Billie Wallet vs BatuaY

Business payments at your fingertip. Take Billie anywhere you go and shop wherever you like. Manage purchases, issue virtual and physical cards, and maintain real-time control of business spending all in one place. Features: - Simplify purchasing and spending with one app for all of your business payments - Issue virtual and physical cards for you and your team in seconds - Set individual card rules and limits easily - Enjoy high spending limits and more time to pay with up to 45 days - Keep track of transactions and manage expenses in real time - Automate accounting with direct connections to bookkeeping software (DATEV, Lexware, and more) - Access easy payments everywhere with Apple and Google Pay - Protect your account with 2FA and more security features

Your money, in one app. Hold USDC, USDT, OUSD and Bitcoin in a wallet only you control. Send money to anyone by username for free, get paid with your own QR code and link, earn on your USDC, and buy or sell Bitcoin by card. SEND AND GET PAID • Send to anyone by their @username or a wallet address, in seconds • Sends are free, and we cover the network fees on stablecoins • Get paid with your own QR code and payment link, even by people who don't use BatuaY • Add your QR code to Apple Wallet and show it anywhere • Deposit from any exchange or wallet app BITCOIN • Hold, send and receive Bitcoin in the same wallet • Pay and get paid instantly with Lightning • Get your own Bitcoin address for deposits from any exchange • Buy and sell Bitcoin by card through our licensed payment partner EARN • Earn on your USDC, upto 6% a year today • Add or withdraw any time, with no lock up • Watch your earnings grow every day SWITCH COINS • Convert between USDC, USDT and OUSD in a tap, where available TOP UP • Add funds with Apple Pay, Visa or Mastercard SECURE BY DESIGN • Your wallet is self custody: only you can move your money • Every payment is approved with Face ID and your passkey • BatuaY never holds your keys FOR BUSINESSES • Pay suppliers' bank accounts in 100+ countries by SEPA, Faster Payments, ACH and SWIFT • Send invoices with a pay link and keep track of bills • Scan a bill and let AI read it for you • Team accounts with roles and approvals Earn rates are variable and change over time. Bitcoin's price can rise and fall. Bitcoin network fees are paid by you and shown before you approve. Features and coins depend on where you live. BatuaY is operated by GridChain Technology Inc.