail4 screens

Verdict

The call

Boti and Moneytail are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Boti sells 4 in-app purchases, starting at $6.99 per month and Moneytail sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Boti ships an update every 3 days, Moneytail daily. The most recent releases landed on November 8, 2026 and October 31, 2026 respectively.

ScorecardNo meaningful differences
Boti versus Moneytail: the parameters behind the verdict, then further details
ParameterBotiMoneytail
PriceFreeFree
Rating5.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyEvery 3 daysDaily — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, Apple Watch — betteriPhone
Requires iOS16.416.4
Further details — not scored
Size84 MB60 MB
Age rating4+4+
DeveloperSergio TajueloAlfian Putra

In-app purchases

4 purchases

Boti

Subscriptions2
  • Boti Pro$6.991 Month
  • Boti Pro7 Days trial$59.991 Year
One-time2
  • Boti Pro Lifetime$59.99
  • Boti Pro Lifetime$79.99
2 purchases

Moneytail

Subscriptions2
  • Premium$0.991 Month
  • Premium$3.991 Year

Questions

Is Boti free?
Boti is free to download, with in-app purchases available.
Is Moneytail free?
Moneytail is free to download, with in-app purchases available.
Do Boti or Moneytail have ads?
Neither Boti nor Moneytail shows ads.
Which is updated more often, Boti or Moneytail?
Boti ships an update every 3 days, and Moneytail daily. Most recently, Boti was updated on November 8, 2026 and Moneytail on October 31, 2026.

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