Comparison

Moneytail vs Jurnool

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moneytail

Features
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Catat uang secepat membalas chat. Ketik nominal, pilih kategori, simpan. Saldo semua dompetmu langsung terhitung. Tidak perlu daftar akun, dan tetap jalan tanpa internet. Yang tidak ada di tempat lain: • Notifikasi bank tercatat sendiri. Transaksi bank masuk ke dompet yang tepat,lengkap dengan pemberitahuan di layarmu* • Tanya uangmu ke AI. Hubungkan moneytail ke Claude atau Codex dengan MCP, lalu tanya "bulan ini habis berapa buat makan?"* • Aset emas. Nilai emas batangan dan perhiasanmu dihitung dari harga lokal dan global hari ini, lengkap dengan untung ruginya* Gratis, selamanya: • Dompet sebanyak apa pun: tunai, bank, e-wallet, juga dalam mata uang lain • Anggaran per kategori, lengkap dengan jatah per hari • Laporan bulanan dan riwayat tanpa batas • Utang piutang dan cicilannya • Ekspor ke CSV Fitur yang kamu butuhkan: • Sinkron ke beberapa perangkat • Foto struk di transaksi • Kunci Face ID • Notifikasi bank dan aset emas • Hubungkan ke Claude atau Codex (Senior dan Nine Lives) Kitten, Adult, dan Senior dibayar bulanan. Nine Lives sekali bayar untuk selamanya. *Syarat dan ketentuan berlaku. Langganan diperpanjang otomatis kecuali dimatikan paling lambat 24 jam sebelum periode berakhir. Atur atau batalkan di Pengaturan Apple ID. Syarat: https://moneytail.app/terms Privasi: https://moneytail.app/privacy

About

Jurnool

Features
Read full description

Just chat, Jurnool keeps the books. Jurnool is an AI expense tracker that logs your spending and income from a chat. Write it the way you'd text a friend: "bubur ayam 15rb, gojek 22rb, kopi 25rb". Jurnool fills in the amount, category and wallet. You check first, then save. LOG BY CHAT, PHOTO OR VOICE • Type several expenses in one note. • Snap a receipt or a payment screenshot. • Record a voice note. Long notes are split into separate entries. • When something is unclear, such as the amount, Jurnool asks first. CHECK FIRST, THEN SAVE Every entry can be reviewed and edited before it joins your journal. AI can make mistakes, so what gets saved is always your call. ASK ABOUT YOUR MONEY Ask "how much did I spend on snacks this month?" or "how much is left in my food budget?". Answers come with charts drawn from your own journal. BUDGETS AND GOALS • A monthly limit with a daily allowance, which can follow your payday. • Budgets per category, such as food or transport. • Spending goals for a trip, or income targets for hajj or an emergency fund. RECURRING BILLS LOG THEMSELVES Rent, internet or streaming subscriptions are added to your journal automatically on each due date. Just write "netflix 65rb tiap bulan". SEE WHERE YOUR MONEY GOES Weekly, monthly and yearly summaries by category and wallet, plus searchable history. Keep daily cash, savings and emergency funds in separate wallets. Export your history as CSV. PRIVACY AND SECURITY Lock the app with a PIN or biometrics. Jurnool doesn't connect to your bank account; everything in your journal comes from what you write, photograph or record. START WITHOUT AN ACCOUNT Try it as a guest with a limited number of notes stored on your device. When you sign in, your guest notes can move to your account. WHO IT'S FOR Anyone who wants a personal budget and expense tracker without long forms: daily spending, a monthly budget, savings goals, and bills in one place. PLANS Manual logging, budgets and CSV export work without a subscription. Without one, your history shows the last 2 months; older entries stay stored. Plus and Pro give larger monthly AI allowances for chat, photo and voice, and unlock your full history. Prices and plan terms are shown in the app before you buy. Jurnool is a personal finance journal, not a financial institution. It doesn't process payments, lend money or give investment advice. Jurnool is written for Indonesian: notes, categories and amounts follow Indonesian usage and rupiah. Subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel in Settings > [your name] > Subscriptions. Questions or feedback: hello@jurnool.com Privacy: https://jurnool.com/privacy Terms: https://jurnool.com/terms

Screenshots

Moneytail4 screens
Jurnool4 screens

Verdict

The call

The clearest difference is update cadence: Moneytail at daily against Jurnool's every 4 days. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Moneytail sells 2 in-app purchases, starting at $0.99 per month and Jurnool sells 4 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Moneytail ships an update daily, Jurnool every 4 days. Both last shipped on October 31, 2026.

Scorecard1 real difference Ā· 5 level
Moneytail versus Jurnool: the parameters behind the verdict, then further details
ParameterMoneytailJurnool
PriceFreeFree
Update frequencyDaily — betterEvery 4 days
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad — better
Requires iOS16.416.4
Further details — not scored
Size60 MB57 MB
Age rating4+4+
DeveloperAlfian PutraJimmy Wijaya

In-app purchases

2 purchases

Moneytail

Subscriptions2
  • Premium$0.991 Month
  • Premium$3.991 Year
4 purchases

Jurnool

Subscriptions4
  • Jurnool Plus$0.991 Month
  • Jurnool Pro$4.991 Month
  • Jurnool Plus$14.991 Year
Show 1 more
  • Jurnool Pro$49.991 Year

Questions

Is Moneytail free?
Moneytail is free to download, with in-app purchases available.
Is Jurnool free?
Jurnool is free to download, with in-app purchases available.
Do Moneytail or Jurnool have ads?
Neither Moneytail nor Jurnool shows ads.
Which is updated more often, Moneytail or Jurnool?
Moneytail ships an update daily, and Jurnool every 4 days. Most recently, Moneytail was updated on October 31, 2026 and Jurnool on October 31, 2026.

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