CreamLedger vs FlatMile

CreamLedger is a smart companion for a small business run by one person or a few: a trade, a workshop, a market stall, a studio, an online shop. It keeps the books — money in and money out, invoices, stock, jobs, and the tax to set aside — and it does far more of the typing than a ledger usually does. Bring in the file your bank gives you. Hand it a photo of a receipt. Ask a question in your own words. BRING IN WHAT YOU ALREADY HAVE • A statement downloaded from your bank or card as OFX, QFX or QBO goes straight in. It is matched against what is already in your books, so nothing is counted twice. • A CSV from a spreadsheet, a payment service or a marketplace: say which column is the date, the amount and the note, check the preview, and confirm. • Nothing is written until you confirm, and a whole import can be undone afterwards. AN ASSISTANT THAT READS THE PAPERWORK Connect an AI model and give it a photo or a screenshot of a receipt, a supplier's PDF, a spreadsheet or a document. It reads the amount, the date and who it was from, and drafts the entries for you. It can file a freshly imported statement into your categories, draft an invoice or a payment reminder, sort tool purchases, and point out what looks like a duplicate. Every change arrives as a card showing exactly what would be saved. Nothing goes into your books until you press the button, and the assistant can never delete anything. ASK ABOUT YOUR BUSINESS How did last month compare with the one before? Where did the money go this quarter? Who owes me, and what should I reorder this week? Ask it to look over the whole business and it answers from your own figures: what stands out, what needs you, and what to do about it next. The everyday questions are answered on your device, with no AI connected at all. YOUR KEY, YOUR CHOICE OF MODEL The assistant runs on a model from Anthropic, OpenAI or Google, using an API key you get from them and pay them for directly. Your question and the records needed to answer it go straight from your device to the provider you chose — never through us. Customer and supplier names are hidden by default, and you can set a monthly limit on how much it uses. Everything else in the app works in full without a key. EVERYTHING A SMALL BUSINESS KEEPS • Income and expenses, with receipts attached to them • Invoices to print, email or share as a PDF, with your logo and how to pay • Stock: what you hold, what it cost, what it is worth, counted as of any date • Tools and equipment, and what they are still worth • Jobs on a board, from booked in to done: repairs, orders or bookings • Customers and suppliers, and what each has paid or is owed • Reports: profit and loss, year on year, who paid what, stock at period end • Tax to set aside, estimated at your own rates • Spending caps that tell you before you have gone past them • Backups with the receipts in them, spreadsheets, and a records bundle any other program can read EASY TO START Pick a ready-made set of categories for your kind of business. Or add a simulated business — ten years of made-up books — to try everything on, and remove it again in one step. YOUR BOOKS STAY YOURS There is no CreamLedger account, no server of ours, no adverts, no analytics and no tracking. Your records live on your devices and in your own iCloud, in step across iPhone, iPad and Mac. Nothing leaves them unless you send it: an export, an invoice, or a question to the AI provider you picked. FIRST MONTH FREE Start the free month and use everything. After that the monthly subscription continues unless you cancel. Without a subscription your books stay open to read and to export; adding to them and importing need one. The AI provider's own charges are separate and are billed by them. Tax figures are estimates from rates you enter. They are not tax advice. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Turn your work drives into organized mileage records. FlatMile logs drives automatically and free, lets you sort business from personal, and helps you prepare a report to share. No FlatMile account required. AUTOMATIC LOGGING, FREE FlatMile notices when you start driving and records the trip in the background, so there is no button to remember. Logging is free and has no trip limit. Tell it which car is yours and drives are attributed to that vehicle. BUSINESS OR PERSONAL, IN ONE SWIPE Review each drive and swipe: right for business, left for personal. Undo is always there. Add a purpose note, and correct a distance or an endpoint when you need to. REPORTS YOU CAN HAND OVER With a subscription, generate a PDF or CSV for any tax year in your log. Every report states its basis: the distances, the rate that applied to each period, and where that rate came from. It is a plain mileage record. Nothing in it is addressed to a revenue service. THE RATE IS YOURS TO CHOOSE - Standard: the published rate for the United States, the United Kingdom, Canada or the Netherlands, shown with its source and the date that source was verified. - Custom: your own rate, or the one your employer pays, labeled as yours. - Mileage only: distances and the business/personal split, with no monetary section at all. Rates apply by the date of the trip, so changing a rate never rewrites last year's numbers. NO ACCOUNT There is no FlatMile sign-up. Your drives are kept on your iPhone rather than on our servers, which also means they are not synced between devices and cannot be restored by us if you lose the phone. With a subscription you can export every drive as CSV or PDF at any time. Turn on iCloud Drive backup to keep your own copy of the log. WHAT THE SUBSCRIPTION COVERS Automatic logging and adding drives by hand are free. Without a subscription, each logged drive shows its day, time, destination and duration, and its distance, route, value and business or personal answer stay locked. An annual subscription unlocks every logged drive at once and adds one-swipe classification, PDF reports and CSV export. Drives you could see while subscribed, including during the free trial, stay open if the subscription ends. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless it is canceled at least 24 hours before the end of the current period, and your account is charged for renewal within 24 hours of the end of that period. Manage or cancel your subscription in your Apple Account settings. Privacy policy: https://flatmile.com/privacy Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/